Jump to content


  • Tweets

  • Posts

    • A full-scale strike at the firm could have an impact on the global supply chains of electronics.View the full article
    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
    • The private submersible industry was shaken after the implosion of the OceanGate Titan sub last year.View the full article
    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Claim form received from Drydens - MBNA debt poss faulty DN?


tony3x
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3445 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have received this back from MBNA. I have looked through the other MBNA agreements and cannot seem to find one like it.

 

can anyone give advice as to enforceability. My first impressions are that it looks ok and I don't want to challenge it if there is nothing wrong.

 

thanks

 

MBNACCA.jpg

Link to post
Share on other sites

  • Replies 266
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi,

 

It's a little small but I can see the KEY terms there so I would say yes it is a good un'

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

I guess if its ok I have no further recourse. My only thought is that, after taking a really thorough look, there seem to be some indiscrepancies.

 

1) Section 1 describes the APR as 15.9% variable - is this correct.

2) Section 2 states that the standard rate per annum for purchases, transfers and cheques is 15.9% pa and 22.9% pa on cash. on my statement it shows the standard monthly interest rates on all transactions as 2.0751%.

3b) says 'details of other service charges are set out in section 4'. there is no section 4. However at the end, after DP section, it says 'see the rest of your terms and conditions (inc definitions) which are in the leaflet enclosed.

 

Any thoughts appreciated.

Link to post
Share on other sites

Hi Tony3x,

 

In the reversed out section about 2/3rds the way down it says "Please sign in the box above before completing this application".

 

In the section headed "Your Details" it reads "Please enter these in the spaces below to ensure that we can process your application".

 

Column 3, near the bottom of the page - item 2 reads "If your application for this credit card is approved..."

 

It's not signed by MBNA or one of its representatives and, as you point out, it refers to sections that are not present.

 

In my opinion it's a bona-fide application form they've provided you with, not an enforceable CCA.

 

I'm battling on similar grounds.

:!:Don't believe them! The wool they try to pull over your eyes is 50% cotton. :!:
Link to post
Share on other sites

not been online for a few days.

 

I have not done a credit check but back in July I had a letter saying that "failure to bring the account up to date will lead to termination of the agreement and the registration of the default". Since then I received a 'notice of sums in arrears' and 'potential commencement of legal proceedings', both in August. I have since reached an agreement to pay a reduced amount so have only received statements since.

 

I think it is now time to pursue this further so am going to write back and question all the areas where I think there is a discrepancy. The main ones being the interest rates charged and the missing section with details of other charges.

 

Will report back when I hear.

Link to post
Share on other sites

I have sent a letter back as below:

 

On the 25th August 2009 I requested a copy of my original signed credit agreement. You replied by sending me a copy of an application form with part of the credit agreement.

There are a few points for which I would like further information:

1) Section 2 states that the standard interest rate for Card Purchases & Balance Transfers (after any promotional period), and cheque transactions will be 15.9% pa, and for cash transactions 22.9% pa. Can you explain why my statements show interest rates for all transactions of 2.0751% and confirm what the annual rate is?

2) In section 2g you mention paragraph 11a – there is no paragraph 11a.

3) In section 3b you mention section 4 – there is no section 4.

4) In the section headed ‘Data Protection’ it mentions sections 13 & 14 in the terms & conditions provided – where are these terms & conditions?

5) My signature appears to confirm that I want to be bound by the terms of the Consumer Credit Act 1974 however there is no signature on the application form itself.

6) My understanding is that the application needs to be signed by MBNA or one of its representatives – this appears to be missing.

7) There is no mention of the credit limit anywhere on the copy you have supplied – is this correct?

 

 

I await a response.

Link to post
Share on other sites

  • 2 weeks later...

Had 2 calls from MBNA call centre (guessing its in India) tonight.

 

Bear in mind I am currently in an agreement to make reduced payments.

 

1st caller asks when I will be making my next payment. I tell him I am not sure but probably by the due date. He then asks me to pay now - I reiterate I will pay by the due date, he then asks when - I say by the due date. He then begins to shout at me. I ask him why he is getting so irate - he says its because of my attitude :confused:. He then starts ranting about me refusing to pay - I manage to get a word in and ask when I refused to pay. He mentioned something about putting notes on my file and hung up.

 

About 30 seconds later they ring again. This time its a 'manager' who listened in to the call and he wishes to apologise. I say no problem water off a ducks back and all that - he then asks If I can pay now - I explain as before that I will probably pay by the due date. He says that they will ring me again if I do not pay. I mention that is their prerogative but I may not wish to discuss anything with them until MBNA answer my letter about my CCA request. He the thanks me and hangs up.

 

You've got to love 'em!!

Link to post
Share on other sites

  • 2 weeks later...

