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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Roog1e

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  1. Anna1s1 started following Roog1e
  2. Roog1e
    Thank you for your help with this. Much Appreciated.
  3. Roog1e
    What happens if they don't accept the instalments? Is there a chance of that happening? My mum may be able to lend me some money although nowhere near the monies outstanding. Is it worth asking if they will accept this prior to completing the form. If they do agree something can I then ask them to provide some sort of legal documentation for me to sign which can be logged at the court?
  4. Roog1e
    Thank you Andy The original claim that they put in to the court for the monies owed stated that they were prepared to accept monthly instalments. I was going to ask the debt collection agency if they would accept a reduced one off payment and if so how much or monthly instalments. Am I better off completing the form you have suggested? Thank you for your help it is really appreciated
  5. Roog1e
    Hi Andy Yes it was submitted in time. But I didn't attend the hearing I didn't realise that I had to. On the original paperwork it says that they would accept payment in instalments but no mention of this in the notification to pay. With all the costs and interest added on I have no hope of paying a lump sum. What can u advise? Please
  6. Roog1e
    Hi yes I did send off defence. Just received letter stating have to pay by 10 July. I can't afford to pay all in one go so what advice would you have for me now please
  7. Roog1e
    Despite defending the claim. I have been ordered to pay. Very disappointed not the result I was expecting. Original paperwork stated that they would accept instalments. There is no reference to this so do I just ask the claimant for this arrangement
  8. Roog1e
    Thanks for your comment I did request both.
  9. Roog1e
    Thank you.
  10. Roog1e
    Hi can anyone help me with this please? The Notice of assignment and default notice, statement of accounts have all been provided in the court particulars but not provided to me prior to this despite being requested. The CCA provided relates to an old credit card account taken out in 1994 which is no longer in use and it is illegible in places. How do I write my defence around this please.
  11. Roog1e
    Ok thanks Andy I've had a look through but not really sure which one to use in my case. Would u be able to point out one so that I can get an idea of what I should be including, then I can write my defence around it. Thank you again I'm sorry to be a pain but I think that the stress of this is not allowing me to think clearly.
  12. Roog1e
    Hi Andy thanks for your comment it has reassured me a little. Would you be able to help me write my defence I'm not sure what I should write.
  13. Roog1e
    I was hoping you would think that!. The account number top left has been covered over and account number typed in. It is however incorrect number. Would someone be able to help me with submitting my defence please?
  14. Roog1e
    Hi Andy The agreement is dated 1994. I will continue to try to upload it. here
  15. Roog1e
    Hi Andy I have now received a date for the hearing. I have now received some documentation also which consists of some statements of account, letter of assignment, default notices a copy of the agreement [which has lots of crossing outs on, incorrect address and dated 1998 The account number is wrong and this has been covered over with hand written account number. ] I have no idea of how to start with my defence. Would you please help me?
  16. Roog1e
    Hi I have had a letter from the county court stating debt collectors have applied to have the stay removed and that I will receive a hearing date within the next 3 weeks. I had previously submitted letter to debt recovery company CPR31:14 I received copy of credit card application form from 1998 which has lots of crossing outs on it and been tampered with as debt they are chasing is from 2010. Also no notice of assignment received. Shall I request copies again?

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