Lowells/? claimform - old Shop Direct CAt debt

[Copier]

I did

fingers crossed now

[Copier]

after being bounced around by the courts,

its not held here etc

 

i get someone in the courts help desk that ive emailed it to which they have said nothing has been done by lowells yet so get it in via this route

 

still cant get on mc online and getting error messages

 

will know more tomorrow

 

defence is filed so awaiting further instructions from court lowells dead line is no longer relevant i was told

[Guest]

... lowells dead line is no longer relevant i was told

what do you mean there, can you elaborate?

[Old Cogger]

court deadlines apply not Lowells, they tend to mislead defendants in they hope they get CCJ by default by stating case on hold in their letters & defendants do nothing. try telling the court process that?

[Copier]

Just what the court official said after lowells sent me a letter saying it was on hold, so everything looks back on track, Just like what old cogger said they mislead me, so now just waiting for court directions if they follow through

[Guest]

ok. yes, court deadlines matter.

the only good thing re their 'hold' is that they didnt request judgment following you missing your defence deadline (if thats what stopped them doing so )

[Copier]

nasty lesson though their hold made me lose concentration on my dates as i was waiting on further paper work

bit of a trick and i fell for it

[Guest]

yep, always stick to court deadlines.

[Copier]

Heard nothing from the court or lowells since the 14 nov saying they have receipt of my defence

 

 

now i have a Notice of proposed allocation dated the 27th to be be completed for the 16th march

 

do i agree to small claims mediation

do i agree to small claims track

would i like to settle without going to court

 

TIA

[dx100uk]

yes yes no

 

 

so they've paid the fee to lift the stay?

and sent enforceable paperwork through?

[Copier]

Nothing has been sent to me apparantly they sent proof they had replied to the court to lift the stay

[dx100uk]

jjust checking the silly things...

this n180 HAS come from the COURT and not lowells?

 

 

dx

[Copier]

Yes thought it was strange with the dates so called the court and they said they processed it as lowells sent proof they had replied in the time period

[Guest]

ok, so it was n't stayed as such then. and is continuing as normal process as they (the claimant) did respond to the court within the 28+service days.

[Copier]

looks like it

[Guest]

indeed it does

fair do's. given that your defence was slightly late, but still accepted.

[Copier]

do i need to send a copy to lowells

[AndyOrch]

do i need to send a copy to lowells

 

The N180 ? yes...to their solicitors

 

Andy

[Copier]

Thankyou

[Copier]

Hi

 

First I've heard back no telephone calls or letters

 

letter today Saying small claims team has arranged for your case to be transferred

 

if you have mediation arranged follow instructions

if you have not been advised of a a point mentioned

the team have been unable to arrange mediation at this time

 

The claim has been transferred to the cc listed below for allocation

On receipt the file will be reffered to a procedural judge who will allocate tell claim to track and give case management directions

 

Please await the judges directions

 

This is the first I've heard back since the n180

 

Just to add items were bought Feb March 15 on a buy now pay 12 months later debt was sold in jan 16

 

Also no credit agreement has been given just their letter saying they were writing to get a copy of the agreement

[Old Cogger]

Just to add items were bought Feb March 15 on a buy now pay 12 months later debt was sold in jan 16

 

 

so much for that advert - 11 months not 12,m they must of chased you in the meantime if they got it wrong asking for payments???

[Copier]

My account was set to online contact not paper and I can't see anything online

[Copier]

Morning

I received a notice of allocation today I've not had anything from mediation

So directions are

Documents to be sent to either party and court

Witness statements

 

I have a insurance doc that states the purchase was on 19 March 15

I bought this in a buy now pay 12 months

Debt was sold in jan 16 to lowers

I have never received a cca

 

Where do I begin tia

[dx100uk]

you mean the court has sent you an n180?

 

 

and the fleecers have sent you a pre-emptive copy of their witness statement ?

[Copier]

No not had anything off them this letter says notice of allocation

 

No n180 was sent back as in page 4 mediation was requested

Then a letter saying it was being sent on small claims track