Jump to content


  • Tweets

  • Posts

    • Morning, I purchased a car from Big Motoring World on 10th December 2023 for £14899.00. On the 15th December I had a problem with the auto start stop function of the car in which the car would stop in the middle of the road with a stop start error message. I called the big assist and the car was booked in for February. The BMW was with them for a week and it came back with the auto stop start feature all fine and all error codes cleared on the report from big motoring world. within 5 days I had the same issue. Warning light coming on and the car stopping. I called big assist again and the car was again booked in for an other repair in May. Car was taken back in may, they had the car for a week and returned with the report saying no issue with the auto stop start feature and blamed my driving. Within 5 days of having the car back it broke down again. This time undrivable. I had the rac pick my car up and take to Stephen James BMW for a full diagnostic. The diagnostic came back with the car needing a new fuel system as magnetic swarf was found.  I have sent big motoring world a letter stating all the issues and that under the consumer rights act 2015 I have asked for a replacement vehicle. all reports from Stephen James BMW have been sent over to big motoring world. Big motoring world have come back and said they will respond to my complaint within 14 days for the date of my complaint letter. I am not feeling confident on the response from them, what are my next steps?   Thanks in advance. 
    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Accident Exchange - hire car charges after accident


Feelingdownandout
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3664 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

The judge won't have seen anything really yet but by the sounds of it has ordered you to disclose the documents. I would call the solicitors and ask them exactly what the Court has ordered you to disclose and by when.

 

If the statement is for you/your husband to sign then you must make sure it is true and correct as it will need to be signed with a statement of truth which is the same as swearing an oath in Court.

  • Haha 1
Link to post
Share on other sites

  • Replies 102
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Ganymede is right the Judge won't have seen anything but the Claim Form/ Particulars and the Defence filed by the other side (that's even if it is a judge looking at the papers for allocation). These cases go through the Court a lot so Judges know what they're doing to make sure they have all the information required to make a decision before the hearing takes place. What will have been sent to PCJ are fairly standard directions requesting all sorts of information be exchanged between the sides prior to any hearing.

 

6 months of financial info is right on the facts, you said the accident happened in August last year so that'll take you to around that time. Your financial situation at the time of hire is what's trying to be ascertained.

 

I know you feel like you're having your privacy invaded and that's probably because the whole thing is very much out of your hands. Look at it this way, if you were bringing your own civil claim e.g. say a builder did some dodgy work on your house and you wanted compensation - you wouldn't expect to start such a claim without having proof of a) why the work was dodgy and b) why you're claiming the amount of money you are.

 

This situation is no different - you're still claiming money from someone so you still need to show a) why and b) why that much. a) has already been sorted as liability isn't an issue but b) is the point of contention.

 

And again with the witness statement it's a standard format and what they'll do is change up a few paragraphs to make it fit with the circumstances of the case at hand. Saves time and money to do it that way.

 

And with the like for like issue it's very simple. It doesn't matter what car they provided you with, it's about what they charged. If they gave you a Ferrari and charged you the same rate they would if they gave you a Vauxhall Corsa the other side won't have much of an argument.

 

If you have your hire agreement and can tell me

1) the daily rate they charged being

2) the make model and engine size of your own car

3) the car they gave you

 

I can give you an idea of how reasonable the charges are... might put your mind at ease.

 

But nonetheless I've said it above and I'll say it again, its a 1 1/2 grand claim it's most likely going to get settled before a hearing.

Link to post
Share on other sites

That charge seems ok

 

But I've had a thought, as you have your hire agreement to hand - on the top right side of the bit you or your husband signed there should be a section that starts "Drivers" and about halfway down says "Vehicle Group" and a little code starting with S - does your hire agreement say S4 or S6?

Link to post
Share on other sites

It certainly does feel like it's beyond our control. As well we have had another sols letter informing us of a change of case work person. Seems like no consistency. This is having an affect on us, I wonder if the third party will have to provide their bank statements.......?!

Link to post
Share on other sites

Ganymede is right they don't.

 

You're the Claimant remember - you're claiming damages from the Defendant - so you have to prove your losses are reasonable.

 

The code above is the ABI (association of british insurers) code for the type of vehicle. S is for standard, and they range from 1-7. So S1's are like tiny 1.0l city cars e.g. smart cars/renault twingo's etc and the higher the group the bigger the car and/or engine. Your Peugeot is S4 and the Insignia is S6.

 

Even though the hire agreement has S6 written on it (because that's what type of vehicle you got) I still think they've charged their S4 rate. Other credit hire companies I've seen charge over £100/day for an S6 and I don't think AE are that much cheaper than the competition.

