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    • You can easily argue your case with no sign on the nearest parking sign
    • Same issue got a fine yesterday for parking in suspended bay which was ending at 6:30 yesterday, next thing I see a fine 15 minutes before it. The sign was obstructed 
    • Hi all, an update on the case as the deadline for filing the WS is tomorrow i.e., 14 days before the hearing date: 7th June. Evri have emailed their WS today to the court and to myself. Attached pdf of their WS - I have redacted personal information and left any redactions/highlights by Evri. In the main: The WS is signed by George Wood. Evri have stated the claim value that I am seeking to recover is £931.79 including £70 court fees, and am putting me to strict proof as to the value of the claim. Evri's have accepted that the parcel is lost but there is no contract between Evri and myself, and that the contract is with myself and Packlink They have provided a copy of the eBay Powered By Packlink Terms and Conditions (T&Cs) to support their argument the contractual relationship is between myself and Packlink, highlighting clause 3a, e, g of these T&Cs. They further highlight clause 14 of the T&Cs which states that Packlink's liability is limited to £25 unless enhanced compensation has been chosen. They have contacted Packlink who informed them that I had been in contact with Packlink and raised a claim with Packlink and the claim had been paid accordingly i.e., £25 in line with the T&Cs and the compensated postage costs of £4.82. They believe this is clear evidence that my contract is with Packlink and should therefore cease the claim against Evri. Evri also cite Clause 23 of the pre-exiting commercial agreement between the Defendant and Packlink, which states:  ‘Contracts (Rights of Third Parties) Act 1999 A person who is not a party to this Agreement shall have no rights under the Contracts (Right of Third Parties) Act 1999 to rely upon or enforce any term of this Agreement provided that this does not affect any right or remedy of the third party which exists or is available apart from that Act.’ This means that the Claimant cannot enforce third party rights under the Contract (Rights of Third Parties) Act 1999 and instead should cease this claim and raise a dispute with the correct party.   Having read Evri's WS and considered the main points above, I have made these observations: Evri have not seen/read my WS (sent by post and by email) as they would have recognised the claim value is over £1000 as it includes court fees, trial fees, postage costs and interests, and there is a complete breakdown of the different costs and evidence. Evri accepts the parcel is lost after it entered their delivery network - again, this is in my WS and is not an issue in dispute. Evri mentions the £25 and £4.82 paid by Packlink - Again, had they read the WS, they would have realised this is not an issue in dispute. Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency   This supports the view that once a user (i.e, myself) selects a transport agency (i.e Evri) that best suits the user's needs, the user (i.e, myself) enters into a contract with the chosen transport agency (i.e, myself). Therefore, under the T&Cs, there is a contract between myself and Evri. Evri cites their pre-existing agreement with Packlink and that I cannot enforce 3rd party rights under the 1999 Act. Evri has not provided a copy of this contract, and furthermore, my point above explains that the T&Cs clearly explains I have entered into a contract when i chose Evri to deliver my parcel.  As explained in my WS, i am the non-gratuitous beneficiary as my payment for Evri's delivery service through Packlink is the sole reason for the principal contract coming into existence. Clearly Evri have not read by WS as the above is all clearly explained in there.   I am going to respond to Evri's email by stating that I have already sent my WS to them by post/email and attach the email that sent on the weekend to them containing my WS. However, before i do that, If there is anything additional I should further add to the email, please do let me know. Thanks. Evri Witness Statement Redacted v1 compressed.pdf
    • Thank you. I will get on to the SAR request. I am not sure now who the DCA are - I have a feeling it might be the ACI group but will try to pull back the letter they wrote from her to see and update with that once I have it. She queried it initially with 118 118 when she received the default notice I think. Thanks again - your help and support is much appreciated and I will talk to her about stopping her payments at the weekend.
    • you should email contact OCMC immediately and say you want an in person hearing.   stupid to not
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Arrow Global CCJ set aside failed


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Hi, looking for some help...

 

we had a CCJ last year from Arrow Global via Restons Sol.

We applied to set aside the application however we have been refused!

We need to have to CCJ cleared.

Reluctantly we are looking to offer a full and final settlement,

however before any payment is offered I have the following queries :

 

Do we need to request Arrow Global to provide proof that they have ownership of the debt.

We have never received any letters in the past from AG nor we have never made any payment, as we no idea what the claim is for.

 

Also, if the full and final payment is made, will the credit file get marked as satisfied and not partially paid ?

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On what grounds did you apply to have the Judgment set aside?

To get the set aside you would have needed to show that you had good reason to apply

- for example - and that had you known about the claim you would have had a good chance of successfully defending it.

Did you not receive the claim form?

Did you genuinely not know what the claim was for or who the original creditor was?

 

After 28 days the Judgment goes on record and will generally then stay there for six years

- a F&F settlement would show the Judgment as 'satisfied' or 'part satisfied'

(that would be part of the negotiation with the creditor),

but the Judgment will still show on your file.

The set aside would have been your best and probably only option in the absence of a defence to the claim.

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

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Our case was refused because we applied to have the CCJ set aside too late.

We had a good defence in that

a) the claim is statute barred and

b) we never in receipt of the claim form,

hence we were issued a default judgement!

