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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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theres no forced right of entry with CTAX

in all effects you simply ignore them as long as there is no car around for them to levy against.

 

it looks like you should have received an NOE at your present address if as I said, the council is the same one you pay CTAX to NOW since October as to prior.

they knew your new address, wheres the NOE gone?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes the council only need to send to the last known address.

We're talking about the bailiffs here though - they are required to send the NOE to the debtor's usual address.

 

A quote from the Sheriffs Office has also been posted which is clear that if the bailiff discovers the debtor is at a different address the bailiff needs to send a new NOE to that address.

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Well I'm basically thinking I need to contact Newlyn ASAP so I think I will write explaining I have no NOE and that they need to send the correct paperwork before they can take any action

 

Contact the council as the bailiffs are acting on their behalf. Newlyn's will in all likelihood just try to brush it off.

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People are confusing two things here.

1. There is the ablilty or otherwise to charge the fees for entering the different stages of the Schedule 12 process and

2. the ability or otherwise to take control of goods if the Notice of Enforcment has not been sent to where you usually live.

 

The two fees involved so far are as below. You can see from the description of the stages in regulation 5 of the Taking Control of Goods (Fees) Regulations 2014 that the stage has a specific start point and from regulation 4(3) that the whole stage fee is due before all the parts of the stage have taken place.:-

The £75 Compliance stage fee and that is due as soon as the instruction is received by the enforcment agent. Although the sending of the NoE will normally be part of the compliance stage it is not required to be sent to justify the fee being due.

The £235 enforcement stage fee (plus any percentage for larger debts) which is due as soon as the enforcement stage commences which is said to be "from the first attendance at the premises in relation to the instructions..." It does not say the visit has to be for the purpose of taking control of goods.

From this you can see the £310 can be due even if a Notice of Enforcement (NoE) has not been sent to where you usually live.

 

From the way the OP describes it, the enforcement agent in this case does seem to have only sent one NoE and that went to an old address so it was not where the debtor usually lived at the time of it was sent. Becuase of this they cannot legally take control of goods.

 

If you are proposing to pay the debt you would be best to point out that they cannot TCoG unless they resend a NoE to where you usually live and allow 7 clear days after it is sent before TCoG. As I said, however, it does not seem legally to invalidate the enforcement stage fee. I would try to appeal to the council to tell the enforcemnt agent to waive the enforcement stage fee as a gesture of good will (you never know!) and accept payment of the council tax debt plus the £75 compliance stage fee. That might be easy if you are going to pay in full immediately but I assume you will be trying to offer a payment arrangement. If you do that they would have time to send a new NoE and make another visit when a new enforcement stage fee would be due even if they'd waived the first one.

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Guest Washford Mill

The above post is not correct.

 

Newlyn cannot ambush you without first giving you notice. Your first thoughts were the correct ones.

 

Whereas a council are only required to send notices to your last known address, bailiffs enforcing by way of the Schedule 12 procedure must send notice to your usual address. Until they have done this, they are still in the compliance stage and cannot jump to the enforcement stage just because it is financially beneficial for them to do so. Any visit that Newlyn have made to date has been carried out under the compliance stage.

 

The fee structure has been designed to afford debtors an opportunity to comply at an early stage thus enabling them the chance to avoid incurring unnecessary fees. To turn up without giving you notice has deprived you of that opportunity. It is akin to not sending notice at all and posting a letter by hand, charging £310 for doing so. If a bailiff does not have the ability to seize goods, he most certainly isn’t acting in the enforcement stage.

 

Finally to charge £235 for hand delivering a worthless piece of paper would almost certainly fall into the realms of maladministration, especially if there was not an ability to take contol of goods.

 

I don’t know what you wrote to the council but I would make sure that you include the above. Newlyn may even remove the fee and there’s no harm in contacting them, asking for your statutory notice in order to afford you the opportunity of settling before further fees are incurred.

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Its a very interesting point raised by Emunch, and one which requires some thought.

 

As far as I see it , EM is saying that whilst the statutory notice is required in order for the procedure to advance and goods seized. The fee is still due, he says, , because the visit has been made.(please correct me if I have this wrong). I find it hard to agree.

 

There is nothing in the procedure which prescribes a pre enforcement visit, surely if one were made it would be within compliance..

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Con others?

 

You mean like telling them they have to pay £235 that has been unlawfully added?

 

I’m beginning to wonder if you actually have a brain but OK, I will go. I need this stupidity like I need a boil on the backside.

 

At some point This poster needs to learn how to put "in my opinion" after his remarks. After all the record states quite clearly that his advice is not always accurate.

Besides isn't this kind of hostile insulting post something he is always accusing others of?

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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Would I be right in thinking that due to them tracing me to my new address that that proves they haven't given me notice of enforcement

 

Paragraph 7(1) of Schedule 12 of the Tribunals, Courts and Enforcement Act 2007 states;

 

(1)An enforcement agent may not take control of goods [u]unless the debtor has been given notice.[/u]

 

Regulation 6(1) of the Taking Control of Goods Regulations 2013 states;

 

Minimum period of notice

 

6.—(1) Subject to paragraph (3), notice of enforcement must be given to the debtor not less than 7 clear days before the enforcement agent takes control of the debtor’s goods

 

A prerequisite of taking control of goods is that the debtor must first be given a Notice of Enforcement as provided under Para 7 of Schedule 12.

 

If a new address for the debtor has been identified then common sense would dictate that the debtor had not been given a Notice of Enforcement and accordingly, a fresh Notice must be provided and I struggle to understand how it could be argued that an 'enforcement fee' of £235 could possibly be owed. It simply cannot be the case. It would also appear to be an abuse of Paragraph 19 of the National Standards for Enforcement Agents which states that:

 

Enforcement Agents must act within the law at all times, including all legislation....

 

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Isnt it the case then that Newlyn are trying to be creative with fees and add the Enforcement fee regardless, perhaps they will try to add a second one and hope the debtor pays up when they fetch up at the new address and knock on the door?

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Isnt it the case then that Newlyn are trying to be creative with fees and add the Enforcement fee regardless, perhaps they will try to add a second one and hope the debtor pays up when they fetch up at the new address and knock on the door?

 

I can say with all honesty, that I have yet to come across even one case where a fresh Notice of Enforcement had been issued, and an enforcement agent attempted to charge a 2nd enforcement fee.

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Hopefully OP can get it sorted BA, and Newlyn aren't reverting to their old ways.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Apologies I've not been online,

still no Reply from the council (email sent 6 days ago)

I haven't contacted newlyn but have been receiving texts,

today's being

"REMOVAL TRUCK BOOKED TODAY AT 3PM as per COURT ORDER to TAKE CONTROL OF GOODS, to AVOID ACTION CALL 07.... Quoting REF *******"

To which I ignore.

 

I'm unaware if a NOE was sent to previous address but if it was it was certainly after I had moved out.

 

Point I have noticed is that my credit report was trace searched on the 9th and 10th of October by a company called UK search limited which seems to perform this searches on behalf of debt collectors.

 

I had already registered in the electrol roll and for amenities etc at my current address by this point and as I have no other debt I can only assume it was on behalf of Newlyn

Edited by dx100uk
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well go ring the council up and ASK?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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