 

This claim is likely at the Directions Questionnaire stage and both sides are probably waiting for the claim to be transferred and the local county court to forward case management directions. So I reckon there should be some settlement offers and counter-offers flying around.

Link to post
Share on other sites

Sorry I was being a little sarcastic, mean of me - I apologise :-(

Well I hope so, its a good job that we have internet banking, otherwise there would be a cost to obtaining these statements from our bank....

I just want an end to this now, its all a bit much and making my hubby feel very down about it all. We have a message into the sols about changing the statement as its not correct in its entirety

Link to post
Share on other sites

FWIW, the reason why Enterprise wanted the credit/debit card details was probably in case the car wasn't returned with a full tank. My Motability car broke down a few months ago, and while it was at the dealers they hired me a car from Enterprise, but I still had to give them my card details on the understanding that it would only be debited in the event of them having to put fuel in. I returned the card with a full fuel tank, and they didn't take a penny from the card.

Link to post
Share on other sites

  • 1 month later...

Latest update, the sols haVe been in touch and we have asked for the court directions, in fact the court didn't ask for 6. On this, but three before and the period of hire. I will be sending these this week.

 

The court date has also come through and the sols have been in touch to 'prep' my husband for attendance? Does bed have to attend, and is it likely that this will actually go to court?

 

This is becoming more and more worrying as the days go by.

Link to post
Share on other sites

I hope it doesn't, to be honest we feel like our lives have been put on hold. We are both run down, to the point where we have both been off work poorly.

 

I would never have thought in a million years that this would have happened. It can put you off owning a car.

Link to post
Share on other sites

Quite often the companies involved let these things run to trial just to see if the other side turns up,

its quite common for their lawyers to reach an agreement face to face 15 minutes before the hearing.

I'm afraid you do need to be prepared to attend, however its really not something to worry yourself sick over - it's not like a massive criminal trial with ferocious cross-examination in front of a hundred people, its more like a small business meeting.

Just stick to simple facts and you'll be fine.

Your solicitors will arrange for counsel to be there to reassure you face to face beforehand and to keep you company during.

If asked anything you don't know theres no harm in saying you don t know - the Judge's don't expect you to be an expert in terms of the law, motoring or finance.

Link to post
Share on other sites

Not common, but certainly not unheard of. From numbers plucked out of thin air say perhaps 1 in 20 cases might have proceedings issued and then of those only about 1 in 10 would actually run to a hearing. It's more common for cases to go a hearing where there is a liability dispute but even then the vast majority are still settled earlier.

Link to post
Share on other sites

I still think it'll get settled before the hearing but I've been wrong before. Like I said I don't see there's any legal merit in them pursuing the offer of hire/intervention argument. Some solicitors are just stubborn though.

 

Like Slimm said above there's nothing really to be nervous of, although it can feel daunting. If it gets that far just tell the truth and you'll both be fine. The questioning will mostly be elaboration of what's on your witness statement.

Link to post
Share on other sites

  • 3 weeks later...

latest update is that following receipt of all requested paperwork the solicitors are still looking at a court appearance? is it likely that this will actually go to court? Any advice? I am of a mind to call the solicitor to find out when the lasdt correspond with the TPI was?

 

Also, if the court awards in favour of my husband are the other side liable for costs of the courts and expenses etc?

Link to post
Share on other sites

Hi, as this claim is in the Small Claims Track if you win the other side will be liable for fixed costs and court fees. So for this Claim that's (90+80+160 = £330 ish) Again if you're successful the Court is likely to award your husband's travel expenses and possibly loss of earnings.

 

Let's remember liability isn't in issue here its just quantum and it's highly unlikely the Court will award you nothing.

 

When's the hearing? Is there still time for settlement?

Link to post
Share on other sites

  • 2 weeks later...

Latest Update

 

The hearing was scheudled for yesterday. My hubby tunred up fpr the hearing, only for it to be settled between the Baristers at the Court.

 

Our Barrister said that my hubby should not have been involved in this situation, as it was a tussle between Enterprise and Ax Ex.

 

Still its settled now, stress over :-)

 

Thank you to all.

 

p.s. to any future readers of this thread, I am always happy to answer any questions :-)

Link to post
Share on other sites

Glad to hear you have had good news. Credit hire is a hugely complex area and the supply chain within an insurance company can be equally confusing for a customer to navigate. Anyone with similar issues please feel free to post up and I am sure with the benefit of those on here with industry knowledge we can help you achieve the right outcome on your claims, fault, non-fault or partial.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...