Lloyds/SCM claim form - Loan - settled by N9a - sold to Link

[bold]

so iv got ccj .

 

can I have it set aside as it might affect my job

as my insurers asked me today if I had ccj ect.

for my renewal which is due in 3 weeks time.

[mjt2013]

It's not entirely clear what you did and didn't do in relation to this claim but if you completed the admission and made an offer of repayment then you'll struggle to get the CCJ set aside. You also won't get it set aside because it will have an effect on your job, that's the nature of the beast.

 

Do you actually dispute this claim at all? If you don't then really a CCJ payable by the instalments you offered is the natural result.

[bold]

no I don't dispute all the claim just the cost added on as I never received any letters from SCM sol. but when I made the offer of repayment I wasn't expected it will be through court.

[AndyOrch]

That is why I advised you not to return the N9a to them (post#17)...that is admittance...you could have negotiated settlement and a payment plan and possibly avoided the CCJ by way of a Consent Order.

 

Regards

 

Andy

[bold]

sorry Andy made the mistake, gona have to leave with it for a while.

[bold]

hi all. thanks for all the help previously,

 

I have now received a letter from Lloyds saying they are passing the dept. to Moorcroft group ltd.

 

also received a letter from Moorcroft dept. recovery ltd. stating that the Lloyds have instructed to collect the over due

to be paid in full within 14 days of receiving this letter.

 

I thought the payment plan was in place and the payment was all up to date and I have never missed any.

 

should I phoned them and ask them why they have passed this on to the dept. agency.

 

any help would be appreciated. thanks.

[dx100uk]

so moorcrofts client are Lloyds?

 

 

dx

[mikeymack2002]

Was the letter from Lloyds itself or a Moorcroft make believe? That answer is in the right hand margin of both letters. Lloyds don't do this as I have had plenty from them in the past for friends I've helped.

 

 

Also stay off of the phone unless you are recording the call...

[bold]

hi and thanks for reply, I got letter from Lloyds first to say they have passed to Moorcroft, then few days letter received the letter from Moorcroft. ok not to phone but how do I respond to this letter.

[dx100uk]

If the letter say our client Lloyd's ignore them

 

A dca is not a bailiff

And have no such legal powers

 

Dx

[bold]

thanks dx 100 uk. but do I still respond to this letter or just wait.

[dx100uk]

If the Moorcroft letter says 'our client' Lloyd's- you ignore them

[bold]

dx 100uk. sorry again but it says - we have been instructed by Lloyds bank plc. but doesn't say our client.

 

sorry dx does say our client, reading wrong letter. ill leave it at that. thanks for the help.

[dx100uk]

your credit file will show the owner

 

 

is this a loan I think it is?

 

 

dx

[bold]

yes it is a loan dx100uk. not checked my credit files

[dx100uk]

off you go then

noddle below is free

 

 

dx

[bold]

ok dx100uk I have been trying but cant my card has expired and don't have a new one.

 

 

the Lloyds cancel and closed all my bank account and card.

 

 

tried to open bank account in different banks but has been declined last year. since then I have not tried.

[dx100uk]

co-opdo one online with no questions asked as far as I know.

 

shame about the credit file

 

instructed is a silly word the dca's use

doesn't mean they own the debt

 

so pers I'd be ignoring them

 

they are not bailiffs.

 

dx

[bold]

thanks dx100uk. for all the help.

[intend]

If paying Lloyds and up to date I would ignore Moorcrap and continue paying. Lloyds sold my CC debt despite an agreed plan - have ignored the new owners and continued paying direct with cash over the counter - done this now for about 4 months.

 

Moorcrap will have no paperwork to enforce.

[bold]

hi, received a letter from moorcroft saying = we acknowledge receipt of your recent payment made direct to our client.we would inform you to our recent letter which we are reponsible or your account and would therefore ask you to contact us within 7 days of receipt of this letter with an offer of payment. what shall i do, contact them. thanks.

[Guest]

it hasnt been sold on to lesscroft?

carry on as you are, pay loyds as per the agreement you mentioned prior (post #33) that they confirmed in writing. to be reviewed in 3yrs.

if you want to write to anyone, write to loyds, and maybe complain.

[bold]

thanks for the reply, I will do that and may write a letter to Lloyds and ask for explanation.

[Guest]

no point writing to lesscroft. they'll just send the letter on to loyds.

you have a written payment arrangement reviewable in 3 yrs time, obviously re financial difficulties, so if they renege on that then complaint time.

dont pay lesscroft, or communicate with them. that will bug them

[intend]

Complain the Lloyds - worth a shot might get a little in way of compensation.