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Lowell PAPLOC now Claimform - old E-ON £3K+ bill


autumn53

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Early days yet so don't count your chickens ooops sorry, the claimant has 33 days to decide/ respond to the defence whether they wish to proceed I suspect they are busy chasing chickens ...ooops :becky:

 

Andy

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Hi again,

Please don't be mad at me but I have just been shown by the same friend of family that I overlooked and also missed to share with you a very important document from my husband's SAR.

I was still new to this and I did not pay close attention to the bunch of papers I had received. Nevertheless, I have edited and prepared a PDF of this for your kind attention now. It is the Event History Eon had sent. Apologies.

Kindly also note that they pencilled a document looking at Eon's event history that I share here. My apologies again about failing to share my husbands Event History here in the past when it came through post back in March 22.

 

EVENT HISTORY Husband.pdf Synopsis.pdf

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well you dont let lowell see those nor hope they send/use those in their witness statement....keep the SAR contents to yourself!!

as they are quite damning as to defendant mentions his supply meter not being on their property.....

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi dx,

 

We have received the attached two letters from Overdales roughly asking me to fill a reply form and another containing a Direction Questionnaire. Please note I have omitted some pages from the Reply form to stick to the forum's file size requirement.

(I am also attaching an old letter (FYI) from Overdales that shows the reference number they have started using instead of A/c numbers in the next post due to file size issue.)

 

Many thanks 

Direction Questionnaire.pdf Reply Form.pdf

.... cont. FYI

FYI.pdf

Edited by autumn53
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On 11/06/2023 at 15:44, autumn53 said:

Done 

Thank you very much and may god bless you. I am truly grateful.

they only had 33 days its now august 17th...:pound:

check mcol status i bet your defence is the last entry?

nothing about dq n180's being sent out?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You should be well aware Lowell's always do this to harass & intimate.

Who's only just sent it out? Not the court and theirs is dated..go look and realise the above

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes lots of posts on this forum where they are trying to extort somehow or the other. Non stop menace. Threatening people with CCJs and they often buy debts without any supporting paperwork. I found some on Googling as well. Thanks dx 

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  • 4 weeks later...

Your defence was received on 12/06/2023 at 01:06:09

the claim is well stayed now

it will cost them upto £275 to lift the stay via an n244. of which the court will inform you

dx

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Dear DX

Today we received the attached Notice of Proposed Allocation  from the court together with the Direction Questionnaire.

I am also attaching screenshots of what it says on my MCOL.

Please could you advise me about my next move.

Many thanks

Status Summary on MCOL.pdf Notice of Proposed Allocation.pdf

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well as you have been reading up you should know what to do with an n180...

but i find it very strange your defence was acked early june by the court and its only now moved to directions questionnaire , thats almost 4mts

 

dx

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks very much Dx, I will now :

 

1. Fill the form the court sent as follows

Quote

 

Mediation = No

Small Claims = Yes

Track this case = Yes

With Hearing = Factual disputes

Court = Northampton County Court

Expert Evidence = No

One Witness = Me

 

2. Send it via 1st class post with free proof of posting.

CC to Overdales sent same as above (without my ph & email add)

I have attached a filled form here.

Regards

 

 

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claim number showing

as a matter of enquiry why did you say no to mediation?

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dx

I will say YES to mediation

I think I confused myself with a post I read here.

Sorry, I missed the claim number.

I think there may have been backlog at the court which perhaps explains the delay.

Other than saying YES to mediation

is the following wording for 'With Hearing' looking ok to you?

Kindly note that there are
factual disputes which will need the
honourable judge to hear from me directly
as I have never lived at the address the electricity bill belongs to.

Many thanks

 

 

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i would not be putting anything like your suggestion, no judge looks or knows anything until the day of the actual court hearing IF it ever gets that far. so dont play your cards early.

............

dont use email. use 1st class stamp get free proof of posting from any po counter, it does not hurt if its a day or 2 late you are a LiP (litigant in person - joe public against the system- you get certain leeway)


https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track-correct-at-sept-2016/#comment-5088148

3 copies

yes to mediation (unless you filed our Statute Barred Defence OR this is a claim for a Private Parking Ticket)

1 wit you

Suitability for determination without a hearing? no (read all the posts in N180 link above for the reason)

the rest is obv

1 to the court

1 to sols (omit phone/sig/email)

1 for your file

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX

I have a few questions please if you have a min

Quote

as a matter of enquiry why did you say no to mediation?

1. Should I go for mediation? I have read about Mediation here and am a bit worried whether Overdales will at all agree to my viewpoint of not owing E-On anything. 

Quote

i would not be putting anything like your suggestion, no judge looks or knows anything until the day of the actual court hearing IF it ever gets that far. so dont play your cards early.

2.  What should I fill in the 'With Hearing' part where the court wants to know my Reason why I want a hearing. The Defence I filed back in June (extract from defence below) had such information and the Court already knows this, so do Overdales I guess.

(1. The Defendant contends that the particulars of claim are vague and generic in nature for an alleged assigned disputed debt. The Defendant accordingly sets out its case below and relies on CPR 16.5 (3) in relation to any particular allegation to which a specific response has not been made.

2. Paragraph 1 is denied as the final bill refers to and addressed to a property situated next door which was owned by the previous owner of our property to which we have never owned. 

7. Notwithstanding the above the final bill dated 1st Dec 2021 includes a period of over 12 mths pursuant to Ofgem Back Billing )

Many thanks

 

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46 minutes ago, autumn53 said:

Should I go for mediation

you always go for mediation, you do have to go thru with it and you are not admitting anything by doing so.

47 minutes ago, autumn53 said:

What should I fill in the 'With Hearing'

read all the post in the n180 link i sent you.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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At this point after reading through the post you shared, I am unsure which option is best for me

 

1. Court Hearing : I will be able to clarify in front of the Judge that the bill is for an address I do not reside in and the claim breaches Back Billing rule.

 

2. No Court Hearing : The Judge may be able to come to the above conclusion having read my defence that I submitted earlier.

Regards

 

Hence I am not entirely sure which is the best option for me. In either case, I have to assume that there is an equal probability of the Judgement going for or against me.

 

Does either option tip the balance in my favour?

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7 minutes ago, autumn53 said:

Does either option tip the balance in my favour?

Yes, with a hearing

  • I agree 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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post 3 in the link i sent 

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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