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    • Morning, I purchased a car from Big Motoring World on 10th December 2023 for £14899.00. On the 15th December I had a problem with the auto start stop function of the car in which the car would stop in the middle of the road with a stop start error message. I called the big assist and the car was booked in for February. The BMW was with them for a week and it came back with the auto stop start feature all fine and all error codes cleared on the report from big motoring world. within 5 days I had the same issue. Warning light coming on and the car stopping. I called big assist again and the car was again booked in for an other repair in May. Car was taken back in may, they had the car for a week and returned with the report saying no issue with the auto stop start feature and blamed my driving. Within 5 days of having the car back it broke down again. This time undrivable. I had the rac pick my car up and take to Stephen James BMW for a full diagnostic. The diagnostic came back with the car needing a new fuel system as magnetic swarf was found.  I have sent big motoring world a letter stating all the issues and that under the consumer rights act 2015 I have asked for a replacement vehicle. all reports from Stephen James BMW have been sent over to big motoring world. Big motoring world have come back and said they will respond to my complaint within 14 days for the date of my complaint letter. I am not feeling confident on the response from them, what are my next steps?   Thanks in advance. 
    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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Tanzarelli v Cap One... £ + default **WON**


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happyh - I'm not sure what website you are referring to and to be honest I don't want to know.

 

If the default has been caused by unlawful penalty charges then the request for a removal should go with the claim for a refund. Any company that says it can get a default removed from your files would charge you a fee and not actually deliver the goods - they would be looking at ways in which to play with rules and regulations just in case something had been missed (like notification of the default).

 

If a default has been fairly placed on a credit file, then no company will be able to remove it for you.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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jonni2bad,i cant believce that you would think anyone who posts on this sight would direct a fellow struggler to a company who would charge for their help,the website is a complete story of someone in our position who managed to get the default notices removed from his credit file,and if you are a sample of the moderators on this site i think ill unsubscribe now,i find your message offensive and will pass mymthoughts to whoever i need to.my sole aim was to help tanz with his query,not to send him to someone who would charge him.

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If you wish to reply in public, then perhaps you can also reply to the other points raised in my PRIVATE message to you - specifically to avoid having to become involved in some kind of public slanging match.

 

You have been advising users to claim for charges over £12.

 

You have been advising users to claim section 69 interest from the date of the OFT ruling rather than the date of the charge being imposed.

 

You have been advising members NEVER to accept partial payment offers.

 

With the above in mind, I think it was perfectly reasonable of me to assume that you were directing people to a site that they did not need - you could, of course, have simply replied to my PM and let me know the website was simply a person's story.

 

I have had to moderate numerous posts of your this evening and I make no apology for attempting to protect other users from misleading information that could potentially affect their claim.

 

If you wish to contact me about these issues, please do so, otherwise I would suggest several days in the FAQ section might just cure the problem.

 

Please don't use this thread to continue this conversation - it is simply hijacking an otherwise useful discussion.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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If you wish to reply in public, then perhaps you can also reply to the other points raised in my PRIVATE message to you - specifically to avoid having to become involved in some kind of public slanging match.

 

You have been advising users to claim for charges over £12.

 

You have been advising users to claim section 69 interest from the date of the OFT ruling rather than the date of the charge being imposed.

 

You have been advising members NEVER to accept partial payment offers.

 

With the above in mind, I think it was perfectly reasonable of me to assume that you were directing people to a site that they did not need - you could, of course, have simply replied to my PM and let me know the website was simply a person's story.

 

I have had to moderate numerous posts of your this evening and I make no apology for attempting to protect other users from misleading information that could potentially affect their claim.

 

If you wish to contact me about these issues, please do so, otherwise I would suggest several days in the FAQ section might just cure the problem.

 

Please don't use this thread to continue this conversation - it is simply hijacking an otherwise useful discussion.

