Jump to content


  • Tweets

  • Posts

    • jk2054 - I haven't started a claim with OIC or MIB yet, due to being unable to obtain the name of the other driver.  BankFodder cheers for that, I'll go back to them with this info & update on here when I've had a response
    • Andy thanks for your reply. No i am now being evicted from the house i moved into after that previous post. The letting agent lied to me when they said the landlord would not be selling the house. SHe did not mention that the landlord tried to sell the house last year, i was not told this, 4 months into the tenancy i got the eviction notice. Its obvious they lied to me and used me to fill in the gap between their attempts to sell the house. I have filled in the defence form as it was easy to follow the old one from my previous post. I will post it later on in the hope someone can give it the once over. It has to be in by the end of this month may 31st.  
    • It's a GR Yaris - Finance is with Alphera, who are part of BMW I believe. I'm sure the unit is very expensive to repair, I have even told them I would be happy with a refurbished/reconditioned unit, in trying to be reasonable as well.
    • Without seeing this envelope, document and sticker it is impossible to advise properly. However, just going on what you have told us, there are two ways you can deal with this: !. The easy way. This has the lowest risk but the guarantee of a penalty for speeding.  You can respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box you can explain that you responded to the request for driver’s details but it was recently returned to you, seemingly not actioned. However, you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. You could also ask the court to consider sentencing you at the fixed penalty level (£100 and 3 points) as this prosecution seems to be the result of an administrative problem outside your control. 2. The not so easy way with higher risk. This could see you convicted of the FtP charge but has the possibility that you escape with no penalty whatsoever. You can do the same – plead not guilty to both charges. If you go down this route the speeding charge cannot succeed as they have no evidence you were driving. This comes from your response to the request for driver’s details which the police say they have not got. You can mention in the “Reasons” box that you returned the request for driver’s details as required. You will then face a trial for the FtP charge and you can produced your response together with the envelope and sticker showing it had been returned to you. The risk with this is that if your defence fails you will be fined a week and a half’s net income, pay a “Victim Surcharge” of 40% of the fine, pay prosecution costs of around £650 and have six points together with an endorsement code (MS90) which will see your insurance premiums rocket.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Xercise for Less - CRS Credit Resolution Services


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3329 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi I am hoping somebody can help me,

 

I cancelled my gym membership toward the end of last year, i went into my gym and filled in a close of account form and handed it into the lady at reception, i then waited a month an cancelled the direct debit as i was told i had to give a months notice.

 

As far as i was aware the matter was now over until last week i received a letter from CRS Credit Resolution Services saying i owed £222.47 as my account was in arrears.

 

I rang CRS and they claim the gym have no recollection of me handing in the close of account form in and and there for it has been classed as missed payments.

 

Xercise for less have been sending letters out so they claim saying i have missed payments but these have been sent to my old address as i moved house mid membership, they had my mobile number but made no effort to get in contact with me.

 

I spoke with CRS today and they was very off hand and said the best they can do is i need to pay £112.49 today or the matter will be sent for collection of goods totalling that amount.

 

Can sombody please help me with this ?

 

Kind Regards

 

Daniel.

Link to post
Share on other sites

Hi Djj and welcome to CAG

 

Were you beyond the minimum initial m/ship period when you cancelled ? If so, then the rest of my post is right. If you were still within the minimum period, was there a reason for cancelling.

 

Harlands/CRS and the gyms they work for have a bad reputation for "losing" cancellation letters. However, this matter should not be ignored at this stage. Harlands/CRS have taken a case to court recently but we're helping to defend this case as best we can.

 

First off, I would write to the gym :-

 

1. Ask if they have CCTV for the day and time you handed in the cancellation, because Harlands/CRS are denying the cancellation was made at the gym.

 

2. Ask the gym for a copy of the cancellation which you assume the gym kept.

 

3. Tell the gym they must contact Harlands/CRS and tell them to stop making payment demands.

 

Secondly, write to Harlands saying :-

 

1. I cancelled the membership in person at the gym on xxdate.

 

2. I owe you nothing as I paid the required month's fee for the notice period before cancelling the DD mandate.

 

3. I will not pay any admin fees, nor will I pay any other amounts demanded by Harlands/CRS.

 

Get a free Certificate of Posting at the PO when writing to Harlands.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • 2 weeks later...
Dont worry about CRS , they never do anything at all.

Do you have proof you gave in the cancellation form?

 

Hi,

 

Yes I had been with them for 23 months so I fulfilled my 12 month contract. I handed in the cancellation request and thought that was it.

