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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Lloyds/SCM Claimform - old Loan **sorted out by way of consent order **


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Hi Angel, short story is yes and no and its off to court we go !!! Its all far to complicated for me! , Electronic Communications Orders and suchlike. All i can do is kickback and wait for the outcome now. Although i am suprised at a hearing time in the afternoon, the Judge is gonna have to be a good reader to get through and deal with it all in a couple of hours :wink: Lets hope he's read my skelly properly so he's ready !!!

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  • 3 weeks later...

All done and dusted. No trial, sorted out by way of consent order before i went through the court doors. I'd already guessed it would be. I was quite impressed by the solicitor who dealt with me, he was very straightforward, he explained to me the costs he would apply for if he won, he said what he would definateley get i.e ACTUAL costs as regards hearing fee's etc.and explained what he could get .He also outlined the case with me and picked up on strenghts and weakness in my case. He also suggested i could take a punt and go through the court doors to fight my case. Give my witness statement and defence acknowledged the debt and my attempts to try to repay it, i thought it prudent to agree some sort of settlement rather than deny and fight it totally. I'm happy with the outcome of it all, no CCJ and an affordable figure to pay. The Judge thanked me for agreeing an order rather than put him through the process of a trial. I found this bizzare.

 

Having said i am happy with the arrangement, i still have a winge !! We could of come to this arrangement very easily if they would of spoke to or contacted me over the matter. Someones gonna say...you got a letter before action didn't you ? Why didn't you respond? I'm gonna say..i did !! And i also paid!! Its not fair to leave something to a state of LBA, then act quick on it. Whats that gonna achieve, a court action ? Thats precisely what we (claimant and me) should be trying to avoid?

 

Its also become apparent to me that most people, even literate, educated people when faced with a court claim might write to a court and explain issues etc.. This infact doesn't cut the mustard as far as Court Procedures are concerned, your acknowledgement, defence, WS all need to be CPR compliant. Who the **** knows that if you're not a solicitor? The amount of claims awarded on this basis alone must be staggering. Thankfully due to some research i was able to find out what i had to do. Here's a thought !!! The LIP guide produced by the courts, should they send one through with every claim issued ? I think they should, by the time you find it you're generally deeper in the ****. Just like a DN say you should consult CAB, the Pope, or whoever a claim form should have all the relevant info too.

 

Another thing i thought worth mentioning here, although i never debated it with the solicitor. He was under the impression that my DN argument was a strong one. From a lot of reading i come to two conclusions,

1) If a Claimant has pleaded a document in his case then he should produce it.

2) A Court will accept a computer dump that one was produced.

 

In the case of 2) (above) it wouldn't negate a Claimant from demonstrating what was sent. (thats my opinion).

 

This seems to be backed up by what the Solicitor said to me...........if the DN is found to be non compliant, or no proof of it being compliant then they (the Claimant) will re issue a compliant one. This was a moot discussion for me regarding my own case as i was happy to make an agreement. But it does set out the stall of how, at least Lloyds (SCM) see things. I'm well aware of all the counter arguments..agreement has been terminated already, agreement may have contractually expired anyway etc.. Not to lose sight of the fact that the DN was neccesary for the court procedure in the first place, so how would it happen? Would they find it duff, stay proceedings, issue a new DN, re plead then carry on ? I don't think so. But there you go anyway.

 

Like i say i'm happy with the outcome, but thats only due to hours, days, weeks of research and complex arguments to come to this conclusion. If i hadn't of done that i'd have a CCJ now and owe a few grand more. The system is [naughty word].

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What do you think Angel235 , good outcome ?

You might be able to help me with my next question. My DSAR to Lloyds reveals approx £1500 of PPI on a credit card i took out in 1996, i was self employed (usually) and at the time out of work, as the DSAR and agreement show. Someone had ticked the PPI box for me. Obviously being unemployed it as no use to me, nor was it any use to me in my usual self employed job when i was employed. How long do them queries take to be dealt with ? I'm hoping i can reclaim and knock it off the tab ?

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Guest Angel235

Well it seems an all round good outcome however a lot of work seemed to have been done?

 

I always call a consent order a draw everyone's a winner

 

As for ppi haven't got a clue reading on here looks like you have to out in your complaint with one of those questionnaires?

 

Do you mean to knock off this balance?

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Hi Angel, yes a lot of work was done on both sides. It could of been agreed without recourse to a Court, so yes a lot of wasted work and fee's. A simple letter would of done the trick. But hey ho.

 

Regards the PPI, yes i'll fill in one of those questionaires, that seems the easy way to go. And yes, by knock it off the tab, i mean knock it off the balance. As of course if i owe them an amount, and they have to repay me PPI they will offset it ? As they say, Tescos not Lloyds, every little helps !! :-)

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Guest Angel235

I'm not sure if it works that way if they agree it was mis sold they send a cheque then it's up to you what you want to do either spend it or pay off the debt?

 

Just don't miss a payment or they will be in there to get judgment

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If LTSB still own the account - which it appears they do as they were the claimant, it is likely they WILL offset against hte Judgment debt.

 

Do you have statements or a copy of hte agreement - as this was a loan we might be able to work out from the figures present what percentage of your monthly repayment figure was to service the PPI.

 

You would then need to complete a spread sheet - complete the FOS complaint form and with your covering letter asking for your money back send to LTSB head/registered office. Take copies first JIC you need to escalate to the FOS.

 

If you dont have the agreement/statements then you are reliant on the figures that LTSB provide to you.

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  • dx100uk changed the title to Lloyds/SCM Claimform - old Loan **sorted out by way of consent order **
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