'Offer' From Past Due Credit on old '3' debt - - advice on how to proceed

[dirkn19]

Hello everyone,

 

 

I hope you can help

 

 

re an exchange of letters I've had with Past Due Credit since October,

that's now resulted in them making me an "offer."

 

Essentially Past Due Credit claims I owe Three £36 from 2011.

 

 

Things have happened as follows:

 

1) In October I received a letter out of the blue from Past Due Credit saying I owed Three £36, and making various threats if I didn't pay up.

 

I don't recognise the mobile number they listed, though I have had a mobile broadband dongle in the past. However, this was pay as you go and Three never once contacted me to say my account was in arrears.

 

2) As a result I sent a letter asking them to furnish me with evidence showing I actually owed this money.

 

3) This in turn led to three rounds of back and forth correspondence, where I received what seemed to be short boiler plate letters back. Finally in December, they wrote to me saying they'd put my account on hold for 28 days while I contacted Three

 

4) Needless to say I didn't - should I have done? As it's Past Due credit chasing me for this, I didn't see why I needed to do anything

 

5) As a result, I received a new threatening letter in January. I replied, saying that as they'd not supplied me with any evidence of the debt, I would assume the matter is closed.

 

6) Now I've had an 'offer' reducing the payment from £36 to £28.

 

My instinct is that they only make offers like this when they haven't got a very strong case, is that correct? How should I reply to finally get them off my back?

[renegadeimp]

Ignore them. They only deal in lemon debts.

[Hardupnotfedup]

Chasing 36 quid for 4 years says it all really, they've spent more on pointless missives and phone calls.

[dirkn19]

Exactly - sending me half a dozen odd letters in response to mine must have cost them more than £36 in staff time by now

[dx100uk]

stop phoning them please

 

 

and time to ignore now.

 

 

a DCA is NOT A BAILIFF

 

 

and have

 

 

NO SUCH LEGAL POWERS.

 

 

letter tennis does you no favours

 

 

dx

[citizenB]

Check they haven't trashed your credit files for this sum ?