Arrow/Restons Claim form - old HSBC credit card 'debt'***Claim Discontinued***

[Old Cogger]

Ah! Preparation for this years Outing no doubt! lol

[comebackjimmy]

The paperwork is signed by a trainee solicitor so guess this is a work experience case!

[Old Cogger]

or articled clerk = llp

[comebackjimmy]

Hello all,

 

Just a couple of minor updates and I recognize no further action is needed but just to keep the Thread updated and complete;

 

At the end of January a letter was received from Arrow with identical wording to post 41. (To save you looking it is that they are still waiting for documents from the original creditor as per the CCA request).

 

Last week a letter was received from Restons with identical wording to post save that the deadline date is moved to a date in March. (To save you looking.....again.....it is a settlement offer).

[comebackjimmy]

Hello all

 

VICTORY!!!

 

This week my wife received two documents as follows:

 

The first was a Court Document titled Notice Of Discontinuance in which the Claimant ticked the box that says "Discontinues all of this (Claim)"

 

The second was a letter from Restons and the relevant wording is here in order to complete the thread and show other CAGers what might sometimes be expected:

 

We write in respect of the above matter.

 

Proceedings were issued against you in line with instructions we received.

 

Our client has taken the decision to discontinue those proceedings and we hearby enclose by way of service a Notice Of Discontinuance which has also been filed with the Court.

 

Please be aware that although the Claim against you has been discontinued, this does not mean that the debt has been written off or that you are no longer liable to repay it. any adverse entries on your credit file will remain until the debt has been repaid or until 6 years have passed since the default was registerred.

 

We are now closing our file. Any future payment or correspondence are to be sent to Arrow Global Limited Belvedere, 12 Booth Street, Manchester, M2 4AW.

 

 

First of all I would like to thank everybody on the Thread that contributed to this outcome. Donation is on its way.

 

Secondly, whilst I guess we are happy to leave it there I wonder if a) there is any claim for the costs of Defence to made against Arrow and b) as they have been unable to prove a debt exists in court whether in fact the Default can be ordered to be removed on my wife's credit file.

 

I hope all CAGers will take some comfort and joy from this win, and thanks again.

[AndyOrch]

No and No Jimmy but well done and many thanks for your intended Donation.

 

Thread title amended to reflect the outcome.

 

Regards

 

Andy

[dx100uk]

they didn't file the default the OC did

and it was a true reflection of the way the card was operated.

 

 

god I bet rectums spat blood to have to send that letter

we're getting good at nailing them now.

 

 

dx

[comebackjimmy]

Thanks for the comment DX.

 

I for one would like to see every claim they issue defended. Pity they still get away with so many.