Jump to content


  • Tweets

  • Posts

    • have you informed the bank ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.
    • a CCJ does not 'expire' thus does not need any application to a court to 'extend it'. if a CCJ has not been enforced within 6yrs, then it is very unlikely any court would grant such should the claimant return to court, of which the defendant would be advised -( unless they have moved and not informed the court & the claimant such) .  
    • I contacted them when it happened. The caretaker came over, looked at it, and walked off with the tree chunks of mortar. Next morning, they had a roofer come over and enter our garden to inspect it. Friday they were supposed to speak with a scaffolding company. I had to bring up liability and potentially calling the council to report 'an unsafe structure' before they even got moving. They know all about the wedding, the preparations, our patio contractors etc. but their attitude doesn't instill me with confidence. My fear is it will end up being a legal matter which is why I posted here to hopefully receive some advice. As far as I can see, the roof is in a state of disrepair, even if it's just the mortar breaking lose due to the size and weight of the chunks - and even from ground level it's visibly clear that multiple pieces have fallen over time (though never this size so we haven't been able to identify the issue till now - we thought it was rubble left in the garden by the previous owner). Currently, we can't use 25% of our garden due to the risk of more falling mortar which is more than just an inconvenience, we can't proceed with our contractors, and at worst, it will run up in several thousand of extra expenses for us, if we have to find a wedding venue. Even if they do have it fixed in time, and we have to settle for renting a marquee and floor for the marquee and furniture and whatnot it will be additional costs only due to the neighbour's roof.
    • It will be years before Banks would sell to a debt buyer.  Sometimes Banks will use external debt collectors to try to collect, but generally Banks don't take Court action.  So you could be looking at 3 to 6 years, before any dca owning debt looks to take any Court action. And it is not definite that this would happen. So no need to feel pressured at this stage. In the event you found yourself unemployed, you have time to engage with Banks to advise of your situation and ask for time to deal with the situation, find new employment. As long as you inform the Banks they will offer assistance they can. E.g offer payment holiday or accept reduced payment for period. What you should not do, is not contact the Banks and simply default on payments. 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

'Why I went to court for my disability payments'


stu007
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2588 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

'Why I went to court for my disability payments'

 

The number of people going to court to try to win back a key disability benefit is expected to continue to rise this year, a leaked letter seen by the BBC suggests. We follow one woman who took her case to tribunal.

 

Debbie Neal was diagnosed with a rare kidney disease 10 years ago. She takes dozens of pills each morning to manage her symptoms - sickness, high blood pressure and seizures.

 

She may well need a transplant in future.

 

For the moment, she has to empty excess fluid from a tube attached to her stomach, and replace it with new liquid from a bag, five times a day.

 

"It is a burden," she tells the BBC's Victoria Derbyshire programme. "They say, 'Don't let it affect your life,' but you can only live your life to a point.

 

"I can't even remember what it was like not doing it."

 

READ MORE HERE: http://www.bbc.co.uk/news/uk-39745403

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

I read that and also the story on another link. http://www.bbc.co.uk/news/health-38049391

 

 

It's absolutely disgraceful it maddens me so much. Vulnerable ill people missing out and yet we send millions abroad to teach South African children how to play Rugby or Argentinian children on how to play football!! Ok that may be too simplistic but you get my drift!

 

 

I have recovered somewhat now with my vertigo (although far from perfect) but I am still awaiting treatment for my Sleep Apnea and am awaiting a re trial so to speak with a Tribunal due to their incompetence in allowing an unregistered GP to sit on my previous one. But since I lost that tribunal for ESA back in August I have applied for over 300 jobs and have received just two interviews and when they realised I was partially deaf and had been ill for over a year they dismissed my application pretty darn quickly!

 

 

It's not quite as easy as the Government thinks it is!!!!!!!

Link to post
Share on other sites

It's a ridiculous system.

 

It was clear when I got my result, they just read the points given and not the actual report - there were a lot of contradictions there. I also felt that the nurse didn't understand my disabilities at all. She also had the nerve to call my consultant and GP liars. Because of course, neither have any idea what they're talking about.

 

I also found it bizarre that under DLA, I got an award for various issues and suddenly under PIP, I wasn't awarded for those issues. I was told it's because the criteria has changed. But it hasn't changed so much. I did my reconsideration and went from 0 on mobility, (as a mobility cane user, I should have got at least 10 for using an aid in unfamiliar places) to 12. I pretty much repeated what was written on my original claim form!

 

My evidence was ignored too. ENT doctor and hearing therapist both reported that I have issues hearing and general difficulties communicating which hearing aids won't fix. DWP say hearing will fix those issues. They must know something no-one else does then.

 

You can't make a decision on someone's disabilities in a 30 minute - 1 hour assessment. No-one took into account that my disabilities vary a lot. Unfortunately for me, they caught me on a good day - a day when my hearing was ok (although, my main problem is background noise - of which there was none) and my memory wasn't too bad.

Link to post
Share on other sites

Nystagmite - Bang on I couldn't have put it better myself. As a patient you have months and months, in some cases years, of doctors, consultant appointments, procedures, tests, the whole package and in the end of it all in my case it was never fully diagnosed. I was just fortunate that anything sinister was ruled out but it didn't help in my constant vertigo attacks. However the findings of a 1 hour appointment with a basically qualified HCP from Romania were preferred to the findings of my GP, several top consultants and endless pages of evidence that I was a liability to myself let alone anyone else!! And when my GP did speak up and write the Tribunal deemed that he was just writing to help my benefit claim nothing else, despite, as I reminded them, that the DWP ask you to get written evidence from your GP and consultants. Indeed if I were him I personally would sue the ******** off them for insinuating such a cast on his character and professionalism.
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...