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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
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    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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uni of?/Hadfield Claimform - old uni fees


the kid's mum
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I know this is an old thread, but... bit the same as OP, had the STA letters and Hadfield stuff, now have received court summons. I need help, my husband passed away earlier this year, I'm not in the best place.

 

I'll start another thread but anybody got some Friday night, stay calm and you'll be able to sleep advice? xx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you,

I've copied over the answers in purple. (a delay, monitor went bang yesterday)

All help is greatly received. xx

 

Name of the Claimant ? University of B....

 

Date of issue 25/9/2017

 

Date of issue 28/10/2017

 

 

What is the claim for –

POC -

 

1.The claimant claims £3700 in respect of

1 university tuition provided by the Claimant at the Defendant's request,

full particulars whereof having been supplied by way of claimant's invoice dated 7/10/13 together with additional charges as per the claimant's regulations.

 

2. The Claimant claims the further sum of £1070 pursuant to S.69 of the County Courts Act 1984 at the rate of 8.00% from the date on which the invoice(s) were due to date.

 

3. The claimant also claims statutory interest at the above daily rate of £0.76 from the date hereof to payment or judgement whichever is the sooner.

 

4. Costs

 

What is the value of the claim?

 

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Tuition fees

 

When did you enter into the original agreement before or after 2007? After, Oct 2013

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim.

Appears to be issued by Hadfield solicitors on U O B... , STA were chasing.

No dead of assignment,

last correspondence from Hadfield Sol acting for STA.

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? No deed of assgnment

 

Did you receive a Default Notice from the original creditor? No default notice received

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No

 

Why did you cease payments? See dispute sentence

 

What was the date of your last payment? See dispute sentence

 

Was there a dispute with the original creditor that remains unresolved? Yes, total amount.

I applied for student loan,

was approved,

then somebody from U O B... called student loans and said wasn't attending (I had experienced a life threatening illness)

however continued to study and completed the year.

 

I was unaware that student loans had not paid out.

Then U O B... wrote to say £3700 is outstanding.

 

I contacted back to dispute as fee was in the region of £1400,

next communications were from STA and no regard to the disputed amount or resolve over the communications with student loans

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? No, because all comms are from STA

 

BTW, there was a letter of action (quite some time ago) but that was from hadfield sols acting for STA

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You sure the claimant is the uni?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sounds like University of B.... Never received money from Student Loan Company, because the loan application was stopped due to course attendance issue.

 

University of B...... then raised an invoice to the student for the course fees because they were not getting it from SLC. Even if you were not actually attending, it sounds like the University provided some assistance with the course, which you say was completed. It is then a question of how much would be due.

 

You would need to send a CPR 31:14 letter to the claimants solicitors noted on the court claim. Amend the letter to ask for all documents stated in the particulars of claim.

 

I wonder whether you need to also send the University a Data Protection Subject Access Request urgently requesting all of your records relating to the administration of the course, including any issues with student loan/course fees.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Yes, dx100uk. from UOB...

 

Wouldn't say they provided assistance as I did this from hospital bed, all they did is mark the papers.

I had Student loans for the previous years of studying just UOB stopp the SLC stuff, I never ever expressed a wish to put anything on hold through the illness, either.

 

This is the CPR31:14 with parts deleted/modified, can ou cast your eyes over it before I send it, thanks?

 

Templates must not be posted on the open forum..they are for you and members only. (see instructions on the template)

 

Regards

 

Andy

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Should be ok, you can't really go wrong. The people receiving these letters will know what you want. Just list the documents as they have mentioned them. They know they should supply these on request.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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If you signed an agreement get a CCA request running to the claimant

 

Pop up on mcol website

Register as a individual user

Log in

And using the detailed from the claim form

Select Respond to a claim

AOS box

Defend all

Leave jurisdiction unticked

 

Click thru to the end

Confirm and exit mcol

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I haven't had anything back from Hadfields, I checked that they got the CPR31:14 and it was signed for on Tues last week.

What do I do now?

 

Nothing.,..... apart from read and read and start looking at examples of other posters defences....your defence submission is your next task.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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did you send a CCA request

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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don't miss your defence filing date no matter what does or doesn't happen

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

did you copy to their sols

 

and what defence did you file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I did copy to sols,

 

I have based the defence on that they do not have an invoice for the amount and the date they stated in their original court papers.

 

Also there had been no response to the 31:14 or the CCA request.

 

And that without the CPR request their original claim is unenforceable.

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well we'll need to see it verbatim if it gets as far as disclosure stage.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Update,

received communication from court that the other party want to do mediation and a date is pencilled in for mediation.

 

The deadline for them to respond to the CPR31:14 and CCA request has passed and the 28 days to respond to my defence has thereabouts passed.

 

What am I to do now?

It says that the mediator is the 'go-between' for an hour and then any agreement if agreed, is legally binding

but I still haven't had the documentation that I requested.

 

This was an preliminary email from the court, do I wait it out?

 

Agree at last minute to the mediation?

I just don't know. Help!?!?! Please xx

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you go read other threads.....

 

on your N180 there were several questions...........

 

those questions will be asked again.

when it come to the one about all the info you require to mediate

you say NO, mediation will fail.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no it wont happen

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Had a call earlier to schedule the mediation app. She said did I have all the information that I had requested from the other party, I said no. They're going to ring back in a few days.

 

Surely, I should have had a response to my defence by now? They had 28 days to do so, so that time is done and dusted.

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