Jump to content


Tillers V CHL MCOL for £15,191.75 * Finished*


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6346 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there,

I would also be interested in seeing that post Zoot... my claim is for £5,300 but will reduce it to £5k if it's at all detrimental to my finances and my sanity!!!

Barclays Bank

13/9/06 - ACCEPTED HALF ON BOTH A/Cs

HSBC

21/10/06 - SETTLED IN FULL

Preferred Mortgages

11/8/06 - prelim let sent - redemption fee

12/07 - case dropped

Halifax B/S

2/07 settled in full

Halifax visa card

MCOL due

Citicards & Hillesden

2/07 Data Protection Act & CCA let sent

3/07 Prelim let sent

4/07 LBA sent

Barclaycard

04/07 offer received for 1/3 - refused

Argos Card services

Half offered - refused

PPI Claims:

8/12 MBNA Loan settled in full

7/12 Barclayloan settled in full

9/12 Liverpool Victoria settled in full

7/12 Barclaycard claim rejected

Link to post
Share on other sites

  • 3 weeks later...

An update CHL's solicitors have acknowledged, and have asked for an extention of 28 days to file their defence. The reason they give is that CHL would like to meet with me to see whether this issue can be resolved amicably. The say it would be preferable fo matters to be settled without the need for either party to incur the costs of or dedicate time to continued court proceedings.

 

Sounds as if they know they are running scared and want to pay me off quietly!! Well lets hope so. Any advice as to my next move and what not say should I agree to the meeting?:o

Link to post
Share on other sites

I'm not too sure of the legalities of it all but I can't really see how a meeting would hurt. Maybe agree to the meeting but strees that you will only settle for the full amount owing.

Halifax 1

WON - £1,355.49 21/07/06

MINT

WON - £273.81 14/09/06

First Direct

WON - £913.50 01/09/06

Capital One

WON - £130.13 03/11/06

Halifax 2

WON - £188.03 01/12/06

 

Kensington Mortgages ERC

MCOL for £6,204.39 Discontinued

Halifax Mortgage Admin fee

WON - £10.00

Direct Line Mortgage Redemption Fee

WON - £99.00

Halifax 3

MCOL for £109.01 reg 07/03/07

 

http://petitions.pm.gov.uk/redemptionfees/

Please sign this petition x

Link to post
Share on other sites

Only my personal view, but if I was going to meet them, I would want proper legal representation with me to ensure I wasnt intimidated or accidently agree to something I'd rather not have agreed to.

 

Cant see why anything they have to say cannot be put in writing and sent to you, that way both parties will have an undisputible record of what negotiations have taken place should the case end up in court etc.

All advice is offered in good faith based on my own research and understanding of the laws involved, however I'm not a lawyer!

 

Please dont rely on annoymous advice posted on a public forum without checking it out for yourself first!

Link to post
Share on other sites

Certainly stipulate conditions for example,

the meeting is recorded on audio (and also written if possible) and a copy retained by both parties.

If you are not taking a legal rep then no legally qualified person to be present representing Citi.

Perhaps use of a mediation or abritration service to conduct meeting?

Link to post
Share on other sites

Tillers, whereabouts do you live?

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

Link to post
Share on other sites

Many thanks all for your advice I will ponder on it over the weekend, and consider bringing along a legal representative. Dolly i live in Windsor, but the meeting will be in Fleet (Hants). I will post my thoughts later.

Link to post
Share on other sites

  • 1 month later...

Great :) Hope you have a good Christmas, Tillers :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

Link to post
Share on other sites

Fantastic "news", Zoot you really are a complete start to offer that support to a virtual stranger, we are all very grateful to you!

 

Sam

I'm a Foolish person

 

IGroup ERC £1928.64 Ist letter sent 12/9

LBA sent 26/9

Moneyclaim input 13/10

Claim acknowledged 6/11

Received fob off letter 11/11

AQs sent back, IGroup request multitrack and hearing

Link to post
Share on other sites

Is that, as in SETTLED Zoot????

 

If so, STU-BLOODY-PENDOUS!

 

:D

--------------------------------------------------------------

HSBC

Settled in FULL on 8/8/06 - £3619.53

:D

CAPITAL ONE

Settled in Full on 6/9/06 - £84.76

:D

ABBEY NATIONAL (Old N&P Mortgage)

Settled In Full on 2/3/07 - £307.13

:D

SPML

*Court Case Withdrawn - family illness*

MORTGAGES PLC

*Court Case Withdrawn - family illness*

Link to post
Share on other sites

  • 4 weeks later...

Wow you won???

 

Aammmmaaaazzzinnnggg.

Halifax 1

WON - £1,355.49 21/07/06

MINT

WON - £273.81 14/09/06

First Direct

WON - £913.50 01/09/06

Capital One

WON - £130.13 03/11/06

Halifax 2

WON - £188.03 01/12/06

 

Kensington Mortgages ERC

MCOL for £6,204.39 Discontinued

Halifax Mortgage Admin fee

WON - £10.00

Direct Line Mortgage Redemption Fee

WON - £99.00

Halifax 3

MCOL for £109.01 reg 07/03/07

 

http://petitions.pm.gov.uk/redemptionfees/

Please sign this petition x

Link to post
Share on other sites

Sorry, can someone clarify? Does the *Finished* really mean that this was settled out of court in Tillers favour?

 

If so, fantastic result and surely strong evidencs that the mortgage companies are not confident about defending their charges..

All advice is offered in good faith based on my own research and understanding of the laws involved, however I'm not a lawyer!

 

Please dont rely on annoymous advice posted on a public forum without checking it out for yourself first!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...