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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • JK: Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have. Thanks DX, I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The Power Of Nature.Wild Weather.Climate Change.


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As long as they are fined less than it saves them - let alone a small fraction of the money they make from doing this,

and the executives not only remain out of jail ... but in position and being paid massive salaries and  bonuses ....

 

Even the Express ...

 

WWW.EXPRESS.CO.UK

WATER COMPANIES have spent millions of hours discharging raw sewage into British rivers and seas since 2016, forcing the Government to...

 

Edited by tobyjugg2
  • Sad 1

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Look at the two graphs at the bottom of the page - it updates at the start of each month

 

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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From John Harris in the Guardian.

 

WWW.THEGUARDIAN.COM

With voters increasingly fearful about fires, floods and extreme temperatures, can the Tories find a way back towards reality, asks Guardian columnist...

 

Illegitimi non carborundum

 

 

 

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Nope, they will just lie and obfuscate while protecting fossil fuel companies profits at taxpayer expense,

and wait a short while before trying to sneak fracking back hoping no-one will notice until its too late.

 

Both the Torys lack of credibility at COP and actions protecting fossil fuel record excess profits define that.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Yessss Masssster,

our plan to heat the planet to levels you and the giant spiders and scorpions desire, melt all that horrible ice you hate, create lots of shallow sea and marsh areas for your ideal luxury conditions is ahead of all hopes,

and the plan to create conditions where the over-breeding human food herds cull each other and increase radiation levels is progressing well ahead of targets.

 

WWW.POLITICO.EU

Scaly, cold-blooded creature … meets reptile on tour of New Zealand.

 

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Only official bathing spot on Thames fails tests for bacteria linked to sewage

Data shows E coli and intestinal enterococci at levels unsafe for swimming at Wolvercote Mill Stream, near Oxford

 

 

 

WWW.THEGUARDIAN.COM

Data shows E coli and intestinal enterococci at levels unsafe for swimming at Wolvercote Mill Stream, near Oxford

 

  • Sad 1

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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and if the swimmers wont go to the sewage infested rivers, the sewage invested rivers will go to the swimmers.

 

 

WWW.BBC.COM

The M23 has reopened after an overnight closure and rail services have been disrupted.

 

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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many may disagree, but i think the 'reparations' issue should be dropped from COP

 

Attention and money needs to be focused on preventing further damage - which would also hit most of the nations claiming reparations first.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Not JUST human feces our waterways are being filled with

 

"Two common bacteria that can cause infection and illness in humans and animals are E. coli and S. aureus.

Antibiotic-resistant strains of both were found in rivers adjacent to pig and chicken factory farms, as well as in slurry runoff from intensive dairy farms."

 

 

WWW.INDEPENDENT.CO.UK

Antibiotic-resistant bacteria found in waterways close to UK’s factory farms

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Thats good, but with the tides around Scotland and its Isles, we should be doing fat more

 

 

on a political note

"The government’s renewed faith in the sector is already attracting a surprising range of private-sector investors. “It was almost an impossible job to raise investment but since [the funding announcement] we’ve managed to get investment from major oil and gas providers "

 

.. because they can clw back any 'losses (Real or accountant generated?) from the UK taxpayer via Sunaks windfall tax loophole ...

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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"Of all the challenges faced by the world community in those four years, one has grown clearer than any other in both urgency and importance—I refer to the threat to our global environment. I shall take the opportunity of addressing the general assembly to speak on that subject alone. "

 

"as we travel through space, as we pass one dead planet after another, we look back on our earth, a speck of life in an infinite void. It is life itself, incomparably precious, that distinguishes us from the other planets.

It is life itself—human life, the innumerable species of our planet—that we wantonly destroy. It is life itself that we must battle to preserve."

 

"What we are now doing to the world, by degrading the land surfaces, by polluting the waters and by adding greenhouse gases to the air at an unprecedented rate—all this is new in the experience of the earth. It is mankind and his activities which are changing the environment of our planet in damaging and dangerous ways. "

 

" an environmental or climatic change produced by man may take on a self-sustaining or ‘runaway’ quality … and may be irreversible.”

 

" the environmental challenge which confronts the whole world demands an equivalent response from the whole world. Every country will be affected and no one can opt out."

 

Margaret Thatcher Speech to UN assembly 1989

 

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

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PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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nope, theres about 66 think the same as you already linked.

- despite the brexhit press' best efforts to fan the nutfire

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Possibly this is more about the power of nature than climate change but it's impressive. I hope everyone stays safe because people have fallen through lava tubes into 2000F and even volcanologists have died from inhaling gases from volcanoes even when they're not erupting.

 

https://www.washingtonpost.com/nation/2022/11/28/hawaii-volcano-mauna-loa-eruption/?utm_campaign=wp_the7&utm_medium=email&utm_source=newsletter&wpisrc=nl_the7&carta-url=https%3A%2F%2Fs2.washingtonpost.com%2Fcar-ln-tr%2F3871335%2F6385f5c83564ae5f7529d010%2F5eec99e9ae7e8a4360fd0ea9%2F36%2F61%2F6385f5c83564ae5f7529d010&wp_cu=7339e125faf79a2cb7cffa8b3665bbb6|A86EBD75D2044EF7E0530100007F9A7B

Illegitimi non carborundum

 

 

 

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A few trillion extra tons of sea water on the weak spots pressing pressing ....

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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The ice at the poles and mountain tops is melting, reducing the weight pressing down there

It is shifting into the Oceans, where the increasing weight is pressing on fault lines

- billions of tons

 

One side of the equation:

 

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Yes.

Seen the very latest from NASA?

 

"NASA's research harnessed satellite altimeter measurements of sea surface height and then correlated them with National Oceanic and Atmospheric Administration (opens in new tab) (NOAA) tide gauge records dating back over 100 years. As a result, NASA can confidently state that its satellite readings are not anomalous, and are fully supported by findings on the ground."

 

and what are these figures? and around the middle of the century 2050 - NOT the end of the century

 

"The findings support the "higher-range" scenarios laid out in February in the multi-agency Sea Level Rise Technical Report (opens in new tab). The report suggested that "significant sea level rise" is liable to hit U.S. coasts within the next 30 years, predicting

10 to 14 inches (25 to 35 cm) of rise on average for the East Coast;

14 to 18 inches (35 to 45 cm) for the Gulf Coast; and

4 to 8 inches (10 to 20 cm) for the West Coast.""

 

WWW.LIVESCIENCE.COM

Sea levels are expected to rise around the contiguous U.S. faster than previously thought, a new NASA study finds.

 

 

They are predicting around a foot of sea level rise by circa 2050

 

 

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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'England is one of the few countries in the world where water is fully owned by private companies. These companies answer to investors based thousands of miles away from their customers.'

 

WWW.THEGUARDIAN.COM

England’s privatised water system is owned by funds, banks and billionaires across the world, as this country-by-country breakdown shows

 

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Illegitimi non carborundum

 

 

 

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and as we see, sewbt mountains generated to pay dividends and bonuses while they literally pour excrement and anti-biotic resistant bacteria into out waterways and onto our beaches.

 

They need criminal charges and MASSIVE fines

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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