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    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Capquest/Drydens claimform - old Vanquis card 'debt'


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Hi,

Can someone help pls, i just received a court claim for a money i owed on credit card about £1k with Xcredit card company since 2010 which was passed to capquest then to drysden fairfax solicitor,

 

what do i do pls the court letter was issed on 14th Oct 16, i check my credit report from experian and it does not show the credit drysden are requesting for, it only show two other credit i owed only,

 

i have called experian again to recheck my file but they are having problem with their server now, will do that tomorrow, can i go get a no-win-mo-fee to help me out pls,

 

i will appreciate any question to help me.

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PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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Thread moved to the appropriate forum

 

Welcome to CAG praise1 ....please continue to post here.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Link in post 2 please

Then we can help

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, thanks andy,

i am new here and dont know about all this claim thing.

@theoldrouge , below is the information answer

 

Name of the Claimant ? CAPQUEST INVESTMENT LIMITED

Date of issue: 14TH october 2016

What is the claim for , POC

Particulars of Claim

1.The claim is for the sum of £xxx in respect of monies owing by the defendant on a credit agreement held by the defendant with XXX under the account number 123456789 upon which the defendant failed to make payment.

 

2. A default notice was served upon the defendant and has not been complied with

 

3.By virture of a sale agreement between XXX and the claiment, the claim vested in the claimant who has a genuie commercial interest. The defendant has been notified of the assignment by letter. Contact drysdenfairfax solicitor on 01138233430

 

What is the value of the claim? Credit card

When did you enter into the original agreement before or after 2007? around July 2007

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. Capquest

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? no

 

Did you receive a Default Notice from the original creditor? not on paper as i cant remember, but yes on experian credit report

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no

 

Why did you cease payments? went to university, i wasnt working, i was a student when i could not pay monthly payment again.

 

What was the date of your last payment? cant remember but around 2011, i kept paying a small amount into the credit card from my food money after i had been given default from 2010 but i later notice getting letters from dept collectors on the same account so i stop the payment.

 

Was there a dispute with the original creditor that remains unresolved? No

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a debt management plan? i communicated to them then but cant remember since 2010

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name names please who was the original creditor

no need to hide stuff to late now a claim has been issued for that.

 

 

have yo acknowledged the claim on the MCOL website yet?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hello, i havent acknowlege anything as not sure what to do,

i didnt put their name here because they might be on the forum eavesdropping on this communication.

Kindly tell me what direction to proceed pls.

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You need to name names, it doesn't matter that they look at this site, without names advice can't be accurate.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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You need to name names, it doesn't matter that they look at this site, without names advice can't be accurate.

 

Thank you Bazooka, the original creditor was Vanquis bank, and the claim was made by Drysden Fairfax at Nothampton County court business centre

 

name names please who was the original creditor

no need to hide stuff to late now a claim has been issued for that.

 

 

have yo acknowledged the claim on the MCOL website yet?

 

 

Thank you, the original creditor was Vanquis bank, and the claim was made by Drysden Fairfax at Nothampton County court business centre, i have not acknowledge.

 

Thread moved to the appropriate forum

 

Welcome to CAG praise1 ....please continue to post here.

 

Regards

 

 

 

Andy

 

Would you be able to assist me on how to proceed on this issue pls ?

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Would you be able to assist me on how to proceed on this issue pls ?

 

You have 33 days in total if you intend to defend in full...19 days to acknowledge service and then another 14 days to submit your defence.Look in your response pack it gives all the details for registering to use the MCOL on line service.

Your password is already on the claim form.

 

Once you have your username...log into MCOL and acknowledge service and state you wish to defend the claim in full...do not tick contest jurisdiction...then log out.....thats all for now.Then work out your defence date and start to read other threads...you will soon get a clear picture of how the process works.

 

Your next task is to send a CCA request to the claimant and a CPR 31.14 request to the Solicitor named on the claim form...refer back to the link in post#2

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 2 months later...
You have 33 days in total if you intend to defend in full...19 days to acknowledge service and then another 14 days to submit your defence.Look in your response pack it gives all the details for registering to use the MCOL on line service.

Your password is already on the claim form.

 

Once you have your username...log into MCOL and acknowledge service and state you wish to defend the claim in full...do not tick contest jurisdiction...then log out.....thats all for now.Then work out your defence date and start to read other threads...you will soon get a clear picture of how the process works.

 

Your next task is to send a CCA request to the claimant and a CPR 31.14 request to the Solicitor named on the claim form...refer back to the link in post#2

 

Regards

 

Andy

 

 

Hello Andyorch The Consumer Action Group,

 

I appreciate your assistance in the above information ,

 

 

i did as stated in the documents ,

i defended the claim and proposed an amount i believe i owed and filled relevant papers to court, and i won the case.

 

 

neither dryden fairfax nor their collection agent has any proof of their said claim amount,

though i won the case but i had CCJ recorded now on my file.

 

 

My advice is that any consumer facing such action from collector must act fast to dispute with the collector issuing them CCA request and CPR31.14, they will not reply i believe.

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Well done praise1

 

Pity you admitted any amount as it most probably would have been discontinued if you had defended the full amount....with no CCJ. Still you have resolved it the amount you legally are indebted for...bad enough to get a judgment for the incorrect amount...at least yours is a true reflection.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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