Robinson Way & CCA return on 1993 Barclaycard 'debt'

[daisymeg]

Hi, I have asked Robinson Way for a CCA request. But can I just clarify something please.

 

The card was a Barclaycard which defaulted, sold to MKDPP who sold to Hoist/Robinson Way.

The card was taken out in August 1993.

 

As part of the CCA should I be sent a copy of a "true signed agreement" or can they send me a reconstituted one.

 

I am not sure which one applies to my card or if in fact they could send either.

Any help would be greatly appreciated.

Also, is there legislation to say which one I should receive, if so what is that legislation.

 

Many thanks

[Bazooka Boo]

When did you default on this? What year?

 

As this is a pre 2007 agreement, they WILL need the original signed copy to enforce in court.

 

The fact that it's gone round the houses, speaks volumes!

 

As Sharklaycard have flogged this on then clearly they don't want your money, and/or it's unenforceable & littered with reclaimable penalty fees and charges, highly likely on a card this old!

[renegadeimp]

For a debt that old. They will need the original. Theyll NEVER be able to get it. Thats why its being passed around.

[dx100uk]

when was the last time anything was paid on it?

and when was the default registered

[daisymeg]

Thanks for your replies everyone. I last paid in October 2012 and Barclaycard defaulted it in Jan 2013 so its not SB yet.

 

when they get back to me with the info,

am I right in thinking that they need to provide a signed copy

and if they do not then they can't enforce it?

If that's right can anyone point me to the legislation in case I need to quote it.

 

 

From what I have read on this site Robinson Way are very keen to send the debt to solicitors who in turn issue a claim.

 

Appreciate your help. Thank you

[renegadeimp]

For a card that old they need the original plus a load of other stuff they'll be unlikely to ever see

[Guest]

So when they get back to me with the accurate info

when? you mean if

[dx100uk]

Thanks for your replies everyone. I

last paid in October 2012 and Barclaycard defaulted it in Jan 2013 so its not SB yet.

 

when they get back to me with the info,

am I right in thinking that they need to provide a signed copy

and if they do not then they can't enforce it? - correct if they want to goto court

If that's right can anyone point me to the legislation in case I need to quote it.

- none needed

if they fail you do nowt send nowt

 

 

From what I have read on this site Robinson Way are very keen to send the debt to solicitors who in turn issue a claim.

 

Appreciate your help. Thank you

 

 

only if they have enforceable paperwork.

and for a 1993 card..pigs might fly.

 

 

don't forget to get an sar running to BC

[slick132]

Hi DM,

 

Before you stopped paying in Oct 2012, did you miss any payments and incur default charges. If so, you can reclaim these in full plus compound interest.

 

Do you have all old statements for the a/c so you can check for default charges. If not, the SAR will produce this data for you.

 

[daisymeg]

Thanks again everyone. Yes I can remember paying default charges to Barclaycard for missed payments, think it was £12.00 each time.

 

 

Right I will get the SAR going with BC, how would I claim the default charges back?

 

 

many thanks

[slick132]

Hi DM,

 

Right I will get the SAR going with BC, how would I claim the default charges back?

 

Here's a case that was settled earlier this month - http://www.consumeractiongroup.co.uk/forum/showthread.php?453389-Barclaycard-Default-Notice-Removal-**Claim-settled-(probably)**

 

Also read through some of the **WON** BC threads here - http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?97-Barclays-BCard-and-Woolwich-successes

 

Virtually all of these cases have resulted in the refund of all penalty fees plus compound restitutionary interest plus (in some cases) removal of default/adverse CRA data.

 

As you've not said you have old statements, I assume you don't have them to check on the number of default fees paid by you.