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    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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PC Problem


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You could try an AMD Octacore, they are cheapish , or if you just want something to do office, web and the odd game the AMD A10 has a better GPU, spec right and you can save money over Intel,

 

 

thinking of a new build; what about the A8 (which one though?) around 6-70£ plus an msi mobo for around 35? plus 4gb 3 memory. what do you think?

http://www.amd.com/en-gb/products/processors/desktop/a-series-apu#

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thinking of a new build; what about the A8 (which one though?) around 6-70£ plus an msi mobo for around 35? plus 4gb 3 memory. what do you think?

http://www.amd.com/en-gb/products/processors/desktop/a-series-apu#

 

Would make a mice machine that will do most things if you were a heavy FPS gamer you woulkd look at a dicrete graphics card but for everyday use the AMD APU is fine

 

Review of A8 7600 on Guru 3d

 

http://www.guru3d.com/articles_pages/amd_a8_7600_apu_review,1.html

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Would make a mice machine

 

I'm familiar with multi-core for processors : such as "dual core"

Is a "mice machine" one with more than one mouse? One for each hand? ;)

 

(Yes, folks, I know it's only a typo and should read "nice", but I had visions of a new technological development .....)

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Would make a mice machine that will do most things if you were a heavy FPS gamer you woulkd look at a dicrete graphics card but for everyday use the AMD APU is fine

 

Review of A8 7600 on Guru 3d

 

http://www.guru3d.com/articles_pages/amd_a8_7600_apu_review,1.html

 

cheers, might go for it, not sure which a8 though? is not really for any intensive gaming. or even an a6 quad?

 

hopefully, it won't be a mouse on a wheel running things :) (have already got one of those (old back up pc in use), but he's still alive and running the pc :) )

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  • 5 months later...

hi

does anyone know where/how to get official security updates/patches for firefox without having to install a new version (clicking on fox update, unlike before, now just installs a whole new version). thanks

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If its a major revision it requires a new client.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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If its a major revision it requires a new client.

 

thanks for reply. i see what you mean

 

on pc i have an older version, which whenever i used to update it wld just do the patches, even if a new version was available (a bit like MS i suppose re their cumulatives re IE).

did the update on laptop fox (the same), it did a new version without saying was doing a new version. now whenever updating there it just does a new version (if available). didn't want it, so am reluctant to do the update on the pc one. :)

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Major revisions need a new client. Such as client 1 2 3 or 4.

 

Revisions.such as 1.1 1.2 etc dont unless theres a.big change. It can just be patched.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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cheers

seems as if their update now just pushes a new version if there, rather than supporting patches for existing/older versions? (unlike ms which still supports patches for older versions, and gives the option whether to install a new version).

just wanted to keep the version i have (wld've kept the one before if it hadnt been auto updated to a newer one), being nerdy :)

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  • 1 month later...

hi

anyone know of a 'quick' way to remove all flash versions plugins from fox completely.

did a manual flash update re their plugin exe, but now still have the old flash version in fox plugins.

did the the flash uninstaller, but when then did the new version flash plugin exe install, the old version reappeared as well. seems to be a common issue.

did a googly, found the mozilla instructs to manually remove plugins (havent tried that yet). just wondering if anyone knows of an easier way. or wld fox just use the latest version anyway? :)

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  • 2 weeks later...
  • 11 months later...

hi, quick (ish) query.

re MSE and firewall log.

it (MSE) does the 'am delta patch', which is ok re updating the definitions.

but, it then wants to connect to an akamai server, i think. is that just a ping re big bro that can be safely denied without effecting the antivirus function?

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anyone any thoughts? it came up again when updating the definitions. it was denied, but mse still seems to be working ok with definitions showing as uptodate.

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to OP - this thought came to me - sounds like a CMOS failure. the large "watch" type battery. just a thought seeing as no POST or BIOS

A distinct possibility if asking to go to setup on boot How old is the computer?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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How old is the computer?

 

old' ish. am2, 7900, 2gb ddr2.

 

i did try a new cmos battery. and the bare bones for booting; CPU (and a different one tried) with one stick of ram (and a different one tried). i have narrowed it down to the board i think (no beeps), been trying to get hold of a cheapy one to try, in hand.

 

any thoughts re post #113?

 

thanks

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hi

anyone any ideas re swapping a working hard drive over to a different pc (both nvidia chipset (drivers already on the hard drive), but with different (slightly newer) cpu, mobo, g'card, chipset version), but coming up with the bsod 5c message?

 

thanks

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back the hard drive up first, you may be lucky and will be perfectly fine but in the event that it doesnt boot with the new hardware at least you have all your data, as a second option, put an OS on a different drive via new pc and simply copy from old drive once youve booted up

 

the 5c message is initialisation failed, check the 24 pin MB connector and make sure all conn's are good

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back the hard drive up first, you may be lucky and will be perfectly fine but in the event that it doesnt boot with the new hardware at least you have all your data, as a second option, put an OS on a different drive via new pc and simply copy from old drive once youve booted up

 

the 5c message is initialisation failed, check the 24 pin MB connector and make sure all conn's are good

 

hi

thanks for quick reply.

HD works ok in existing machine, but not in the different one.

safe mode, sys repair option doesnt work.

connector (20pin+the4 pin addon) seems ok, most else (eg audio/lan/usb) has been disabled, and different sata cables tried.

 

if an o/s sys restore from disc is done (when on the different machine), would emails/downloads/files that sort of thing be lost?

 

ps, the 'starting windows' appears, then the bsod.

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Back up anything u need from HD to a pen drive, once youve done that you will be able to re instal OS on HD when in new machine. There will be issues trying to run an installed OS on another pc.

There isnt really another way unfortunately.

Your emails will not be lost, they are stored with yr email provider such as yahoo

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hi

thanks guys for input.

 

update.

 

what it was,

the sata drive (with W7) from an existing machine when swapped to the 'new' machine wld end up with bsod 5c just after the 'starting windows' screen.

 

i found another sata drive with xp on it, and tried that on the 'new' system. it booted up and loaded ok! odd.

 

so, as you suggested, decided to do a fresh W7 install on that xp drive on the new system.

but, after the disc had 'loaded files', the same 5c bsod came up.

 

i had a look through the bios and noticed that HPET was disabled.

after enabling HPET, the set up etc worked, and W7 then set up ok!

 

thinking the other drive might work now, i tried it again.

this time it went abit further after 'starting windows', but then came up with bsod 7b.

 

i tried the repair from the disk, no joy.

also, safe mode stops loading up with the same 7b.

i guess its something to do with specific drivers and/or HAL?

 

so, atm, will continue with the fresh install on the new system,

and keep the other drive with the older system (which it still works with) as back up/2nd pc.

and will do the 'easy transfer' settings from that one to a pen drive,

and then transfer it on to the fresh install?

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Its a long winded pain but sometimes its the only way

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Its a long winded pain but sometimes its the only way

 

its been ok. i dont mind doing the fresh install, as it keeps the other drive/system as a working back up. w7 installation was quick and easy. not much else to install. the most import stuff is always kept on a big pen drive.

i was though interested to find out what the prob is, as i've often swapped drives over before without probs by just installing the drivers for the different system before swapping (which i did this time, but to no avail). it seems odd that the xp drive worked ok, cant remember what board/config that was off! maybe that was the nature of xp, and things have changed.

it was though interesting to learn about that HPET (disabled) causing the bsod when booting from the W7 inst disc. something for future reference.

thanks again for looking in guys. :)

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