I have yet to receive a reply from MBNA to my letter of 23/11 but during one of their calls from another continent they have confirmed that the letter was received on the 28/11. I was told a reply would be with me soon.

 

Today received another 2 calls from them, when I asked where the reply to my letter was, I was told - "it was passed to our customer services on the 1st December and was sent for a reply on the 12th December, you should receive it by the 21st December".

 

So nearly a month from the date of sending I may get a reply. Should I send out another letter now or wait for the reply?

Link to post
Share on other sites

  • 3 weeks later...

After sending out a reminder that they have not replied to my letter of 23/11, I received this. What do you think? It looks like a standard reply to me and only addresses some of the questions I asked.

 

mbna

MBNA Europe Bank Ltd

rv— *

PO Box 1004, Chester Business Park, Chester, CH49WW

Ourref:

Your ref:

 

Date 04 January 2010

Dear Sirs,

Thank you for your recent reply to our response to your request for information under Section 78 of the Consumer Credit Act 1974. ("The Act")

Our reading of the terms of the executed credit agreement suggests your objections are not well-founded. Please see the enclosed sheet for more information about our analysis, and why we have concluded there are no grounds to challenge the credit agreement in this case - please refer to sections 4 in particular, which address the concerns that you have raised in your letter.

It follows that any current debt under the agreement is not being reasonably queried or disputed and the Bank is entitled to collect on the account should it fall into arrears.

Yours faithfully

MBNA Bank Europe Limited

 

MBNA Europe Bank Limited is authorised and regulated by the UK Financial Services Authority and subscribes to The Banking Code Registered Office: MBNA Europe Bank Limited, Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England Number 2783251

MBNA503CH

 

Information Sheet

1. What is the "executed agreement" you have provided?

This is a copy of the executed agreement that the customer signed. (Depending on how the customer applied - for example if the application was by post - this might be on the same 'page as the application form filled out by the customer).

2. Does a photocopy of the original credit agreement have to be supplied in response to a

request under Section 78 of the Act?

,'

No, a "true copy" has to be provided; but this is not necessarily an exact copy, as certain information may be omitted from the Section 78 copy (for example, the signature of the customer) under the Consumer Credit (Cancellation Notices and Cppies of Documents) Regulations 1983).

3. When might you not provide a photocopy of the original credit agreement, and why?

If the signed original could not be copied legibly for the purposes of Section 78 (for example if it was stored on microfiche) or it could not be retrieved in time to provide a copy in 12 working days, a copy would be reconstituted from our records, and provided instead of a photocopy,

As explained above, this would be a "true copy" under Section 78 of the Act.

4. How can I be satisfied that the original credit agreement was properly executed - especially

if you have not supplied a copy showing signatures?

The Bank takes its statutory obligations very seriously and would not conclude credit agreements with customers unless it was satisfied they were properly executed and enforceable. We make sure that our customers' credit agreements are properly executed under the Consumer Credit Act ("the Act") by having strict processes in place to ensure that each of our customer's credit agreements:

• is signed by both the customer and us,

• is sent to the customer in full,

• is legible when the customer signs it; and

• conforms to the Consumer Credit (Agreements) Regulations 1983 (as amended) and

in particular contains the terms which are required by Schedule 1 and prescribed by

Schedule 6 to those Regulations.

 

We comply with Schedule 6 to the Consumer Credit (Agreements) Regulations (as amended) by including the prescribed terms as follows:

a. A term stating the credit limit or the manner in which it will be determined

Our customers' credit agreements tell them the manner in which their credit limits will be determined; i.e. we state that the credit limit will be determined by us from time to time and that we will tell the customer what it is.

b. A term stating the rate of any interest

The rates of interest applicable to each of the possible transaction types are set out in full in the credit agreement. We now show these as per annum rates. However, prior to the Consumer Credit (Agreements) (Amendment) Regulations 2004 coming into force, we may have shown them as monthly rates, as well as providing an annual percentage rate ("APR") for each, calculated in accordance with the requisite statutory calculation.

c.. A term stating how you must repay your credit

Each of our customers is required in the credit agreement to make a minimum payment each month. Each customer's credit agreement sets out how we calculate this and states that their payment due date is notified to them on their statement each month.

We comply with section 62(2) of the Act by sending each customer a copy of their unexecuted agreement at the same time that we sent their credit agreement for signature. We comply with section 63(4) of the Act by sending each customer with their first credit card a copy of the credit agreement that they signed.

If we are challenged to prove proper execution of a credit agreement, (sometimes long after the agreement was made, or without being shown evidence suggesting errors were made) we may rely on the legal presumption of correctness, formerly expressed in Latin as omnia praesumuntur rite et solemniter esse acta (all things are presumed to be correctly done). This presumption is reinforced where the customer has utilised the account in the past and has made repayments from time to time.

