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    • Yes, you should have applied for an immediate strike out as soon as the deadline expired. Without the agreement, they are stuffed Forget Barclaycard, Asset link is now the creditor, and it is down to them to provide the agreement.  That needs to go into the witness statement. They have not provided the agreement contrary to directions of the court and request the court strike out the claim as to the original court directions.
    • I did not receive a notice via post but in my claim status it shows my claim was transferred to a court I requested in my DQ, as it is closer to me.    Defense I filed:  1.       The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2.       The defendant paid the lead tenant a fixed sum monthly bill without fail for the extent of the rental period of the accommodation their contract was associated with who was responsible to make payments to the claimant, ending in June 2023. 3.       After moving out, a month later, the claimant wrote to state that an outstanding sum existed. Further stating, as one of the 10 tenants at the time, I now owed them the full sum instead of my 1/10 proportion of said debt, as 10 students were at the dwelling. They also intimated that they were legally allowed to charge me the full sum if the other renters were not to pay their share under some equal and joint severity rule. 4.       Despite sending numerous requests prior to the court claim being raised for copies of said bills for said utilities covered by the agreement, the claimant failed to send any clear bills. This included a CPR 31.14 on xx/xx/xxxx sent via post. 5.       The defendants stress that they acted in good faith to settle the outstanding balance, as evidenced by the confirmation received from the claimant.  Any subsequent demands for additional payments are unwarranted and contradict the claimant's previous acknowledgment of settlement. 6.       Pursuant to OFGEM code of back billing rules the alleged charges relate to charges which have not been billed correctly by Co-operative Energy and are therefore prevented from charging. With the court’s permission the Claimant is put to strict proof to: - a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. c) show how the Claimant has the legal right, either under statute or equity to issue a claim. 7.As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation                  that the money is owed. 8.It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
    • Paint is a free programme on any Windows PC. But don't worry, the choice here is not either perfection or nothing. As you say, use your scanner, save the file ... and then use the "choose files" option when you post to CAG to add the file. We can do all the redacting and converting to the correct file type at this end.  The important thing is just to get the info to us. Why not do an experiment this afternoon and see if the above works?  
    • I see they're trying to round up asylum seekers and lock them up for about three months so they can be put on planes to Rwanda. I'm a bit surprised that this is legal.  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mass identity fraud using www.akvehicle.com - - TfL penalties/PCNs Hire Vehicles not mine but in my name whilst abroad - now bailiffs - help!!


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I still receive the ex tenants spam post.

Send it all back and never hear from them again. 

Ok l do tell them he is dead.

Oh and a yearly subscription beg for something.

Dont know what just checked the back once and its a magazine subscription company.

Never get the mags or other post. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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:high5:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

hows this going?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Not very well, unfortunately. 

My MP has explored various avenues but unfortunately, it doesn't seem like there is a solution.

Victim Support Groups aren't able to help with this case as they don't deal with circumstances such as mine and I keep receiving more and more PCNs. 

The company that I know that at least some of the vehicles have been hired from has developed a website that is very very dodgy (and refers to them "sorting out PCNs").

I went to their registered address in person and discovered that they do not have an office and just use the address for mailing purposes (although they have never responded to my letters).

I took this to the police but was just told to inform Action Fraud and when I do that ... nada happens. 

Not too sue what else I can do to end this trauma once and for all. 

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What has the presa said. TFL dont like bad press. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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33 minutes ago, helpneeded. said:

The company

name and shame please

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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How about speaking to someone at Action fraud. Not use the website. Maybe they can advise. 

Go back to police and say action fraud has said they cant deal with this and the police need contacting. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I shared various news articles of other identity fraud stuff with my MP and asked her about this but she said the articles weren’t helpful as the fact patterns were slightly different. How would I reach out to the pres myself? And think I’d ultimately have to make it an article about the system failing as a whole?

The company is AK Vehicle Management Limited. 

 The ‘no hassle’ tab goes on to say ‘We will take care of your PCNs …’, the phone number is fake, and the website contains very poorly written English. These factors make me very suspect of it, which is why I tried to take this to the police in person.