 

 

Top man jonni2bad - tell em how it is mate:D

VIEWS EXPRESSED ARE MY OWN - IF THEY HELP - PLEASE CLICK MY SCALES

Halifax - S.A.R - June 06

- Pre-Lim(£1665) July 06

- LBA - July 06

- MCOL - 15th Aug 06

- Acknowledged 18th Aug

- Settled IN FULL :eek:

- 2nd Claim Started - 12 Dec 2006

- SETTLED IN FULL:eek:

- 3rd Claim Started (Phone Call) 1st March 2007

- SETTLED IN FULL:eek:

Abbey National - S.A.R - 23/08/06

- Default Removal Letter sent 21st Sept

- LBA sent with Estimated Charges 4/10/06

- 2nd LBA 23/10/06

- N1 filed 9/11/06 - Deemed Served 16/11/06

- AQ & Draft Directions filed 19/12/06

- Court Hearing 22/3/07

- SETTLED IN FULL:o INCLUDING £5k COMPENSATION

Capital One - S.A.R. 10/10/06

- SETTLED IN FULL:eek:

Alliance & Leicester - Mortgage E/S/C Claim 02/03/07

- SETTLED IN FULL:eek:

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If you wish to reply in public, then perhaps you can also reply to the other points raised in my PRIVATE message to you - specifically to avoid having to become involved in some kind of public slanging match.

 

You have been advising users to claim for charges over £12.

 

You have been advising users to claim section 69 interest from the date of the OFT ruling rather than the date of the charge being imposed.

 

You have been advising members NEVER to accept partial payment offers.

 

With the above in mind, I think it was perfectly reasonable of me to assume that you were directing people to a site that they did not need - you could, of course, have simply replied to my PM and let me know the website was simply a person's story.

 

I have had to moderate numerous posts of your this evening and I make no apology for attempting to protect other users from misleading information that could potentially affect their claim.

 

If you wish to contact me about these issues, please do so, otherwise I would suggest several days in the FAQ section might just cure the problem.

 

Please don't use this thread to continue this conversation - it is simply hijacking an otherwise useful discussion.

 

Well I think i'll stay out of this one, seems theres a bit of previous here. Thanks for keeping an eye jonny2bad. I think my question has been answered though. The reason my fee still cost £80 even though it was including the default removal was because it was linked to one claim which was monetary and under the value of £1K. Willowb pm'ed me.

 

Thanks anyway.

 

Tanz

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  • 2 weeks later...

Well here it is, at long last.

 

Claim Number 6WR03176

Charges £820.00

Interest £133.92

Court fee £80.00

Total £1033.92

Daily Rate £0.16

Default Removal

 

Issued on 19th December 2006

Sent to Defendant 1st Class on 28th December (why it took that long i'll never know)

Deemed Served 30th December 2006

Defendant now has until 15th December 2007 to acknowledge

 

Tanz

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Well here it is, at long last.

 

Claim Number 6WR03176

Charges £820.00

Interest £133.92

Court fee £80.00

Total £1033.92

Daily Rate £0.16

Default Removal

 

Issued on 19th December 2006

Sent to Defendant 1st Class on 28th December (why it took that long i'll never know)

Deemed Served 30th December 2006

Defendant now has until 15th December 2007 to acknowledge

 

Tanz

Well done, Tanz !! The delay was probably due to court closure over Christmas. Acknowledgement due 15th January, I take it !!

Something to look forward to in the New year !!

 

All the best with it, mate.

 

Bill.

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Well done, Tanz !! The delay was probably due to court closure over Christmas. Acknowledgement due 15th January, I take it !!

Something to look forward to in the New year !!

 

All the best with it, mate.

 

Bill.

 

On the nose bill, how did you guess. lol

 

Yes 15th Jan it is.

 

Just the default which is prob going to slow things up I feel.

 

They may surprise me though. We can only hope, eh?

 

Tanz

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Hi Tanz

Good luck with your claim, won't be long now. Mine is almost well nearly settled they seem to have settled the court fees and the interest, but no sign yet for the return of the charges. Will speak to their Solicitors on Tuesday morning.

ds

 

Thanks and hope yours gets sorted soon. Who are their solicitors, just out of interest for future ref?