5. What if the terms of the original agreement have been altered since it was made?

This is very likely to have happened, and it is our practice to update an original credit agreement with a customer from time to time in accordance with its terms (legally known as a 'variation'). A copy of the customer's up to date terms and conditions was also enclosed with our response to the Section 78 Request.

Link to post
Share on other sites

Received another letter today saying that they investigating 'my complaint' and will provide a response within 28 days.

 

Not sure that I made a complaint, merely asked for clarification on some points!!

Link to post
Share on other sites

  • 3 months later...

Latest updates - not looking good!

 

Sent this on 29/12 -

Dear Sirs,

On the 23rd November 2009 I wrote to you relating to my CCA request.

 

In the several conversations I have had with your foreign call centre I have had confusing replies. I have been told:

 

1) The letter was received on the 28th November and I should receive a reply by the 21st December. Not received.

2) No letter was received from me in November but you replied to me on the 1st December. You replied to something you did not receive.

 

I have enclosed a copy of the original letter so in case you have not received the original.

 

May also point out that your foreign call centre staff are some of the most unprofessional I have come across. They often shout when they don’t get their own way and hang up when you do not give the answer that is on their check list. More importantly they do not ask any security questions to make sure they are talking to the correct person – is this a breach of the Data Protection Act?

 

With this in mind can you please mark my file to indicate that I will only communicate with you in writing as I do not trust your security procedures or the ability of your staff to communicate correctly.

Jan 6th - reply from MBNA stating that they will issue a response within 28 days.

 

Jan 21st - Letter telling me that if I do not continue to make payments it may result in a default.

 

Jan 26th - Letter apologising for delay and they will respond by 24th Feb.

 

Jan 29th - letter informing changes to acc number & terms.

 

8th Feb - letter replying to mine of 29th Dec advising that my letter of 23rd November is being dealt with and I will receive corres under separate cover and the acc has been recalled from Aegis but they cannot retrieve details of calls as I have not provided dates.

 

22nd Feb - letter informing me that failure to bring the acc up to date could mean a default being registered.

 

27th Feb - sent letter to MBNA stating that acc is still in dispute as they have not replied to my letter of 23/11/09 despite promises.

 

8th March - letter stating that my letter passed to relevant dept and I will get a full response within 5 bus days.

 

18th March - letter stating that they are investigating my complaint and will respond within 28 days.

 

26th March - letter informing me that failure to bring the acc up to date could mean a default being registered.

 

26th March - letter apologising for delay in responding and will do so by 26th April.

 

9th April - Default notice issued - will post copy.

 

Advice much required.

Edited by tony3x
Link to post
Share on other sites

I'm usre you'll already know the Default Notice is\will be defective as it doesn't give you the prescribed term of 14 clear days to rectify the account.

 

Mbna have got themselves confused regarding the letter. Does the letter contain your details ?

 

Link to post
Share on other sites

I thought that the dates on the DN were ok as they give more than 14 days (9th to 26th) but it is only 11 business days if this matters.

 

the letter only had name, address and account number.

 

I had a look at the Carey v HSBC judgement and believe that they have not fulfilled obligations under a CCA request for several reasons.

 

1) they have not supplied the full T&C's, original & varied.

2) the CCA supplied refers to other sections etc of the Act that are not attached.

3) the CCA supplied has not been signed by MBNA.

 

Not much I can do about it as not in a position to pay it off so may as well carry on fighting.

Link to post
Share on other sites

I'm intrigued by the fact that in 2006, MBNA's default charges were only £12. This was long before most of the banks altered their Ts & Cs to just that amount because of various legal cases in the pipeline.

 

I'm sure these charges were much higher than that at the time - hence the reason for sites like this springing up.

 

It may just be me, but I'm a bit suspicious of that.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

I thought that the dates on the DN were ok as they give more than 14 days (9th to 26th) but it is only 11 business days if this matters.

 

the letter only had name, address and account number..

 

You really must read the links provided.

 

take a peek at this one - http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/200901-anatomy-default-notice.html

 

Link to post
Share on other sites

I will have a read through the posts to get a better idea. Having a quick look it seems that DN's are mainly faulty through dates or stating arrears then claiming balance. On the face of it mine looks ok.

 

One thing I have noticed is that the DN refers to paragraph 8f of my credit agreement - the copy of the agreement they sent me does not have that paragraph.

 

Would it be worth pointing out that the CA does not contain the paragraph required or just let the account get terminated?

Link to post
Share on other sites

The dates to rectify the breach is out by 1 day if they sent 1st class or 3 days out if by 2nd class. Either way it is defective. Let's hope they terminate the account on the back of a defective DN.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...