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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Debt has spiraled out of control


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Hi folks

Just a quick catch up on how things have progressed had lots of phone calls and letters from dca, all ignored not spoke to any of them.

Got my 1st threat of NEXT step legal action. CCJ threats.

Do I now ask them for proof of credit agreement.

Also could I send the original lender a mis sold credit complaint due to constant credit increases without me asking.

Thanks H

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not unless it's a letter of claim with a return pack no...ignore!!

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 6 months later...

Hi

I've dropped myself init now.

Just found a letter of claim down back of my radiator, it's gone over date by 4 days,

i was waiting for one to arrive so i could send off a CCA letter, what is my position now.

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what for?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx just the man thanks for your reply,

I've got a letter of claim from overdales re a credit card

but I've accidentally let it go over by 5 days,

can I in delay this while i send the oca letter to them.

Thanks

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doesnt hurt being late

OCA letter?

just hit letter of claim

and follow post 2 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what is an OCA letter?:noidea:

you follow post 2 as stated.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Original credit agreement for them to prove the debt.

Post 2 is the pro rota, I did this to the Original creditors sometime ago with offers of payment i got no reply, soon after the dca started sending me letters and phone calls.

Thanks 

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8 hours ago, dx100uk said:

doesnt hurt being late

OCA letter?

just hit letter of claim

and follow post 2 

dx

post 2 of the letter of claim thread not YOUR thread
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • AndyOrch changed the title to Debt has spiraled out of control Court Claim Received
  • dx100uk changed the title to Debt has spiraled out of control

thread tidied.

new thread for the court claim is here

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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