Marlin/Mortimer claimform - Lloyds TSB Credt Card 'debt'

[Roog1e]

Thank you.

[Roog1e]

Thanks for your comment I did request both.

[dx100uk]

what date is your hearing

I cant see you've told us yet?

 

 

dx

[Roog1e]

Despite defending the claim. I have been ordered to pay. Very disappointed not the result I was expecting. Original paperwork stated that they would accept instalments. There is no reference to this so do I just ask the claimant for this arrangement

[dx100uk]

well w did see your defence

 

 

not a lot of good coming back here more than a month later to update us really.

 

 

so what defence did you file.........

 

 

 

 

lets get you moving forward

 

 

and now you've a CCJ?

 

 

dx

[Roog1e]

Hi yes I did send off defence. Just received letter stating have to pay by 10 July. I can't afford to pay all in one go so what advice would you have for me now please

[AndyOrch]

So when you received Notice that the claimant had applied to lift the stay (and I assume this was to request your defence struck and or that they requested Summary Judgment) you did submit a witness statement in response (not less than 7 days pre hearing)....clarifying your objections...and you did attend the hearing in person to fight the application ?

 

Regards

 

Andy

[Roog1e]

Hi Andy

 

Yes it was submitted in time. But I didn't attend the hearing I didn't realise that I had to. On the original paperwork it says that they would accept payment in instalments but no mention of this in the notification to pay. With all the costs and interest added on I have no hope of paying a lump sum. What can u advise? Please

[AndyOrch]

You can make application to vary the forthwith to monthly payments......

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?406098-LEGAL-N245-Application-for-suspension-vary-an-order-**Correct-as-at-October-2013**

 

Fee is £50

 

With regards to your post......

 

" On the original paperwork it says that they would accept payment in instalments but no mention of this in the notification to pay. "

 

I haven't the foggiest what you are referring to or what that means.

 

Regards

 

Andy

[Roog1e]

You can make application to vary the forthwith to monthly payments......

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?406098-LEGAL-N245-Application-for-suspension-vary-an-order-**Correct-as-at-October-2013**

 

Fee is £50

 

With regards to your post......

 

" On the original paperwork it says that they would accept payment in instalments but no mention of this in the notification to pay. "

 

I haven't the foggiest what you are referring to or what that means.

 

Regards

 

Andy

 

Thank you Andy

 

The original claim that they put in to the court for the monies owed stated that they were prepared to accept monthly instalments. I was going to ask the debt collection agency if they would accept a reduced one off payment and if so how much or monthly instalments. Am I better off completing the form you have suggested? Thank you for your help it is really appreciated

[AndyOrch]

Best to do it officially...through the courts......(N245) then the claimant cant hold you to ransom and keep hounding re payment reviews/ increased payments.

[Roog1e]

What happens if they don't accept the instalments?

 

 

Is there a chance of that happening?

 

 

My mum may be able to lend me some money although nowhere near the monies outstanding.

 

 

Is it worth asking if they will accept this prior to completing the form.

 

 

If they do agree something

can I then ask them to provide some sort of legal documentation for me to sign which can be logged at the court?

[Bazooka Boo]

What happens if they don't accept the instalments?

If you don't ask you won't find out, the court will determine your payments on YOUR I&E.

 

 

Is there a chance of that happening? See above.

 

 

My mum may be able to lend me some money although nowhere near the monies outstanding.

No need to borrow money.

 

 

Is it worth asking if they will accept this prior to completing the form.

They already informed you they would accept instalments prior to taking you to court.

 

If they do agree something

can I then ask them to provide some sort of legal documentation for me to sign which can be logged at the court?

This is why you go through the courts, you won't get much more legal documents than they churn out.

 

 

As Andy said, use N245.

[Roog1e]

Thank you for your help with this.

 

Much Appreciated.