 

Tanz

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Hi Tanz, good going on Capital One. They used to snowball their charges like no-one else, which is why they just made it to #1 on my list of people to sue. Can you help me out though. I need to know who to put as the defendant on the claim form. Thanks for any help you can offer.

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Hi Tanz, good going on Capital One. They used to snowball their charges like no-one else, which is why they just made it to #1 on my list of people to sue. Can you help me out though. I need to know who to put as the defendant on the claim form. Thanks for any help you can offer.

 

Hi MysterE,

 

 

Capital One Bank PLC or Capital One Bank Europe PLC which ever takes your fancy.

 

I just put the first one. You are the Claimant they are the Defendant, if you are doing it online do not do what I did with my Llods TSB, claim and put the Defendants name in the Claimant part as well as the Defendant section, must have been having a bad day. Anyway caused my claim to be suspended and am having to re file currently.

 

What stage are you at with them currently, are you at claim stage and have you followed the process ie Data Protection Reqest (S.A.R - (Subject Access Request)) and then preliminary letter requesting charges then Letter Before Action, prior to filing?

 

Tanz

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Hi Tanz

 

I've sent all the prelim stuff up to LBA. They were quite sneaky on this. First they sent me a cheque for a paltry sum with no covering letter. When I called them to ask about what it was for, they told me I had a credit balance when I closed the account. Two weeks later I received a letter saying that they were sorry I had complained but should have received a cheque in compensation. This was a completely devisive way of trying to get me to accept their paltry offer. Unfortunately for them, since they record all their calls "for quality" and Data Protection Act gives me access to these recordings, I have them on record as conspiring to deceive me!

Next thing they tried is to fob me off to the Ombudsman. The thinking behind this is presumably that if i haven't tried all other dispute processes before court, I am not entitled to claim costs. However, the ombudsman is not getting involved unless they are prepared to show their costs, and what chance is there of Capital One showing up for a court date anyway?

 

What address did you put down for the defendant?

 

Good luck with the case.

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Hi Tanz

 

I've sent all the prelim stuff up to LBA. They were quite sneaky on this. First they sent me a cheque for a paltry sum with no covering letter. When I called them to ask about what it was for, they told me I had a credit balance when I closed the account. Two weeks later I received a letter saying that they were sorry I had complained but should have received a cheque in compensation. This was a completely devisive way of trying to get me to accept their paltry offer. Unfortunately for them, since they record all their calls "for quality" and Data Protection Act gives me access to these recordings, I have them on record as conspiring to deceive me!

Next thing they tried is to fob me off to the Ombudsman. The thinking behind this is presumably that if i haven't tried all other dispute processes before court, I am not entitled to claim costs. However, the ombudsman is not getting involved unless they are prepared to show their costs, and what chance is there of Capital One showing up for a court date anyway?

 

What address did you put down for the defendant?

 

Good luck with the case.

 

James

 

Just the one of the statements/letters.

 

All sound good fun. If they think they can wriggle out of it they got another thing coming.

 

Good luck anyway and feel free to ask anything else, if I can help then I will.

 

Tanz

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MysterE - Hi to you. Although I see you've only just joined, you seem to have read up and got things well and truly under way. Well done, and all the best with your claim.

 

I just happened to notice you have managed to get copies of tele-cons with them, under the DPA. I never thought of asking for those (and I have 3 SAR's on the go) - as I never thought that they would supply them. Did you ask specifically for yours - and are they on CD or tape ?

 

Be interested to know.

 

Cheers,

 

Bill.

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Hi Tanz, I Have Read Your Threads With Great Intrest And Think Your Wording In Some Of Your Letters Were Great, Do You Mind If I Use Them? Am Simmular To Yourself I Want Them To Take Of My Default, So Good Luck

 

Hi reallystuck,

 

Feel free to use them, however it might be an idea to post them on your own thread prior to sending just for additional comment and all that. Remember note to post your account details though.

 

Tanz

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