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Marlin claimform old £22k EGG credit card 'debt'***Claim Discontinued***


linz2011
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Hi all

 

Just to let you know I received a letter today saying the case is closed as no paperwork could be found. Big thanks to everyone for help and support.

 

If you could expand Linz...case closed? Discontinued or withdrawn ? Perhaps type out verbatim what you have received.

 

Regards

 

Andy

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Right guys

The letter is from Mortimer Clark

We are instructed that our client is unable to supply a copy of the varied terms of your credit agreement.

This does mean that your credit agreement is now unenforceable; however this does not mean that your debt can be written off.

According to the OFT guidance on 'unenforceable credit agreements' as a copy of your agreement could not be provided it means that we:

CANNOT

 

  • make you pay the debt before you're supposed to
  • get a court judgement against you
  • take back anything hired or bought on credit, or take anything used as security in the agreement.

CAN

 

  • ask you to pay what you owe
  • send a default notice
  • pass information on to a CRA
  • pass information to a debt collector
  • sell the debt to someone else
  • take the case to court

Our client has reviewed the matter and although your debt remains payable, we have been instructed to discontinue the court proceedings and close our file.

In view of this, we will send notification to Northampton CC Business Centre that the claim is to be discontinued and we will close our file.

 

 

Yours faithfully

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ALWAYS check with the court too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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did you ever get that sar stuff back

 

bet theres PPI here if you wish to be really cheeky :lol:

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

is the 40 days up yet?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

oh that's unusual for Canadian Square they are usually very good

 

a quick call might not hurt?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Right guys

The letter is from Mortimer Clark

We are instructed that our client is unable to supply a copy of the varied terms of your credit agreement.

This does mean that your credit agreement is now unenforceable; however this does not mean that your debt can be written off.

According to the OFT guidance on 'unenforceable credit agreements' as a copy of your agreement could not be provided it means that we:

CANNOT

 

  • make you pay the debt before you're supposed to
  • get a court judgement against you
  • take back anything hired or bought on credit, or take anything used as security in the agreement.

CAN

 

  • ask you to pay what you owe
  • send a default notice
  • pass information on to a CRA
  • pass information to a debt collector
  • sell the debt to someone else
  • take the case to court

Our client has reviewed the matter and although your debt remains payable, we have been instructed to discontinue the court proceedings and close our file.

In view of this, we will send notification to Northampton CC Business Centre that the claim is to be discontinued and we will close our file.

 

 

Yours faithfully

 

Excellent and well done linz retain the above safely.

 

As advised check the court has received the NoD as you should also receive one (the court number on the form is N292) It may take a week or so to get through the system.

 

I will amend your thread title to reflect the outcome.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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did you ever get that sar stuff back

 

bet theres PPI here if you wish to be really cheeky :lol:

 

dx

 

Or ask for costs? :wink:

 

I don't understand that they CANNOT get a judgement against you but CAN take the case to court. Am I being thick here and missing something or is that just stupid? :oops:

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