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    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
    • Thank you so much. Yes, I wish I had done my research and not paid. It's all for the same car park. Here is one of the original PCNs, they are all the same bar different dates. PCN-22.03.24-1.pdf PCN-22.03.24-2.pdf
    • Hi Clou, Welcome to the Forum and thank you for reading first before you posted. There seems to be many problems with Cornwall and getting a signal to use your a phone which could be why these parking companies don't use alternatives. It is a shame you paid the first one as you would probably have not had to pay that one either.  Was the car park at which you paid the same parking company as the one sending you these PCNs? On the subject of PCNs could you please post them up so we can see if they comply with the Act.
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi

 

I have had some emails from CRS regarding a debt which was with lifeboat loans

but now owned by starline capital limited as they bought the loan book from lifeboat loans when they went into liquidation.

 

The email I have had from CRS informing me of the amount I owe

is the first communication of any kind regarding this since taken the loan out several years ago.

 

CRS were chasing £1200 pounds.

I spoke to CRS a month ago to dispute this amount as the original loan was for £300 pounds I think

 

 

asked CRS for the default notice as I have never had one and

also a statement of account and

a true copy of the terms of conditions.

 

 

today I call CRS to find that they are no longer going to deal with the account due to the dispute.

So I am guessing that CRS have had no response to my request

and have given up or know there is proof.

 

 

What can I do going forward as I cannot find any details of starline capital limited

and CRS say all their communication is done via an electronic system

and have no contact details for them and suggested I google search them.

 

Any help would be appreciated as I want to dispute this amount and get them off my back.

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HI Mightyroyals

 

And Welcome back to CAG. Sorry to hear about LBLs and CRS.

See thing is, CRS are pretty tame and will do nothing and its probably a good thing its been sent back to the Finance Co... However it appears these guys have done a Safeloans jobbie.

 

Liquidate the loan company and form a Capital DCA based company...

From first glance... Check here;

 

https://www.thegazette.co.uk/notice/L-60462-1791040 which in turn puts Darren Heslington as the Power Of Attorney

Then you look at him on https://companycheck.co.uk/director/913630895/DARREN-STUART-HESLINGTON/companies

Then you see that he was involved with Lifeboat Loans which is Subsidiary of Lifeboat Assistance - IP Number 567072 - If you search here... http://fca-consumer-credit-interim.force.com/CS_RegisterSearchPageNew

 

Then youll see it all ends up back at Starline who have no contact etc.

Personally this loan wont go near court or anything of that matter. I think you are going to be okay.

 

Is this on your CRA?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Personally i would just ignore it unless osmethign of substance comes along. If they want to go anywhere near a court, it has to go through solicitors plus the pre action protocol. For a debt to balloon from 300-1200 its pretty safe to say they wont touch court.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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and stay off that phone!!

 

just remember a DCA IS NOT A BAILIFF!!

they have no such legal powers.

 

there's no legal requirement to talk on the phone nor at your door to anyone supposedly chasing a 'debt'.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Hi, similar story. Had a loan with Lifeboat Loans for £600 which I couldn't pay back due to a change in circumstances and entering into debt management. Advised them of debt management contact details but they made no effort to communicate with them.

 

 

Then started getting contacted at my work by a company called Blackstones in relation to the debt, advised them time and again that I was in debt management and they would need to communicate directly with them but again they didn't communicate with by DMC.

 

 

Then CRS came along, again contacting me at my work and advising me I was due over £2000. I asked them politely not to contact me at work, and queried the amount as it was vastly more than the original debt, also advised them regarding being in debt management. No response from them for a couple of weeks then more calls at my work. I then put in a complaint to them regarding this and regarding the amount they claimed I was due.

 

 

They have now responded claiming it was a system error on their part as to why they continued to contact me at work after I requested them not to, and they also advised that they had queried the amount with the Lender but have had no response and so are have put the debt back to them and are no longer handling it.

 

 

No idea what is going to happen next, just waiting for yet another debt collection agency to call me at work regarding the payment.

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They were also chasing me for an over inflated debt. I kindly asked them to produce the original agreement and a statement of account.

That was over 4 months ago and I havn't heard from them since. They never contacted my work number though.

 

 

You should raise a complaint against them for contacting your work number.

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