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Birmingham Midshires Erc So It Begins! **SETTLED - 3/4 paid **


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Really hope that the judge does what he should Biffa......tense weekend coming up!

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Thanks Biffa, this shows that a case can't be thrown out because you are suing the wrong organisation. Halifax have stated that my account is being administered by BM, and I am wary of the Halifax BOS merger. Want to make sure I'm suing the right one - don't want it thrown out on a technicality.

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My Fingers are crossed for you my friend. I will be watching on Monday.

Have a good weekend

 

Ukaviator

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Biffa I'm in Liverpool so when your nearer your date for court PM me and I also will come and support you if you want :)

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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BIG FAT BUMP to see if it was thrown out :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Oh FFS, wish the judge would hurry up and do what they SHOULD do. If it were us and not some huge organisation I bet they wouldn't be that hesitant in sticking the knife into us.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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my fear and i must admit(i think will happen) is that the solicitor from BM will resume from her hols on wednesday to find my bundle lying on her desk and immediatly apply for additional time to submit their disclosure regardless of the fact that the judge ordered full disclosure by 26th jan. iam still hopin it goes my way in the next day or so

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The court system in this country is a bloody joke !!!!!

 

In the post today i got a court notice stating that the BM had requested an extention of time to submit their bundle by 4pm on 23rd feb 2007, they ve obviously received my bundle and **** themselves and made an immediate application for more time.

 

IN THE MEANTIME i phoned the court and the file has come back down, the judge in his wisdom has ordered that i make a further application to have my request for a strike out of the defence heard at an hearing. This is going to cost me another £35 ! and the hassle of going to court to tell the judge how they failed to adhere to initial court directions. Their pathetic application for more time must have been lying on the file when it went up to the judge with my application for the strike out. YET ANOTHER BLOODY EXAMPLE OF THE COURTS KICKING THE LITTLE PERSOM WHEN THEYRE DOWN. where do i go from here ???? is an hearing likley to result in a strike out of their defence ????

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Folks iam now at a loss as to where to start any degree of negotiation in relation to this claim.

My costs in relation to this claim have been

£120 initial mcol fee

£100 court process fee

£35 application fee (for strike out)

the claim itself is about £3,150.00 (with court fees and interest would have been approx £4,005.00 (hence small claim)

 

Iam at LBA stage with a smaller BM ERC (Havent submitted clourt claim yet and wont in all honesty after this charade !)

Iam also claiming 350 charges back from HALIFAX bank charges, at LBA Stage (BM all part of HBOS as you are all aware)

where do you suggest i start negotiating? what i propbably need to know is what their likley costs would be to go to court on this court date set on the 21st March. I have noted Zoots comments above and reluctantly agree that i need to try and salavage some sort of settlement here prior to court.

What are thy likley to be spending in terms of probably referring the matter to D.L.Piper and costs of barristers on the day. i need to try and use this before contacting them tomorrow with a view to my salvaging operation. (tomorrow being the day the solicitor comes back off her hols) God i hate the birmingham mids ! and the courts even more. All help ,guidance and advice would be welcomed.My only ammunition now is to convince them to settle to avoid the costs theyd be incuring in the hearing date. HELP !!!

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Biffa, I would stay on target with this and wait for them to submit their bundle. Any costs will be added to any Judgement.

 

Ask yourself again, why are they delaying?

 

I'm right on your tail with my claim against them.

 

JMHO, but I'd wait to see what their defense is.

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