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    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do medication and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Atos and autism


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Hi one of my sons has autism and is on the highest level of dla for care due to him being a danger to himself and others. He went on to ESA in August as his training came to and end.

 

 

He has now been sent a date for a medical assessment which is next week. We only received the appointment last week (4.12.13)

 

 

Having done some reading around I am becoming more and more worried as my son struggles with the language and can often misunderstand the questions. I will of course be there to help him ( I am his appointee) but I cnaanot help but feel he will be tricked into giving answers that are not factually correct.

 

 

I have phoned Atos and asked for the assessment to be recorded but the person I spoke to had to email another department as they dont know if recording equipment is available at that site. I have also spoke to Welfare rights at my council and they say if its recorded they ususally have a doctor doing the assessment.

 

 

As my son is a vunerabe adult can I insist on the assessment being recordrd and if so can I ask for a copy?

 

 

Any help or advice on the whole issue would be appreciated as my son is becoming very anxious and aggitated about the assessment.

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Hi I tried to get through on the helpline but no-one could fake my call and its difficult for me to be on hold for too long due to looking after my son but I have emailed them and I'm waiting for a reply.

 

 

The more information I can get the better.

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Hi insist on recording I went with a friend and their assessment was recorded she got zero points. Using the CD recording to check against the so called report we were able to point to at least 6 places that were incorrect also the trick of the assessor saying can you wait while I check if what I am typing is correct then going straight to the next question. It was only with hindsight we realised that we had not completed the answer to the last question so not being able to answer some questions in full.

 

 

We appealed the assessment and she received 15 points from the appeal.

 

 

dpick

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Firstly you being his appointee will help tremendously, it shows he lacks of capacity to manage his finances so its a good thing you have that in place.. Secondly is your son verbally quite able but lacks the understanding behind conversations? You need to make that known as the question they ask might be leading and make a false perspective. Thirdly don't try and worry, people here only write down the worst case scenarios, most of the time they go alright.

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. Secondly is your son verbally quite able but lacks the understanding behind conversations? You need to make that known as the question they ask might be leading and make a false perspective. Thirdly don't try and worry, people here only write down the worst case scenarios, most of the time they go alright.

 

This is actually a common problem Autistic people have. Regardless of how high functioning they are.

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Hi you are quite right my son is quite verbally able but the fact that he doesn't understand the subtlety of language is my biggest worry. I have asked that the assessment is recorded and they have agreed to this but all this was done verbally so I might just send a quick letter sent recorded delivery to confirm this.

 

 

I had hoped that with me being his appointee that would make a difference as the DWP did visit my son before they made that decision. I hope I will be able to ask the person doing the assesment if they have any knowledge of Autism because although I understand they do the assessment based on the "descriptors" the fact that my son will struggle to answer the questions accurately due to his autism is in my opinion very relevant. I will of course be there to help and support him but it might seem strange if he says yes to a particular question and I then say no that's not the case!

 

 

My son is now getting very anxious about the whole thing and his behaviour is deteriorating and he is probably asking me 100 times a day what is going to happen. I try to reassure him as best I can. In some ways I'm glad its before Christmas as now we would just like to get it over and done with.

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Sounds awful. I was lucky I never had to have a face to face. Neither did my brother. I was put into the support group (I have Autism plus a few other medical issues) and my brother was put into WRAG. He had to have the interviews down the job centre and the lady he had to see, was clueless about Autism.

 

Hope all goes well for you and your son.

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