Jump to content


  • Tweets

  • Posts

    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
    • The airline said it was offering to pay $10,000 to those who sustained minor injuries.View the full article
    • The Senate Finance Committee wants answers from BMW over its use of banned Chinese components by 21 June.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

16+ Oyster Card - Please help!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1684 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi guys,

 

Hoping someone can help.

Was stopped with a 16+ Oyster card earlier this year.

 

I have a court date in November.

 

I have already sent a letter with my side of the story and mitigating circumstances.

 

I am drafting a new letter to the prosecuting  solicitor asking to settle out of court.

I've been stressing over this sooo much.

I am a graduate this is just trying to start his life, it is no excuse but i really didn’t know the extent of how serious this is.

 

From my understanding from reading through the thread, once you actually make it to the court date, your chances of settling OOC are pretty slim.

 

If you could advise me on steps to take to achieve an administrative settlement.

 

I have dreams of moving to America or Australia later in my life, in addition to having to disclose for future jobs - having even a spent conviction will ruin my life!

 

Let me know if you need any additional information to assist me.

 

Thanks in advance 


Letter below:

 

Dear Sir or Madam,

 

I would firstly like to apologise to Transport for London for having a fraudulent oyster card and wish to come to a resolution that does not have irrevocable consequences on my life.

I am an Architecture graduate that is trying to pave his way in life and a criminal conviction would be a disastrous set back, that would have effects that will follow me throughout my life.

 

I am currently on the path to taking my Masters with the hope of carrying on my career in architecture and business. I know a criminal conviction will not make this possible. 

 

This is not an excuse but I have been under extreme financial issues since graduating from university and this was the main reason why I had the oyster card.

 

I am truly remorseful for my actions, as these incidents are not a reflection of my character.

 

I would like to repay the money that TFL has lost and any additional penalties immediately and without question. In addition I have bought an annual TFL pass to add further basis of my remorse and pledge to never reoffend.

 

I deeply regret this action as it has put my future into jeopardy, I hope my lapse in judgment over the months of February to April do not carry over into the rest of my life.

 

If you could please let me know if an agreement can be made for an administrative settlement that would not result in a criminal record.

 

My sincerest apologies,

Link to post
Share on other sites

I will guess this was a fake one you purchased from a social media site?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi dx100uk,

 

Bought from a friend.

 

It isn't and excuse but I really didn't realise the severity of this.

 

When the ticket inspector stopped me, I knew I was in trouble but thought it would just be a fine didn't realise you could get a criminal conviction. I feel it's really excessive, and paints me as a criminal.

 

 

Link to post
Share on other sites

well sadly you are..

 

you purposefully obtained and used a fake card.

I will also assume its details in many areas are not correct for you.... like age etc DOB.

so its not that you didn't know this as by you comment..

 

When the ticket inspector stopped me, I knew I was in trouble

 

https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=fake 16%2B&oq=fake 16%2B&gs_l=partner-generic.3...204657.207586.0.207941.8.8.0.0.0.0.159.786.5j3.8.0.gsnos%2Cn%3D13...0.3104j1674998j9...1.34.partner-generic..8.0.0.qEisWOMd-bE

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

54 minutes ago, Lostboy123 said:

This is not an excuse but I have been under extreme financial issues since graduating from university and this was the main reason why I had the oyster card.

 

only the one line ...expanding upon this is by far the only way you will ever possibly convince them to OOC

the rest is you begging and oh my poor future..

 

IMHO the ratio should be the otherway around.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Ok so more about financial situations that can offer as mitigating circumstances. 

 

Also so do you think it’s worth adding that I have been to see a therapist as the thought of having a criminal record has brought back my anxiety?? 

Link to post
Share on other sites

3 minutes ago, Lostboy123 said:

 do you think it’s worth adding that I have been to see a therapist as the thought of having a criminal record has brought back my anxiety?? 


I don’t know as is there not the risk it will provoke the reaction of “a shame the anxiety over the thought of a criminal record didn’t prevent you fare dodging in the first place” ?

Edited by BazzaS
Link to post
Share on other sites

Noted Bazza , 

 

I’ll leave that part out then. 

From reading through the threads I saw that it helped someone’s case by buying a monthly or annual travel card. 

 

I plan to do this to back my honest intent to never reoffend. 

 

Also should I suggest the OOC amount or leave it to them to come with a figure ? 

The amount if I go to court is £389 

 

Link to post
Share on other sites

their call

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi guys this is the letter i will be sending to TFL, could anyone please suggest on anything i should change...

 

SHould i be more direct about seeking an OOC settlement ??

I would firstly like to express my sincerest apologies to Transport for London for having a fraudulent oyster card. Having thought extensively over the last several months about the severity of what I’ve done and the consequences it has on both: paying customers of TFL and TFL itself; I would like to make it abundantly clear that I will be purchasing a travel card valid for the entire year. I would also like to make a formal offer to TFL and any victims of my crime (taxpayer) to reimburse for the losses incurred with any surplus fees required.

 

My actions are inexcusable as it undermines a system, which is designed for everyone to pay fairly in accordance to where and how much they travel. Throughout the duration of possessing an illegitimate oyster card, I failed to comprehend my greed and lack of consideration for others and I am highly remorseful. 

