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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Fidelite Credit Management


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Hi All . Had a letter a few weeks ago about a debt that is over 6 years old since last payment from Fidelite Credit Management and they actually called on me today and did not even ring bell as i was home all day , i know they used to be scott call , i can just tell them nothing is that correct ??

 

Thanks for all replies and help i have had in past from this great group

 

Vauxman

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Thread moved to the appropriate forum.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Fiddle it playing with fire.......burn their hands!

 

You don't need to say anything to them, string them along, bait with them for a while,

then throw them away when you've finished playing with them, utter clowns!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thanks for replies. They left another card today , the writing on it looks like it was done by a 5 year old lol . would like to catch them . not sure if i would fly right off the handle :-D has any one actually spoke to them on the door step? if so what did you say ?

 

Vauxman

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Keeping your cool is recommended when dealing with powerless DCA's...

 

Your weapon of choice should be a video camera and your silence, less for telling them to remove themselves from your property.

 

Was the card left in an envelope or just pushed through the door for all and sundry to see?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Keeping your cool is recommended when dealing with powerless DCA's...

 

Your weapon of choice should be a video camera and your silence, less for telling them to remove themselves from your property.

 

Was the card left in an envelope or just pushed through the door for all and sundry to see?

. Hi the first card was in a envelope the second just pushed through door .
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. the second just pushed through door .

 

Tut tut, formal complaint to the FCA, silly intimidation tactics.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Just been browsing about Fidelity and I found the below site,Council Tax Advisors.There seems to be some misleading information on the site.

For example,

 

It is imperative to understand that a Fidélité debt collection agent has no right to enter your home without your permission. They must be invited in by you and you only. If you do allow the Fidélité collection agents to enter your home peacefully they have the right to begin claiming your possessions in order to repay your outstanding debts to their clients.

Once you have let the debt collection agents in one, they are entitled to re-enter your home whenever they choose to return again. This is exactly why letting in a Fidélité debt collection agent is not a decision that should be made under pressure. If you do not grant entry to the Fidélité agents on the first occasion, you will still be well within your rights to reject them again at t a later date. Nonetheless, it’s important to remember that debt collection agents are still able to take possessions from outside of your home, such as your car, if you have failed to come to a satisfactory repayment agreement.

 

Since when can a debt collector act in a manner as mentioned above.

 

http://www.counciltaxadvisors.co.uk/blog/who-are-scotcall-debt-collection-agents-and-what-powers-do-they-really-have/

 

Regards,John.

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Absolute pack of lies!

 

They are NOT bailiffs, they are powerless tin pot debt collectors, I'll be sending that page to the FCA and the ASA to investigate,

incredible! Good find...

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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had live chat with Kati jo on council tax advisors and asked why they have misleading info on there sites and was assured that that page will be removed just to add it was tuesday 26/05 at 12.00 that i spoke with them .

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had live chat with Kati jo on council tax advisors and asked why they have misleading info on there sites and was assured that that page will be removed

 

Will be checking that in a few days then.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Yes, this was the response I had from the FCA, completely negating the fact that Snotcall/fiddleit are a DCA and NOT bailiffs, so could never chase council tax debts anyway!

 

Thank you for your email of the 23 May 2015. I appreciate the concerns you raised about Scotcall Debt Collection agency.

I understand that the information published about the firm’s practices concern tax debts. It might be useful to clarify that the Financial Conduct Authority (FCA) regulates debt collection firms only when they collect debts that originate from other regulated activities for example loan, mortgages, credit cards etc. When a firm collects debts from other activities such as tax they will be overseen by the Ministry of Justice and not us. You might find it useful in this case to report your concerns to the Ministry of Justice.

I notice that the information you found aren't from the firm’s actual website but are published by a 3rd party. Based on the above, if you still have any further reasons to believe that this firm breaches any of our rules and regulations please reply to this email with the relevant information.

I appreciate the response might not be the one you anticipated for. I hope though that it has been of some assistance.

 

 

 

Yours sincerely,

Maria Katsimperi

Customer Contact Centre

Financial Conduct Authority

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 2 weeks later...

Hello All reading this...

 

I received a note hand delivered today at my address, saying ... urgent for the attention of myself... I called today for the 1st time regarding your accounts please contact head office on yada yada ref....

 

I'm presuming its some random debt from my past and I certainly cannot afford to pay it and have not really much of any value, can anyone please advise... Many thanks...

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Hello All reading this...

 

I received a note hand delivered today at my address, saying ... urgent for the attention of myself... I called today for the 1st time regarding your accounts please contact head office on yada yada ref....

 

I'm presuming its some random debt from my past and I certainly cannot afford to pay it and have not really much of any value, can anyone please advise... Many thanks...

 

Create your own thread. Please ignore it.

They have no rights to really be calling and Fidelite chase lemons mostly.

think youll be fine.

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Hello All reading this...

 

I received a note hand delivered today at my address, saying ... urgent for the attention of myself... I called today for the 1st time regarding your accounts please contact head office on yada yada ref....

 

I'm presuming its some random debt from my past and I certainly cannot afford to pay it and have not really much of any value, can anyone please advise... Many thanks...

 

If you can start your own thread then you will be able to get a greater response.

 

As already said, ignore it, they are NOT bailiffs, they are powerless debt collectors,

was the note they put through your door in an envelope or out in the open for all to read?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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