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    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
    • Hi, I have the Sims 4 on Macbook. Over the last year I have paid for multiple add on packs spending a lot of money on them. I bought them all in good faith as my Mac met all the minimum requirements to play them. I have been playing happily for about a year and bought my latest pack just over a week ago. The games were all working fine yesterday. Then suddenly today EA released a new app to launch the games and this new app requires a MAC OS that my computer cannot use. Now suddenly none of my games are accessible and I am unable to play anything. They did not warn us about this change in requirements and if I had known they would be doing this I wouldn't have bought all these add ons as they are now all totally unusable. The games themselves have not changed, only their app to launch them and I can't afford to buy a brand new mac just to play. So my question is how can they change the minimum requirements after I have paid for a game? I agreed to pay for them based on the fact my mac met their requirements and was not informed when purchasing that this would be an issue in the future. I understand new games (like Sims 5 which is to be released next year) might not be compatible but this is a 10yr old game that they have suddenly made inaccessible due to their new launch app. Does anybody know if I can do anything or anyway to get a partial refund from them? Thanks   Here are their T&C... I can't find anything in there about them being able to do this so not sure what to do https://tos.ea.com/legalapp/WEBTERMS/US/en/PC/
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Cabot 60 day extension to order for documents***Claim Discontinued***


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Honestly I literally have no paperwork on how much the debt was but from memory rounded it was £650 and £800 with court fees and solicitor fees

 

:-D Not much profit left then...I was expecting in the £1000s in view of the desperation Cabot is going through.

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It depends how much they originally paid haha, but this lost case must have cost them around £200, Not forgetting the fees for the original case which must be around £150?

 

I think they either must have been desperate to get the case because either the solicitor went ahead with it after being annoyed by the Peter Griffin meme I sent them, or they thought it was an easy case after they heard no argument from me until i filed a defence

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And the failed application of today (£100 or £255 telephone hearing).....Plus counsel.... .as they probably bought it for 10p in the £... I will let you work it out:wink:

We could do with some help from you.

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Oh of course haha, it's not the usual £40 hearing

 

Would there be anyway to claim back my loss of earnings? It was a nice trip to sunny Rhyl mind, but still never got paid for my day off

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There are no £40 hearings now.....£100 or £255...beginning to rack up for them.You stated he had already allowed you £50...if you had your employers letter you would have got £90....or was that just for your travelling costs and misc exp?

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  • 2 weeks later...

Ha ha they're running away again - Excellent news :)

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Well done unicorn77 so as expected.I have unapproved your letter as your name is still showing...no need to amend or upload again..

 

Thread title amended to reflect the outcome.

 

Regards

 

Andy

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Woops, Guess I got a little too excited when I got the letter.

 

Yes I wasn't expecting this so soon but sent them a nice email asking them to tell their client to remove the unlawful account from my credit file

 

thanks for the help everyone, I had fun :)

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You're very welcome unicorn...help others to have fun by making a donation so we can continue to assist others:-)

We could do with some help from you.

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I can't make a donation via paypal.

 

 

I tried anyway but it dates back to years ago when Paypal wanted me to send them mounds of information to take the limits off my account and I refused. Since then every time I get a new card and try and use it they link it to that account and i just get this error :(

paypal.jpg

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We could do with some help from you.

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That link takes me to an error page saying "Sorry, an error occurred after you clicked the last link" But if it's the page where you don't have to have a paypal account but still uses the paypal payment that's how i tried to donate. If someone sends alternative details I don't mind sending a fiver :)

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Works fine for me.....but I will get back to you with regards manual donations.

 

Regards

 

Andy

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  • 3 weeks later...

Morning all :)

 

So recently I had dealings with a debt collection agency,who's solicitor attempted to make a court order for a time extension to provide documents, this was denied and I was awarded £50 for fuel costs and misc expenses, the claimant then withdrew their claim.

 

The judge refused to award any loss of earnings as I did not have a letter from my employer. Since the hearing I have received a letter from my employer stating that I would have lost the sum of £101.25 after taxes for the day I had to take off.

 

I have contacted the claimants solicitor who have confirmed they are still acting on behalf of the claimant requesting they pay my loss of earnings before seeking legal action, they have declined, claiming they are not liable for my loss of earnings.

 

Obviously I am wanting to recover my loss of earnings and looking for guidance in the situation :)

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The judge refused to award any loss of earnings as I did not have a letter from my employer. Since the hearing I have received a letter from my employer stating that I would have lost the sum of £101.25 after taxes for the day I had to take off.

........

