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    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  So brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details so first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it ,this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025 so slightly longer than the original tax set up so all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. So I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled so I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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Lift & Glo Drained my bank Account - Help **REFUNDED**


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Hi, I'm not sure where I should post this but here's a brief outline of how I have been "conned".

 

I saw an advert online for a free 2 week trial of a product called LIFT & GLOW PRO (supposedly a super duper cream which instantly reduces the appearance of wrinkles and lines on its very first use). I only needed to pay £1.99 p&p for a cream that was normally mega expensive and way out of my price range. I completed the form and paid the p&p by debit card on Friday 29th March. As it was easter weekend the product didn't arrive until Thursday 4th April.

 

I was unimpressed the first time I used it - the packaging was cheap and nasty and the pump action dispenser didn't work properly. In a word, it was "crap".

 

On 16th March I checked my by bank account online and saw that a payment of £84.71 had been taken by this company.

 

I contacted them straightaway to query this payment and was told that as it has been a 2 week trial period,

and I hadn't cancelled the agreement, the full price of £84.71 was payable.

 

I explained that I had seen no mention of this on the order form and was told that it was "in the terms and conditions" on their website.

 

I told them I was unimpressed with the product, and certainly not willing to pay £84.71 was something which was no better than a cheap moisturiser.

I also pointed out that I hadn't had a 2 week trial as they took money 12 days after I received the product

to which the lady replied "well it was despatched".

 

She cancelled any future orders there and then (otherwise I would have been sent a replacement product every 3 months and charged £84.71 each time)

and said that someone from customer services would get back to me about my concerns.

 

I phoned my bank to make sure no future payments could be taken!

 

I went straight onto their website and right at the bottom of the page in very small lettering is a link to their Terms and Conditions

which confirm exactly what the lady on the phone had told me.

 

A further search online showed hundreds of unhappy customers who had all been "conned" by this company in a similar way.

 

Some people even cancelled within a couple of days and were still charged.

 

I received an email from customer services on 18th April saying that they couldn't get me on my mobile.

 

I confirmed my mobile and landline numbers. Lo and behold just after I had gone to bed that evening my mobile rang twice,

followed by my landline - 10.30pm.

I told the caller it was not an acceptable time and to call back the following morning. I have heard nothing more since.

 

I am really angry about this and want to take every action possible to get this money back.

 

The money they took was my food, gas and electric money for the entire week (I had to lend money from a relative to feed my kids).

 

I could really kick myself as I have never been tricked by these kind of companies in the past.

 

Can anyone explain whether I have a valid case against this company, as

 

(1) I did not knowingly give permission for money to be taken from my debit card

(2) the terms and conditions were not set out and explained clearly

(3) I had not had a 2 week trial as the product arrived 4th April and I was charged on 16th April.

 

Surely this kind of practice must be covered by some consumer regulation or another?

 

Any help would be appreciated.

Has anyone had there money back, from these **** people they took £169 out of my account plus four posting cost's at £1.99 each without my concent just not right

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Has anyone had there money back, from these **** people they took £169 out of my account plus four posting cost's at £1.99 each without my concent just not right

 

 

get in touch with your bank/credit card company and insist on using the 'chargeback' rule. This is now law for distance selling. That is what i did and my bank had to give me back all i had paid and they, in turn, charged this corrupt company's bank.

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Has anyone had there money back, from these **** people they took £169 out of my account plus four posting cost's at £1.99 each without my concent just not right

 

Get in touch with your bank and insisist on the 'chargeback' rule. they have to give you your money back. It is the law. They ' in turn' will charge the sellers bank.

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yes you must INSIST on a chargeback

 

keep going up the supervisor chain till you get it.

 

don't listen to any rubbish.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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chargeback IS for debit cards

read the link posted earlier

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Well i rang the bank again and

 

they wont do anything about this,

 

i asked for chargeback said it was my right, and

 

they said only if you cancelled with the company fist

 

i didnt look at my bank statement for two weeks and

 

then noticed the money had been taken out, in dribs and drabs,

 

i am just getting nowere with this

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they said only if you cancelled with the company first

 

 

VERY VERY WRONG!! of Halifax

 

get them to QUOTE YOU

the rule in the chargeback guidelines that states this

they cant..

 

go get your money back!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

oh dear they need reporting for this.

 

you can always call visa debit

 

they should do it too.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

own thread created

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

you now have your own thread

rather than posting on someone elses.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am going to fight this and get my money back thank's Dx will write a letter to head office for the bank and to the the people that sent the cream,

 

Well I got my money back all of it Thanks Dx and everyone for all your help, could not have done it without you, xx

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well done

 

 

can you outline HOW

 

 

so others can follow

 

 

dx

 

 

The Consumer Action Group needs help to cover its expenses.

You could help by making a money contribution to http://www.consumeractiongroup.co.uk/paypal.php?go=donate

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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