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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • London1971
      247 Money - refused payment holiday & payment plan

      By London1971 · Posted

      In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Ethel Street
      Backing out of mutual house swap

      By Ethel Street · Posted

      Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • abjb
      247 Money - refused payment holiday & payment plan

      By abjb · Posted

      Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • jk2054
      Faulty Laptop returned for free fix - advised DPD house no. of neighbour/my safe space - left parcel outside - it was stolen

      By jk2054 · Posted

      I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • NewsBot
      Record savers rushed to open Isas this April thanks to new rules and top rates

      By NewsBot · Posted

      New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Advice on shoplifting

Farbramble
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Farbramble

Farbramble

Posted
Posted

Looking for some advice, and what to expect will happen.

 

Going through a tough period financially, and couldn't afford to eat or pay for the gas/elec. I started stealing from supermarkets via self-checkouts (I found an exploit, just like another poster here), and had taken mostly food. This happened several times, and approx £30-£50 each time. I also filled up my vehicle with fuel from a garage, and drove off without paying.

 

I've now decided to stop as I don't want to end up too far down the rabbit hole.

 

So assuming that they will ID me, what can I expect?

 

Thanks.

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silverfox1961

silverfox1961

Posted
Posted

Hi

I think you are very lucky not to have been caught as yet so by stopping, you can start addressing the reasons behind your choices.

 

Most supermarkets use a 30 day rolling period for CCTV recordings and where no incident has been spotted by security staff, discs are erased and used again. If any security staff do an intense search of any disc, you may be spotted but to be honest, I can't see anyone sitting through up to 24 hours of footage so at the moment, little will happen.

 

What might happen is that you are spotted on CCTV and the police are called the next time you are in the store. If that happens, ensure that you get a duty solicitor to protect your rights.

 

I can't offer support on what 'may' happen. That comes with time. What I would suggest you do is address the reasons behind your financial woes. Do an income and expenditure form to work out what is going wrong. Prioritise essential outgoings and any unsecured debts can be dealt with as time progresses.

 

Over time, your financial problems may ease, allowing you to save. I would do that then once you have enough, send it to the stores in question. (That's just my opinion)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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fletch70

fletch70

Posted
Posted

Can I offer a word of caution

 

You say you want to stop - and I believe you

 

BUT

 

If by some miracle you are not caught do not think you are invincible - the danger is that you will then carry on and will be caught and it will be for a lot of money

 

Also if you are caught for the drive off- do not admit to anything , get the duty solicitor - and think twice if they offer you a caution if you admit it because - if you accept the caution and then somehow they find more dirt on you - there is less chance that it will be dealt with easily.

 

Personally - I would not offer recompense to the stores unless you can do it completely confidentially , remember that many payments can be traced. I am not condoning the theft but trying to think what is best for you

 

As Silverfox says, if you are arrested - get the duty solicitor before you talk to the police. It may mean some hours wait but will be worth it. If you get a letter through your door asking you to contact the police, be prepared.

Any opinion I give is from personal experience .

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Farbramble

Farbramble

Posted
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Posted

You're right re offering money, as once they have my details then they'll set the RLP dogs onto me and demand more £'s. Ill just stay away from these stores for quite awhile.

 

Re the garage; I read somewhere that they're now using other RLP type companies to chase people, and it's purely a civil matter (it seems that the police are advising garages to go down this route).

 

Anyway, thanks for the advice everyone. If anyone has other advice, please add them here.

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renegadeimp

renegadeimp

Posted
Posted

RLP cant touch you so dont even give that a second thought

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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silverfox1961

silverfox1961

Posted
Posted
Also, as you were not caught in the act, you could argue that the car does look similar to yours, the plates are cloned ?

 

I don't think we can condone this sort of action on CAG. Getting caught out in a lie will cause many more problems in the long run.

 

As for RLP, they only get involved once a thief is caught.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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BazzaS

BazzaS

Posted
Posted
It would also get you several points on your licence and another conviction wheas at the moment it can be dealt with down the civil route if the stores want it that way.

 

Points? Presumably for an offence other than making off without payment (s. 3, Theft Act 1978),then. Which offence?

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