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A family member got a payday loan in my name?


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I agreed to lend my brother some money off my card for food and gas, i have social anxiety and depression and so i barely leave the house anymore so obviously he knew my pin so he could get it. Ive trusted him in the past with it before, except this time i didn't get the card back straight away. About a week later on september 15th when i did, i realised £155 was put in and taken out by wageday advance. Now i asked him about it, and we had a big argument he said he didnt tell me because he was going to put the money back anyway. It turns out a friend of his gets these loans all the time and helped him do it, obviously he knew all my details as we are immediate family, but he used his own email address as he didn't know mine. The due date was october 12th for £194 and i have no idea what the interest is but i am guessing its extortionate as these usually are. Obviously i cant prove to the company that it isnt my debt, ive thought through it and thought through it no end but no solution comes up, and i dont want to acknowledge the debt by contacting them. Is there any options here at all?

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You need to report it as fraud or ensure he pays it back in full. If you dont do either, then you will be liable for it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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You need to report it as fraud or ensure he pays it back in full. If you dont do either, then you will be liable for it.

 

Yeah thats the quandary i am in, i would not like having to report a close family member. Lets say i did, i couldn't prove it anyway right? And hes been avoiding me so its likely there is no chance he will pay me back.

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Sadly you have no other option but to report this as fraudulent use of your card - the only other alternative is to make the payments ?

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You say you dont want to report it because its a family member, but this family member didnt have any issues commiting fraud in your name.

 

And now hes avoiding you? Get in touch with actionfraud or your local police. GeT the crime number and give it to the pdl.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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