 

Obviously I am wanting to recover my loss of earnings and looking for guidance in the situation :)

 

The judge gave you your answer : you should have got the letter before the hearing and taken it (or a letter from the employer estimating the loss) to the hearing.

 

I'd expect the other side's solicitor to deny liability, pointing you to the judge's decision.

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Thank you for the lesson in foresight

 

It wasn't meant as a lesson in foresight, just explaining the consequences of the judge's decision. It was ruled on by the judge already, so it has been decided.......

 

So there's no way I can submit any kind of claim?

 

You can claim, they can point to the judge's ruling and deny liability for it......

 

From your sarcasm and you asking the same question again, I guess that isn't the answer you want.

Did you say the same ("lesson in foresight") to the judge? I suspect not.

Did you ask for advice here on CAG (about what proofs you would need to be fully prepared to apply for expenses / losses/ costs) for going in to the hearing?

 

You could always keep asking the same question, hoping for a different answer .........

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The sarcasm wasn't due to the answer I received, the sarcasm was due to the attitude in which you replied. Do you always address people in a derogatorily manner with an attitude of you're better than everyone else?

 

And yes expenses was spoken about on CAG, there was no mention of getting proof

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?467108-Cabot-60-day-extension-to-order-for-documents***Claim-Discontinued***&p=4929249#post4929249

 

Like I said, I'm after guidance. I'm not after someone speaking to me like a (Edit) child saying I should have done it on the day then completely failing to provide any kind of constructive input. But thanks for your effort :)

Edited by maroondevo52
Removed unsuitable word
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The sarcasm wasn't due to the answer I received, the sarcasm was due to the attitude in which you replied. Do you always address people in a derogatorily manner with an attitude of you're better than everyone else?

 

And yes expenses was spoken about on CAG, there was no mention of getting proof

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?467108-Cabot-60-day-extension-to-order-for-documents***Claim-Discontinued***&p=4929249#post4929249

 

Like I said, I'm after guidance. I'm not after someone speaking to me like a (Edit) child saying I should have done it on the day then completely failing to provide any kind of constructive input. But thanks for your effort :)

 

Does "constructive input" mean : "giving you the answer you want"?.

I don't think you'll get the answer you want, and I've explained why.

Feel free to keep asking the same question or stressing how you want "constructive input" or criticising any post that doesn't give you the answer you want, in the hope you'll get the answer you want - but it still won't change the fact that that isn't the ruling the judge reached.

 

If pointing out that you've had your answer already, and it was contained in your post is "treating you like a child........", I think that is more your problem for not understanding the judge's ruling, and not being able to accept it when pointed out in reply to your question.

Alternatively, you could have added "only answer if it is what I want to hear" to your posting, if replies other than validation upset you.

 

Would you prefer people say "of course you can claim" even though it is wrong?.

Or would you prefer people just not to answer if they feel that they can't give you the answer you want, for if they did point that out it means they'll get a reply that needs moderating by the site team?. Of course, then you'd be complaining that no one was answering your query ...........

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I've not once mentioned anything about not getting the answer I wanted and you seem to be pinning all of your posts on this one assumption. You pointing out that it is my problem for not understanding the judges ruling, is like me pointing out i've already clearly stated it is your derogatory manner in which you posted that led me to reply in this way and you must have a problem because you can't understand. Is that constructive? of course not, it's borderline insulting. Constructive input would be:

 

I don't think you would be able to claim for any losses since the judge has already ruled. If you really wanted to you could make a claim but I think the other party would just reference the initial judges decision and it would be denied. (If that is what your opinion is)

 

Now to get to the above information it's taken 3 posts, when you could have just said this or similar in your initial post without acting derogatory then following it up with assumptions in an equally derogatory way.

 

Of course you are right, I did not make any such comments to the judge, for the simple fact the judge didn't speak to me like I was an imbecile.

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I don't think you would be able to claim for the loss (relating to the pay for the day taken off work) since the judge has already ruled on it.

If you really wanted to you could make a claim (for the loss of the day's pay) but I think the other party would just refer to the judge's decision and thus deny liability.

 

Amended to be more precise : hopefully now to your liking, and what is even better is you appear to understand the rationale behind it now, too.

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Yes BazzaS, your comment is more to my liking, and even better you appear capable of not being completely derogatory and seem to have narrowed it down to just belittling.

 

Thank you Ganymede, I figured since my employer gave me a letter I may as well ask about it before following it up since i've never had to appear in court for a small claim before so wasn't sure if the Judges decision based on lack of proof would carry over to another claim where there was proof etc. :)

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