Jump to content


  • Tweets

  • Posts

    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

SPML/LMC anyone claimed for mis selling and unfair charges?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1133 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

SPML have changed their address to that of Capstone and they are several months late providing their full accounts to Companies House.

 

PwC the administrators of the Lehman bankruptcy held a fire sale of Capstone and "their" mortgage book in Jauary but I haven't been able to find anything more on this. The closing dates for bids was end of JAn and it was estimated that it would be offers of about 50p in the £1.

 

So to my mind SPML are no more and the rest is being sold so what is going to happen to all of us is ayones guess.

Link to post
Share on other sites

Hi all

 

I have been thinking about the information we all need to obtain from the 'false' Claimant regarding the SPV & the transaction details, so that we have them to hand to fight repossession.

 

I seem to recall somewhere that there was an alternative to sending in a SAR, and that was to ask the 'fale' lender to to fully disclose the relevant documents that the borrower feels are material to the case against them?

 

I believe that there has been a discussion somewhere on these threads of asking for disclosure of documents 'pre-action' on the basis that they be material. Given that legal action has already started in most of these cases, surely a request for disclosure can be made of the 'False' Claimant? An application to the courts to suspend/hold the action until the material is disclsoed by the lender. An application to the court could made on the basis that there is liklehood of lender having this information and that this has come to light very recently in evidence put before the Treasury Committee on the bnaking crisis. It might put a bit of backbone into a District Judge to agree that the transaction documentation should be disclosed as part of the repossession proceedings, and therefore halted until complied with.

 

Sorry if this has already come up and been answered. Any legal minds out there?

 

Supersleuth?

 

 

 

Dangermouse

Link to post
Share on other sites

Quick question: would the DPA 1998 allow an individual to demand all data held on him *and specifically his property* of a company such as Capita Trust Corporate Ltd - the trustee of Midge61's portfolio?

 

I'm thinking in particular of this bit:

 

35 Disclosures required by law or made in connection with legal proceedings etc

(1) Personal data are exempt from the non-disclosure provisions where the disclosure is required by or under any enactment, by any rule of law or by the order of a court.

(2) Personal data are exempt from the non-disclosure provisions where the disclosure is necessary—

(a) for the purpose of, or in connection with, any legal proceedings (including prospective legal proceedings), or

(b) for the purpose of obtaining legal advice,

or is otherwise necessary for the purposes of establishing, exercising or defending legal rights.

 

Judging from Midges portfolio doc, these people hold the Title - while SPML just pretend to for the benefit of repo cases?

So a SAR would - or should - throw up a reference?

In knowledge lies wisdom

 

Mo - not even a bar-stool lawyer, but I'll help where I can...

 

 

Link to post
Share on other sites

Good old Europe :) Check this out:

 

Particularly the sub-sections:

 

Misleading actions in commercial practice (page 11)

 

and

 

Misleading omissions in commercial practice (page 12)

 

 

And the word "objective".

 

No lawyer, but that looks open and shut regarding a contract that (quote) witholds ""notice of the assignment to the issuer of the Loans and Collateral Security .. .. will not be given to the Borrowers" and a "mortgage company" that flagrantly attempts to pass itself off as a charge-owner in order to harrass and distress a person in difficulties.

In knowledge lies wisdom

 

Mo - not even a bar-stool lawyer, but I'll help where I can...

 

 

Link to post
Share on other sites

 

 

 

that looks spot on Dangermouse :)

In knowledge lies wisdom

 

Mo - not even a bar-stool lawyer, but I'll help where I can...

 

 

Link to post
Share on other sites

Hi all

 

I have been thinking about the information we all need to obtain from the 'false' Claimant regarding the SPV & the transaction details, so that we have them to hand to fight repossession.

 

I seem to recall somewhere that there was an alternative to sending in a SAR, and that was to ask the 'fale' lender to to fully disclose the relevant documents that the borrower feels are material to the case against them?

 

I believe that there has been a discussion somewhere on these threads of asking for disclosure of documents 'pre-action' on the basis that they be material. Given that legal action has already started in most of these cases, surely a request for disclosure can be made of the 'False' Claimant? An application to the courts to suspend/hold the action until the material is disclsoed by the lender. An application to the court could made on the basis that there is liklehood of lender having this information and that this has come to light very recently in evidence put before the Treasury Committee on the bnaking crisis. It might put a bit of backbone into a District Judge to agree that the transaction documentation should be disclosed as part of the repossession proceedings, and therefore halted until complied with.

 

Sorry if this has already come up and been answered. Any legal minds out there?

 

Supersleuth?

 

 

 

Dangermouse

 

 

Hi Dangermouse,

 

Are you referring to Part 31 of CPR which covers Disclosure and Inspection of Documents. Specific interest may be section 16 which is disclosure before proceedings commence.

 

A link to this is here for reading.

