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Nationwide charge for unpaid cheque...?


tenant87
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Hi, I have recently received a statement from Nationwide and i have been charged £15 for a cheque that i wrote and had no money in the account to honour. However i wrote the cheque of £10 which was to pay for a SAR at another bank, that other bank returned my cheque and although i have tore that cheque up, i have a letter from them stating that they returned it. The reason they returned it is because i complained that the bank in question was being deliberately obstructive when it came to the SAR, so im assuming they chose not to charge me for this as they were at fault in taking so long to uphold the SAR, what should i do with Nationwide though?

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If the cheque was returned to you, the cheque was never presented so the charge must be for another previous cheque that you have written to another Company or individual.

 

Was the cheque stamped "refer to drawer" ?

 

Stigman

Edited by Stigman
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