 

Apart from this said incident; I would like both: TFL and those concerned to bear in mind my exemplary record as a citizen of London. I am an architecture graduate that is trying to pave his way in life and a criminal conviction would be a disastrous set back; the effect this would have on myself and my family’s life would be detrimental. This does not discount my actions however; I would like those concerned to bear in mind that I am doing my upmost to better my own life and the lives of those around me

 

Furthermore, this is not an excuse but I have been under extreme financial issues since graduating from university and this was the main reason why I had the oyster card. Proof of this can be submitted, however I should have sought alternative means of resolving my financial situation. At the time, being under stress as a newly graduate resulted in me acting out of character (as validated by my exemplary record).

 

Please be aware, apart from financially; I am more than happy to right any wrongs that I have done. This would include and not be limited to: community service on the railways, educational talks on what I’ve learnt, raising awareness through public domains and helping out the communities (tax payers) which I have undermined. 

 

I deeply regret this action as it has demonstrated a lack of care towards members of society and consequently resulted in determent for myself. Lastly, this is not only about my future, but I hope my lapse in judgment between February to April can serve as a strict reminder to other members of society on how to conduct themselves. Please note I am spreading my situation in order to make others aware of the moral flaw and implications of conducting yourself in such stead.

 

Please let me know if an alternative agreement can be made to settle this matter. The suggestions I have made are suggestions of my own volition. If there are any other methods or actions you would like me to take in order to appease those affected, I am more than happy to cooperate. 

 

My sincerest apologies,

Link to post
Share on other sites

Re: “The amount if it goes to court is £389” - that’d be the prosecution costs and unpaid fares that TfL are saying they would seek, not Including any fine the court might impose.

I agree it is better for you to await TfL’s suggestion than you suggesting a sum.

 

Re: Your letter. Can you offer assistance to TfL in tracing the original source for the fake card? (You mention a friend, but were they just a “middleman” / low-level intermediary?)

Edited by BazzaS
Link to post
Share on other sites

Hi Bazza ,

 

Thank you for the clarification was a bit confused about the amount specified in their letter.

I am really hoping and praying to settle out of court as i have read that if you pay a fine in court it means you have a criminal conviction.

 

I'm starting out in my professtional career and a criminal conviction could likely make me lose me job & makei it difficult to get a new one.

It is my first offence and seems a bit exteme of a punishment on TFLs side. Do you think this is something i should reference? 

 

In answer to your quesiton i got the card from a friend who was an intermediary so I'm not actually sure how he aquired it.

 

 

Link to post
Share on other sites

Can you “lean” on your friend to get details to pass to TfL? Can you show how you paid for it, so they might trace it that way?

 

As for “it is my first offence and seems a bit exteme of a punishment on TFLs side.”

Do NOT try that tack.

Unless it absolutely was you getting caught on your first ever use of the card : it wasn’t your first offence. It was the first time you got caught.

Even if it was your absolute first offence, TfL have a prosecution policy. Unless you are sure your prosecution is contrary to that policy trying to suggest their actions “seems a bit extreme” doesn’t sit well with your expressions of remorse.

 

Suggesting that makes it sound like you are sorry that you got caught, not sorry you fare evaded.

Link to post
Share on other sites

I will try and find out.

If he doesn't disclose is that going to be make or break you think ? 

I'll push as it is a serious matter but I'm not sure if he will tell me.

 

And thank you for the advice.

 

Do you think my buying a travel card will help my case to show my regret and intention to not reoffend ?

Link to post
Share on other sites

yes get a valid card now.

don't offer a sum 

read the numerous like threads here

simply offer to meet all admins cost and resultant equivalent sums to any fine you might receive should this proceed to a court hearing.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi.

 

I agree with what Bazza and dx have said, especially about buying an Oyster card now. If you're serious about doing the right thing, it doesn't look good that you've had a while to think about all this and that it's possibly only the court case that's focussed your mind.

 

You mention your 'exemplary' record as a citizen, but the only thing I understood about your record is that you have a degree in architecture.

 

This is only my view, but I preferred the tone of your first letter, even if the content needed amending. To me, the latest letter comes across in parts as you telling TfL what to do, which of course they don't need to. Phrases like 'Please be aware' and 'Please note', for example, don't come across to me as a letter pleading with TfL to allow you to settle out of court, which we think is likely to get the best result.

 

From what I've seen, TfL are running a concerted campaign against fake Oyster cards which are costing them a lot of money and putting fares up for other travellers, so in your place I would be using a more conciliatory tone.

 

Just my thoughts. :)

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

You got caught in Nov 2018 and it's dragged this long!?

 

- How long did you use the fraudulent card?

- Were you paying correctly for your fair before obtaining the fraudulent card?

- Can you get a statement from someone of in a  position of trust to vouch for your good character?

 

As mentioned, TfL lose a lot of money from oyster scams and they do not take it lightly AT ALL.

 

Lesson for all: please don't dodge fares. You break the law once and that can be a mark you carry for life.

 

Hope all goes well buddy. Don't lose hope.

 

Link to post
Share on other sites

From the OP’s previous posts Court date in November 2019, not “caught in November 2018”.

 

It looks like OP used the card across 2 months (from “my lapse in judgment between February to April”), so they definitely shouldn’t say “my first offence”!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...