 

PART 31 - DISCLOSURE AND INSPECTION OF DOCUMENTS

Link to post
Share on other sites

Another piece of jigsaw may have been found, but before I say anything - can someone explain (and point to relevant law if possible) under what circumstances a company is allowed to file as dormant for accounts purposes with Companies House?

 

Thanks,

 

Mo

In knowledge lies wisdom

 

Mo - not even a bar-stool lawyer, but I'll help where I can...

 

 

Link to post
Share on other sites

A company which provides Dormant Accounts can actually be trading. We found this out on the debt Collection Agencies side of the forum. Example: Triton Debt Recovery act like any other DCA sending letters harassing etc but are owned by RBS (who took over the company as part of the Natwest Package) it has staff, phones the lot BUT...they file dormant accounts, Why? Because ALL the costs, purchases and staff are RBS paid. Triton do not have any transactions whatsoever going through their company and therefore Companies house confirm they can register Dormant Company accounts ( I Know I asked). So, just because the company is showing Dormant at CH does not mean they are none trading, but a part of another company picking up the costs. Likewise they could have been trading for a short time before their first set of accounts need filing at companies house which is what 10 months after their full trading year. If the company was Dormant prior to that rather than being a new set-up that too will continue to show as Dormant..

 

Does that help?

Link to post
Share on other sites

A company which provides Dormant Accounts can actually be trading. We found this out on the debt Collection Agencies side of the forum. Example: Triton Debt Recovery act like any other DCA sending letters harassing etc but are owned by RBS (who took over the company as part of the Natwest Package) it has staff, phones the lot BUT...they file dormant accounts, Why? Because ALL the costs, purchases and staff are RBS paid. Triton do not have any transactions whatsoever going through their company and therefore Companies house confirm they can register Dormant Company accounts ( I Know I asked). So, just because the company is showing Dormant at CH does not mean they are none trading, but a part of another company picking up the costs. Likewise they could have been trading for a short time before their first set of accounts need filing at companies house which is what 10 months after their full trading year. If the company was Dormant prior to that rather than being a new set-up that too will continue to show as Dormant..

 

Does that help?

 

 

Yup, thats great, thanks :) OK... so if a company is "dormant" - but is a part of a Group - eg "Co 1 Ltd" is dormant, and is a sub. of "Co 1 Group PLC" - can you SAR "Co 1 Group PLC" and are they legally bound to send you any relevant data for the whole group, including "Co 1 Ltd" as a subsidiary company?

 

I can find nothing but wooly maybes on this and I've googled extensively. Does anyone have a definitive on this?

 

Cheers

 

Mo

In knowledge lies wisdom

 

Mo - not even a bar-stool lawyer, but I'll help where I can...

 

 

Link to post
Share on other sites

Yup, thats great, thanks :) OK... so if a company is "dormant" - but is a part of a Group - eg "Co 1 Ltd" is dormant, and is a sub. of "Co 1 Group PLC" - can you SAR "Co 1 Group PLC" and are they legally bound to send you any relevant data for the whole group, including "Co 1 Ltd" as a subsidiary company?

 

I can find nothing but wooly maybes on this and I've googled extensively. Does anyone have a definitive on this?

 

Cheers

 

Mo

 

What you will need to do is find out who the Data Controller is for Co 1 and you can also search for Data Controller name of Co 1 Group plc too, you'll probably find they are one of the same, however the Information Commissioner keeps a list of Data Controllers : DPR: Data Controller Name [7] which should tell you exactly what you need to know....;)

Link to post
Share on other sites

Midge61,

 

First note at page 69 of the Prospectus it states: " Under the Mortgage Sale Agreement and the Deed of Charge, each of the Issuer (with the consent of theTrustee) and the Trustee will be entitled to effect such registrations".

 

Also use page 9 schematic which shows that SPML ("sale of mortgage pool" ) SOLD the mortgages to the ISSUER - the "ISSUER" is Southern Pacific Securities 05-03 plc - (note that Southern Pacific Securities 05-3 plc is now the entity with whom you are in contractual privity and is your lender - and also note that Sourthern Pacific Securities 05-03 plc then created a trust with the MORTGAGE TRUSTEE and put your mortgage into that trust).

 

Also see page 55 "Under the Mortgage Sale Agreement, SPML will sell and the Issuer [i.e. SPS 05-3 plc] will purchase the Loans and Collateral Security comprised in the Initial Mortgage Pool for consideration equal to the aggregate of (a) an amount equal to the aggregate Balances of the Loans comprised in the Initial Mortgage Pool..." (Note "consideration" is a technical legal word which means: in "consideration" of you [i.e. SPML] giving me [i.e. SPS 05-03 plc] the "consideration" of the legal right and title to the mortgage contracts, I [i.e. SPS 05-03 plc] will in return give you [i.e. SPML] the "consideration" of the total amount of the balances on all the mortgage accounts.)