 

 

The option to appeal is not something we have considered as its time consuming

and plus don't want to incur any more costs,

we just want to get this whole saga resolved.

 

 

When we found out about the judgement

we did not know at the time that you can apply to have set a side!!

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What date was the judgment.....what date did you make application to set a side?

 

Regards

 

Andy

We could do with some help from you.

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What date was the judgment.....what date did you make application to set a side?

 

Regards

 

Andy

 

I'd add to Andy's (relevant) questions: also, when did you first become aware of the CCJ?

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Hi

The default judgement was made in May 2014 this was when I became aware of it,

however i filled the application March this year.

 

 

I did not know at the time that you can apply to have it set aside.

 

 

When I did look into it, I found inconstantances of the DCA claiming

they sent me various letters before court action which I did not receive.

All of this was put in my defence statement.

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And you stated in the the defence that the debt was statute barred at the time the claim was served?

We could do with some help from you.

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Hi

The default judgement was made in May 2014 this was when I became aware of it, however i filled the application March this year. I did not know at the time that you can apply to have it set aside. When I did look into it, I found inconstantances of the DCA claiming they sent me various letters before court action which I did not receive. All of this was put in my defence statement.

 

Are you 100% sure it is statute barred?

What was the exact date of the last payment and date of issue on the Claim Form?

 

Also,

why did you not receive the Claim Form?

Did you move house and not tell your creditor?

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Hi

The claim was for a credit card outstanding balance from 2004, of which was sold to AG in 2010.

No liability of the claim and no payments have been made.

 

With regard to the claim form,

well this is what I find surprising is that the DCA provided me with copies which they claim they sent to me

however I have never been receipt of them .

 

 

The claim form was apparently served to me at my current address?

Again I was never at all in receipt of any DCA letters or the claim form.

 

 

Had I received the claim form I would have defended the claim.

I put all of this in my defence statement .

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And you stated in the the defence that the debt was statute barred at the time the claim was served?

 

Did you?

We could do with some help from you.

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Hi

The claim was for a credit card outstanding balance from 2004, of which was sold to AG in 2010. No liability of the claim and no payments have been made.

With regard to the claim form, well this is what I find surprising is that the DCA provided me with copies which they claim they sent to me however I have never been receipt of them . The claim form was apparently served to me at my current address? Again I was never at all in receipt of any DCA letters or the claim form. Had I received the claim form I would have defended the claim. I put all of this in my defence statement .

 

So you took out the credit card in 2004 and you never made a single payment towards the balance??!

 

The Court would have served you with the Claim Form, not the Claimant.

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When I received the default judgement I had no idea what the claim was for.

When I made some enquiries with the DCA it was then I was informed that the claim was for a credit card account.

 

 

Had I received the original claim form I would have defended any court action

as I have no idea what the credit card account is for,

I didn't have the chance to get any proof of the details, debt, deed of assignment from the DCA.

 

 

From what it appears is that the DCA knew the claim was statute barred when they went for court action,

which explains why I did not receive any letters from the DCA solicitor

advising me if their intentions to take out the judgment even though they claim they did,

they provided me with letters which they claim they sent to me but I can state I did not.

 

The main issue we is the credit files ,

we just would like this resolved and have the judgment taken off,

will a full and final settlement allow this?

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" we just would like this resolved and have the judgment taken off, will a Full and finallink8.gif settlement allow this?"

 

No it will not allow that to happen.

Once a CCJ is registered, after 30 days, its stuck there for 6 years. Not even the Creditor can remove it!!!!

 

Only way would to have it set aside.

 

Now please answer ANDY's Question in #8 and #11

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Ok, can the file be updated as satisfied if any f&f payment is made?

 

Andy,

when we filled the N244 form our inital argument was that we did not receive the claim form. When I drafted the witness statement, it was then that we stated we would defend on statute barred debt and non receipt if claim form.

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Was your application to set a side refused or did it actually get to a hearing...then dismissed?

We could do with some help from you.

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Hi sorry, yes we did get to the hearing stage, which got dismissed on day of the hearing, judge stated application was filed too late and we would have to settle the claimants costs!

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Hi sorry, yes we did get to the hearing stage, which got dismissed on day of the hearing, judge stated application was filed too late and we would have to settle the claimants costs!

 

Did you ask for permission to appeal?

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Hi

The default judgement was made in May 2014 this was when I became aware of it, however i filled the application March this year 2015. I did not know at the time that you can apply to have it set aside. When I did look into it, I found inconstantances of the DCA claiming they sent me various letters before court action which I did not receive. All of this was put in my defence statement.

 

Mmm 11 months....all applications must be made promptly...but I would have thought he would of allowed leniency considering the debt was already Statute Barred.Sometimes it pays to work backwards and get the consent of the claimant to set a side first....then the court must allow it.

We could do with some help from you.

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The decision to appeal is not something we have considered, i didn't know you could and the judge didn't mention this. I just feel that we have been pushed in s corner with all this, the witness statement outlined everything and even that was dismissed and we have incurred costs on top.

 

Regarding the F&F payment, I have no proof that AG have ownership of the debt, therefore before any payment is offered do I need AG to provide proof ? And if they can't wouldn't that raise the question of whether the judgement was issued lawfully ?

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