 

My partner has a meeting with the General Manager at the gym tomorrow so hopefully they will get this sorted,

 

Kind Regards,

Danny

Link to post
Share on other sites

Hi Djj and welcome to CAG

 

Were you beyond the minimum initial m/ship period when you cancelled ? If so, then the rest of my post is right. If you were still within the minimum period, was there a reason for cancelling.

 

Harlands/CRS and the gyms they work for have a bad reputation for "losing" cancellation letters. However, this matter should not be ignored at this stage. Harlands/CRS have taken a case to court recently but we're helping to defend this case as best we can.

 

First off, I would write to the gym :-

 

1. Ask if they have CCTV for the day and time you handed in the cancellation, because Harlands/CRS are denying the cancellation was made at the gym.

 

2. Ask the gym for a copy of the cancellation which you assume the gym kept.

 

3. Tell the gym they must contact Harlands/CRS and tell them to stop making payment demands.

 

Secondly, write to Harlands saying :-

 

1. I cancelled the membership in person at the gym on xxdate.

 

2. I owe you nothing as I paid the required month's fee for the notice period before cancelling the DD mandate.

 

3. I will not pay any admin fees, nor will I pay any other amounts demanded by Harlands/CRS.

 

Get a free Certificate of Posting at the PO when writing to Harlands.

 

:-)

 

 

Hi,

 

We don't have proof of the cancellation unfortunately, I just expected the receptionist to do her job but seems the form has gone missing. My partner is has a meeting with the gyms general manager tomorrow afternoon and she is going to mention the cctv and a break down of the costs etc.

 

I am not giving in and paying this when I know I fulfilled my responsibilities. It seems they do this to so many people,

 

Regards,

Danny

Link to post
Share on other sites

Let us know how the meeting goes.

 

Did you write to the gym and to Harlands as suggested in post #7 ?

 

If you didn't write to the gym, print off post #7 and use that as a list of Q's to put to the mngr.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

No not written as yet, sent a couple of emails to CRS but getting nowhere with them. Ye I will get my partner to take the list and put these to the manager and see what the outcome is.

 

I'll let you know,

 

Thanks,

Danny

Link to post
Share on other sites

Hi Djj,

 

If you want to deal effectively with Harlands /CRS, it would have been better if you followed our advice above and sent the letters suggested.

 

Despite comments made above, CRS has recently taken court action against one of our site users We are working hard to assist with what we hope will be a successful defence.

 

I would advise that your partner stays calm and does not agree to anything when she meets the mngr. Let her come away and report back about events.

 

She should also say that she will put her questions in writing to the gym's head office if she fails to get adequate answers tomorrow.

 

Hope it goes well for her. :-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Danny,

 

I suggest you hold off from sending the letters for now.

 

We may need to alter them, in light of whatever transpires at tomorrow's meeting.

 

Report back and we'll take it from there.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Danny,

 

I suggest you hold off from sending the letters for now.

 

We may need to alter them, in light of whatever transpires at tomorrow's meeting.

 

Report back and we'll take it from there.

 

:-)

 

Afternoon,

 

Just an update. My partner was dubious about the man on the phone asking her to visit the manager to discuss my membership so after 3 calls and no call back she was finally put through to the manager who indeed confirmed she wouldn't be able to discuss my membership so it would have been a wasted visited with our 3 year old in tow.

 

After questioning the manager further she did confirm that they had received my cancellation after all, however I had been passed onto CRS due to the fact that I cancelled my direct debit too early and didn't make the last payment. After my partner questioning the manager more she confirmed they received my cancellation in August last year to which my partner told her we had the final payment leaving our account on the 9th October?!!? Ok so that's well over 30 days notice, amusing!!

 

After the manager got abit flustered and put my partner on hold and then 'accidentally' transferred the call to Headoffice, my partner finally spoke again to the manager who apologised and said this was all a big mistake and was sent to CRS is error.

 

So after all the stress, they simply said they will notify CRS and we will no longer hear from them. My partner asked if CRS would send confirmation of this, to which the manager replied 'no they will just stop harassing you' haha!

Relief for sure but we are still slightly dubious as to whether this is really the end!

 

What do you think?

 

Regards,

Danny

Link to post
Share on other sites

Hi Djj,

 

I assumed it was a joint m/ship and that was how the mngr was happy to discuss it. Thank goodness YP didn't actually waste her time going there but how MAD that they go on to discuss the issue with her anyway.

 

You still have nothing in writing and CRS are not known for giving in easily. So I would not be at all surprised if Harlands/CRS continue to make demands despite the assurance from the gym.

 

Keep us informed please ..............

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...