 

This PROVES that legal title has passed to from SPML to SPS 05-3 plc, and then SPS 05-03 limited then passed legal title to the the Trustee - THE TRUSTEE and SPS 05-03 plc would NOT be entitled to effect the registration if the legal title had not been conveyed to SPS 05-03 plc. SPS 05-03 plc in turn conveyed the legal title to the Trustee under the trust deed between SPS 05-03 plc and the mortgage trustee. THUS LEGAL TITLE WAS CONVEYED by SPML...and the transfer of legal title to SPS 05-03 plc should have been registered!

 

The evidence that you need should highlight to the judge is at page 69: "Neither the Issuer [i.e. SPS 05-3 plc] nor the Trustee currently intend to effect any registration at The Land Registry of England and Wales" That is the breach of s.27(3) and (4) of the Land Registration Act 2002 which MANDATES THAT THEY MUST REGISTER AT THE LAND REGISTERY - at the very least SPS 05-3 plc MUST REGISTER but has not.

 

Also, section 123 makes it a criminal offence to INTENTIONALLY suppress and conceal the transfer from the Land Registry. As they expressly state that they have no intention to register - they have committed the s.123 criminal offence.

 

Your bank statements with reference to SPS 05-03 PROVES that you are paying the ISSUER (i.e. SPS 05-03 plc) and therefore, there can be no doubt that your mortgage is in this securitisaiton mortgage pool

 

Hope this helps speed up the reading and understanding of the Prospectus and points you to the right areas.

 

Supersleuth

Edited by supersleuth
Link to post
Share on other sites

Supersleuth, I need to tap your knowledge here, it may help others track these mortgages like you have done with Preferred and Spml..I have asked Swift Advances plc if they securitise and they said they don't. Beacon say Swift keep their assets on Balance sheet..but you say ( and I know who I'd rather trust) that MOST securitise..now if Swift tell us they don't how else can I find out of any shenanigans behind the scenes. They have a Director who worked for Preferred and I don't believe Swift, it all sounds too cosy...can you point us in the right direction? There are references after the D/D's but nothing like the SPML ones, just a row of numbers which google can't link to anything...there must be a way and you seem to be about as near as I'm going to get....any guidance?

Link to post
Share on other sites

Hi Smarterchick,

Whoever advance are, they do securitise - they all do. They may keep the assets on balance sheet but that is a smoke and mirrors exercise. What is the row of numbers on the DD? That row of numbers will probably be more revealing than you think.

 

Supersleuth

Link to post
Share on other sites

Fitch Ratings - London - 15 December 2008: Fitch Ratings has today downgraded eight and affirmed five tranches from Eurosail 06 - 3 NC Plc, an RMBS transaction containing loans originated by Southern Pacific Mortgage Limited and Southern Pacific Personal Loan Limited. The ratings are listed below

 

EXCEPT THEY ARE'NT!!! BECAUSE WHEN YOU CLICK ON THE LINK IT SAYS THIS STORY IS NOT AVAILABLE! I"M BEGINNING TO SMELL A RAT! Information in the public domain being pulled? mmmm, how convenient.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

Link to post
Share on other sites

Supersleuth.

 

Bowing to your greater knowledge can you PM me and I'll get straight back. I think I've found something very interesting But don't want to put it out until I've got a second opinion.

 

Ta EIE

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

Link to post
Share on other sites

enoughisenough (great name - it is a spot on sentiment of us all) - please do PM me your find

 

Smarterchick, there's not enough to go on at the moment- what is the full name of Beacon? How are they connected with you?

 

Have you looked up the company names on the Companies House Website and also checked them up on the FSA Register (see FSA Website). You may get clues there.

 

The numbers you sent aren't very revealing although the letter "P" could be of some interest - back in 1995 Swift Advances plc used to be called Purbeck House Securities Limited. They have been called Swift Advances plc since May 2004. When was your loan originated?

 

Have you checked your buildings insurance policy? What companies are listed as having an interest in your blding ins?

 

Need to do a bit more initial footwork to suss this one out.

Link to post
Share on other sites

enoughisenough (great name - it is a spot on sentiment of us all) - please do PM me your find

 

Smarterchick, there's not enough to go on at the moment- what is the full name of Beacon? How are they connected with you?

 

Have you looked up the company names on the Companies House Website and also checked them up on the FSA Register (see FSA Website). You may get clues there.

 

The numbers you sent aren't very revealing although the letter "P" could be of some interest - back in 1995 Swift Advances plc used to be called Purbeck House Securities Limited. They have been called Swift Advances plc since May 2004. When was your loan originated?

 

Have you checked your buildings insurance policy? What companies are listed as having an interest in your blding ins?

 

Need to do a bit more initial footwork to suss this one out.

 

 

The 'P' I believe to be the first of 2 letters in their system to identify the account holder. I've seen others accountnumbers like this which are identified with these 1st 2 letters of their names. As for Beacon try this : Xx xx 2007

and this:

http://www.beaconmortgagepackaging.co.uk/

 

(thanks to pkelly)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...