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    • It's genuinely amazing how you managed to rebuke pretty much all of my points without giving a single shred of evidence to prove it. When asked for evidence all you claim is that "it's clear cut" but how is anyone here meant to know if you won't show it?   I agree with this. If you can't convince us, how are you going to convince the judges when this inevitably goes to court?
    • This is a ridiculous situation.  The lender has made so many stupid errors of judgement.  I refuse to bow down and willingly 'pay' for their mistakes.  I really want to put this behind me and move on.  I can't yet. 
    • Peter McCormack says he has secured a 15-year lease on the club's Bedford ground.View the full article
    • ae - i have no funds to appoint lawyers.   My point about most caggers getting lost is simply due to so many layers of legal issues that is bound to confuse.  
    • Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same.   Yes.  But every interested buyer was offering within a range - based on local market sales evidence.  Shelter site says a lender is not allowed to wait for the market to improve. Why serve a dilapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease.   The dilapidations notice was a legal first step.  Freeholders have to give time to leaseholders to remedy.  Lender lawyers advised the property was going to be sold and the new buyer would undertake the work.  Their missive came shortly before contracts were given to buyer.  The buyer lawyer and freehold lawyers were then in contact.  The issue of dilapidations remedy was discussed..  But then lender reneged.  There was a few months where neither I nor freeholders were sure what was going on.  Then suddenly demolition works started.   Before one issues a s146 one has to issue a LBA.  That is eventually what happened. ...legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease   A s146 was served.  It took 3y but the parties came to a settlement.   (They couldn't revert as they had ripped out irreplaceable historical features). The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there.  That's not the case   One can ask for another extension.  In this instance the freeholders eventually agreed with a proviso for the receiver not to serve another. You wouldn't vary a lease through a lease extension.  Correct.  But receiver lawyer was an idiot.   He made so many errors.  No idea why the receiver instructed him?  He used to work for lender lawyers. I belatedly discovered he was sacked for dishonesty and fined a huge sum by the sra  (though kept his licence).  He eventually joined another firm and the receiver bizarrely chose him to handle the extension.  Again he messed up - which is why the matter still hasn't been properly concluded.   In reality, its quite clear the lender/ receiver were just trying to overwhelm me (as trustee and leaseholder) with work (and costs) due to so many legal  issues.  Also they tried to twist things (as lawyers sometimes do).  They tried to create a situation where the freeholders would get a wasted costs order - the intent was to bankrupt the freeholders so they could grab the fh that way.   That didn't happen.  They are still trying though.  They owe the freeholders legal costs (s60) and are refusing to pay.  They are trying to get the freeholders to refer the matter to the tribunal - simply to incur more costs (the freeholders don't want and cant's afford to incur)  Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to.... The property does not qualify under 67 Act.  Their notice was invalid and voided. B petition was struck out. So this is dealt with then.  That action was dealt with yes.   But they then issued a new claim out of a different random court - which I'm still dealing with alone.  This is where I have issues with my old lawyer. He failed to read important legal docs  (which I kept emailing and asking if he was dealing with) and  also didn't deal with something crucial I pointed out.  This lawyer had the lender in a corner and he did not act. Evidence shows lender and receiver strategy had been ....  Redact and scan said evidence up for others to look at?   I could.  But the evidence is clear cut.  Receiver email to lender and lender lawyer: "our strategy for many months  has been for ceo to get the property".  A lender is not allowed to influence the receivership.   They clearly were.  And the law firm were complicit.  The same firm representing the lender and the ceo in his personal capacity - conflict of interest?   I  also have evidence of the lender trying to pay a buyer to walk.  I was never supposed to know about this.  But I was given copies of messages from the receiver "I need to see you face to face, these things are best not put in writing".  No need to divulge all here.  But in hindsight it's clear the lender/ receiver tried - via 2 meetings - to get rid of this buyer (pay large £s) to clear the path for the ceo.   One thing I need to clarify - if a receiver tells a lender to do - or not to do - something should the lender comply? 
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Faulty Dining Room Table


Baz1994
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Hopefully posted under correct thread.

 

Purchased dining room table July 2015 and paid for in full.

 

Delay in delivery item eventually arrived end of September 2015.

 

March 2016, noticed table was faulty (movement) and when checked underneath there was visable damage to three leg joins.

 

Took photo evidence and contacted retailer. April 2016 manager came to house to check product and confirmed under gaurantee. Said they would contact us within the week.

 

Heard nothing so contacted them 2nd week in May 2016. Did not offer refund but said a replacement had been ordered. Told OH that not same table as been modified.

 

Still no contact about replacement table so OH called them again and said that it will be delivered from 6-8 weeks.

 

July 2016 called retailer again as heard nothing, confirmed that table ready to be delivered.

 

Now due to the poor quality and customer service are we still entitled to a full refund or do we have to accept the replacement table ?

 

Thank-you

Edited by honeybee13
Years altered as he's seeing into the future.
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Hello Bazza.

 

I've taken the liberty of altering the years in your post, as you seem to be seeing into the future. If they're wrong, please let me know and I'll re-edit. :)

 

HB

 

Lol and Thanks HB.

 

Yes should be 2015 / 2016 :wink:

 

Just hope someone can kindly confirm as believe their delaying in order to only offer a replacement rather than full refund.

 

Last conversation today on telephone, person at shop said if not happy with replacement then take us to court :shock:

 

Surely a decent table should last longer than it has - poor quality as far as we are concerned.

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You have to serve notice that time is of the essence.

 

I would put together a letter detailing exactly what has happened – dates conversations et cetera.

 

Send in the letter and tell them that you are not prepared to wait any longer and that time is now of the essence and that if the replacement table is not delivered within, say, 10 days – give them the actual date of the expiry of the time period – then you will consider that they have terminated the contract as a result of their continual breach and the from that moment you will not accept any replacement and that you will begin whatever action is necessary to obtain a refund.

 

Make sure that you send the letter by recorded delivery.

 

This effectively means that you are threatening to bring a legal action – only do this if you are prepared to do so. It's quite easy, but don't bluff.

 

Once the date has expired and you have not had a replacement, it is then down to you to refuse any further replacement even if it arrives and to write to them again in the form of a letter before action giving them 14 days after which you will begin a small claim in the County Court.

 

Where the you are entitled to obtain a full refund is another matter. You have had some use out of the table and so it may be that there should be some kind of reduction for the use you have had based upon the amount of time you have used the table as a percentage of its expected life. I don't expect that this would be very much and I would suggest that you try for the entire refund value and be prepared to settle for a slight reduction.

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A guarantee would start from the date that the item is received and this would also refer to your statutory rights as well.

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A guarantee would start from the date that the item is received and this would also refer to your statutory rights as well.

 

Thank-you for all your comments BankFodder.

 

As their service has been appalling my OH wanted a refund to take business elsewhere.

 

Is it too late to decline offer of replacement and request full refund ? I see that you touched on it above but just wanted a bit of clarity if we are still covered.

 

Cheers

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Only if you make time of the essence as I have suggested.

 

Which company is it?

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