I managed to speak to a victim support adviser at ActionFraud but they just told me I had to keep challenging the PCNs one by one. I’ve gone to the police but they tell me they do not have the power to investigate this as it falls under Action Fraud’s jurisdiction. 

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Maybelook online for some newspapers non red tops so like the guardian  and see if they have a contact us. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I follow the Guardian's weekly consumer stuff and they have done articles on issues, way, way less serious than what you are going through.

  • I agree 2

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

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Agree with FTMDave. I dont follow as such but these papers need a challenging case. I notice when other post them for free on fb.

A meaty case might be more interesting. 

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OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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  • 5 months later...

Yes you could try the opposite camp Daily mail, or the Sun. All will be in a similar format, but as TFL getting flak you might have success with one of them.

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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On 15/06/2022 at 07:52, helpneeded. said:

It doesn't show the creditor and let's you know this before you go through the payment process for the search. 

Credit Searches fail to display the name of the creditor and this has been a huge problem for years. The good news is that this omission is amongst proposals which hopefully will be introduced within the next few months.

In the meantime, instead of me reading back over many pages, are all the Penalty Charge Notices issued by Transport for London? How many are there?

Also, have you actually contacted TfL?

Edited by Bailiff Advice
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I've had penalty charges issued by TfL and a variety of London local councils. I've also had a few private parking charges. In total I've probably contested about 30 charges (i.e. ones I've received enforcement notices) and I know that there are many more out there from doing a Subject Access Request on a bailiff. 

 

I've contacted TfL and the various local councils; they say there's nothing they can do to stop this and that I should just challenge each charge when I receive an enforcement notices through the TEC route. Neither Action Fraud nor my MP have been of any help either. 

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This is madness. I cant believe its still going. 

Surely they cant believe after all the evidence that this is you. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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When I challenge the enforcement notices, the challenges are successful,  it's not the case that the local councils think that it's me.

They just don't have any system in place for this situation and have no flexibility to consider unique situations or do anything that isn't per their textbook. Ultimately, when I share the Action Fraud reports which say that it isn't me, that does the trick 

The admin burden is still huge though, a CCJ could be issued against me at any time, sometimes I have very limited time to challenge as the bailiffs are already at the final enforcement stage by the time I find out about the charges and this generally is a mental burden on. So all very difficult. 

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You have a DVLA letter saying you dont have a driving license. You have a DVLA letter saying you have never had a car in your name. 

I still dont understand how anyone can then believe you are the person as if its a hire car you need to prove you have a full valid license some even require you to have separate insurance. 

If the hire company have not done the checks then its a flag for me. 

I know you SAR'd the hire company and was ignored but did u follow it up and make other checks on the company. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Yes, the company is extremely dodgy.

I've obtained a copy of one of the hire agreements and the driving licence number of the form is fake.

Other details, e.g. date  of birth, are also wrong. 

The website of the company 

AK Vechicles | Just another WordPress site (akvehicle.com)

 

The website says

'We understand the pressures faced by PCO drivers so we do everything we can to ensure you can spend as much time as possible on the road.

We will take care of your PCNs, PCO testing, servicing, MOT and insurance, leaving you to focus on earning a living.'

I think this company is just a company that fraudulently offers this scam as a service. 

I've reported them to trading standards but don't think that really did anything. 

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Maybe we need to find out if they have a over all trade body a bit like ofcom. 

Then u could go to them also see if they are a registered company. Speak to companys house. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • dx100uk changed the title to Mass identity fraud using www.akvehicle.com - - TfL penalties/PCNs Hire Vehicles not mine but in my name whilst abroad - now bailiffs - help!!

Hi

Are you sure they are registered on Companies House?

As there is nothin on their website identifying them nor even a Privacy Policy.

And when I do a look into them there is a Company on Companies House but it is not the Company of the AK Vehicle Website your posted.

The one I get is in Salisbury but its not the same website you posted

Post the Companies House link or their Company Number

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Have u told tfl its all fake eg the hire car details. 

Also its a flag for me that they dont have a address on the website. The facebook and twitter link button dont work. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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