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Cabot/mortimer claimform - old barclaycard debt


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If it was over 6 yrs ago since last payment, then BC wont have the info readily available.

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thanks martin for that where would i find this info if bc got nothing on the debt

when would i expect the letters back from the solicitor and cabot or when have they got to be back???

they recieved them and signed for the 21 sept they were sent on the20th

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you file your def by day 33 regardless to any return or not!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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BC will hold current info for 6 yrs, then its moved to a "relevant filing system" such as microfiche.

If they have no readily available info from the last 6 yrs, you can assume there has been no payment made to them in the last 6 years, this is a good sign and one you can check with whats in your credit files.

 

BC will no doubt have sold your alleged debt on to Hoist/Robbers Way so in your CRA fikes it will now appear under these names. Check these accounts aswell for payment info, if you can find no payments then the alleged debt may well be SB'd.

 

Hence the importance of finding out when the last payment was, it can dictate which defence you will use.

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For the CCA requests they have 12 + 2 working days in which to supply the agreement, else they are in default of the request, hooefully they provide nothing.

 

There is no time limit to the CPR 31:14 but again, the less they provide, the better you stand in defending.

 

If you cannot trace anything from hoist ir BC on any cra files and you are certain there are no payments made in the last 6 yrs then the CCA and CPR are irrelevant and you use the Statute Barred defence.

 

Otherwise its the holding/no paperwork defence if payments or a written ack is within last 6 yrs

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at last got hold of them

after phoning so many numbers and so many extensions phoned again

and then at last got the department i needed

 

after haggling with them as they wernt going to tell me

last payment was from cabot in february 2011

 

now i dont know if this was a fob off or what

so have to wait for paper work

 

question regarding court paper work as

i have filed defence through mcol do i have to return the officl paers to court????

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You mean to Cabot?

And for other users

What number and who/what dept at BC gave you the info

 

As for the claimform

Not now needed

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so cabot have been paying your debt off then

or you were paying cabot and they fwded this onto BC?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ah a doorstepper

god

strange he even forwarded the money on

they normally put it in their pocket

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yeah when we said that citizens advice was looking at it they disappeared and he said that if they were involved then they must step back

 

thanks for the help so far members

 

recieved reply from cabot today this is written in exact copy of wording

 

Dear Sirs

our response to your correnspondance

 

I refer to your lretter recieved 21 September 2016

I acknowledge recipt of your request under sections 77-79 of the Consumer Credit Act 1974.hwever I have been unable to locate your account under the details you have provided ,as the refrence number you quoted does not match our records .I have therefore your £1 feewith this letter.

 

Therefore I request that you obtain a correct Cabot refrence number and forward it to us in order for your request to be actioned.

 

In the meantime we thank you for your co-operation.

 

If you have any questions, please do not hesitate to contact us

 

yours sincerely

 

kayleigh fisher

Customer support Consultant

 

Enc £1.00 Postal Order

 

 

they returned a postal order which is not the original with Cabot Financial (Europe) written on it

 

I think this is a stalling tactics

 

what steps next shall I take

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did you use our CCA request

and what number did you put?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so what was this 'Account Number Document '

send it back with a copy of the claim form page?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no account document number

will photo copy and send it back with copy of court papers

surley they would have cross ref my name to find it

this will put it closer the date for defence would i be able to submit for extension as they did not supply proper account number barclays found it out straight away

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no you don't need an extension.

 

ok tell you what

 

forget including a copy of the claim.

just use the claim number..

 

you have issued a speculative claim form number XXXXXX against me from northant bulk

dated DDMMYYYY

I wish the signed credit agreement etc in relation to your claim

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes ofcourse.

 

 

just make ref to the court claim number as advised

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

have done on way to post special or signed for

 

o and thanks

 

does this have to be a full cca request again and if so what date shall i put on it

 

sent letter back with the original letter recieved from them today also letter asking for the said documents

 

posted back asking for document

funny thing is they stated that they reurned my postal order however this is not my postal order something is fishy

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You cant request a copy of an agreement using section 77/78 unless you state a valid agreement number...nothing to do with claim form numbers....additionally if the claimant has failed to state an agreement number within its particulars...then the claim is not going to get very far and I doubt you will even require the use of a CCA request to defend.

 

Andy

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did wonder...

so going nowhere then.

left ear ...right lobe not knowing what they are doing...

sadly another speculative claim form hoping for a non contested rubberstamped default judgement..........??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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