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lowells/? claimform - old CAT 'debt'


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so no date anywhere?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
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have just checked mcol as it is 28 days today

i believe for lowells to respond as defence submitted on 24/08/16 and received on 25/08/16 but nothing else on the mcol.

...is it today lowells have to reply to defence or what?

 

so no date anywhere?

 

 

dx

sorry dx had redacted all the data on it the date agreement is signed is 18/10/2011 and is typed in on agreement no other dates on there
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OK so It'll get stayed in the next few days then

Nothing to worry about

Next move regardless is theirs eitherway

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just sent to unsettle you

ref number top right showing

unapproved

 

 

let it run

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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always do the barcodes and qrcode boxes too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

can you advise guys have received a letter from lowells solicitors

 

important....notice of pending county court judgement

as you are aware we represent lowell portfolio let and we have issued legal proceedings in the form of a county court claim which you have failed to respond to with either a proposal for payment or a reason why this debt is disputed.

 

if you do not contact us or respond to the claim we will ask the court to enter a ccj against you after 14/10/2016

 

now mcol is still showing claim live though 28 days is well and truly past AOS was on 05/08/16

defence submitted 24/08/16

defence received 25/08/16

none of this makes a lot of sense especially their letter any advice??

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None of it ever makes sense....left not knowing what right is doing....ignore and file.:-)

We could do with some help from you.

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  • 2 weeks later...

have been reading another thread whose timelines are almost the same as mine and they are on to mediation

Your acknowledgment of service was received on 05/08/2016 at 14:01:46

 

 

Your defence was submitted on 24/08/2016 at 21:29:58

 

 

Your defence was received on 25/08/2016 at 08:02:36

 

 

 

 

now i havent heard from the court or lowells any ideas of what is next??

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Its stayed

Should they wish to go fwd they now have to pay to lift the stay

Each case has a diff poc and a diff defence

No 2 are the same

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It may be a case based on value debt4get...the other thread they feel is worthwhile and possible success...were as yours may not be ?

 

Hence the stay.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 2 months later...

have just received a nice xmas present from lowells solicitors,

 

 

a directions questionnaire that they have filled in where they have agreed to go to small claims

 

 

mediation service to which they have ticked yes, track small claims ticked

 

hearing venue blank

 

expert evidence no

 

witnesses 0

 

hearing any days not suitable no

 

interpretor no

 

now i havent heard from the court in months, the mcol is now down!!!

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std practice to frighten you me thinks

 

 

there wont be anything on mcol

that ended long ago.

 

 

you could ring the court and see if they paid the fee to lift the stay

but I doubt it.

 

 

so docs can be ignored

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks dx...was wondering...will ignore and see if the questionnaire is forthcoming from the court for me,which is what they state in their letter...quote you will shortly receive a copy of the same directly from the court for completion and return unquote...which theoretically should be the next step yes?

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yes

 

 

but if they've not supplied documents

I cant see where they are going with this,

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I take it that agreement you posted was totally blank and not signed by you anywhere

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yeah i posted it on here a few pages back with docs and there were not any apart from that...no default notices, no statements of accounts etc...the only thing they have supplied so far is a copy of an agreement.....i have asked for all the information but nothing else has come back from them

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so that blank agreement was not signed?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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