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    • Well, we live on the same road so it should be the same postcode. When I spoke to dpd and asked why were my neighbours' address not on the list and she said maybe they're not of the same postcode and I checked and they definitely were.
    • again a quick google search states Appeal a DVLA fine - GOV.UK (www.gov.uk) i would not be appealing mind. it's only a summary charge which they rarely do court on and pass out the powerless DCA's whom are not bailiffs they have 6mts. see where they go. as you've sorn'd it will probably be nulled. dx  
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    • all DYL's are subject to a TRO. looking at this newish, ever increasing as old ind units have gotten removed, estate, there are only lines on one side, on the other there is a parking lane with traffic calming through which you mention. i seriously doubt your mate has any clue what he is talking about.!! its not a private housing assoc estate. so its a public council owned road. no construction co can just decide to draw their graffiti on a road. the DYLs are certainly there pre 2016 even before his home was built. now ive had a quick look to see if the main access to royal park road has signs. there is no royle park road even on your map but there is a royal barn road which leads to where you are parked royal road has a restriction sign on the pole by the fence of the electric substation jnc with gipsy lane there does not appear to be one leading in from the other end - tesco petrol station
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Northampton CCBC claim form/ Lowell/Drydens Fairfax/Vanquis***Claim Discontinued***


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Hi all,

Yesterday we received through the post a claim form from Drydens Fairfax on behalf of Lowell/Vanquis. I intend to file a full defence.

 

The POC is as follows:

 

1. The claim is in the sum of£xxx.xx and is in respect of monies owing by the defendant on a creditagreement regulated by the consumer credit act 1974. The original creditor wasVanquis under account number xxxxxxxxxxxxxxxxxxxx. The defendant failed tomaintain the contractual payments due under the terms of the agreement and adefault notice has been served and not complied with.

 

2. The debt was legally assignedto the claimant by Vanquis on xx/xx/2012 and a notice of assignment was servedupon the defendant.

 

3. The claim also includesstatutory interest pursuant to section 69 of the County Courts Act 1984 at arate of 8% per annum (a daily rate of 0.14094) from the date of assignment ofthe agreement to the date of issue (xx/xx/2012 to xx/xx/2013) being an amountof 39.46.

 

I understand that I need to put in a AOS asap, this I will do online through MCOL.

Ineed to know if I need to put in a defence at this stage or not.

 

I am going to send the following letter to Drydens via recorded delivery.

 

Re: Lowell v MY NAME Case No: xxxxxxx

 

CPR 31.14 Request

 

 

Is this correct or is there something else I need to do or change?

 

Any advice would be appreciated, thanks in advance.

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Do nothing, i would acknowledge service and wait 10 days from acknowledge of service before you do anything else

 

How can you submit a defence if you do not have the documents to support a defence

 

There is a suitable reply to this, lets see if dryden comes back with anything before we continue

 

Set your alarm though for 10 days as we are on the clock now

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Do nothing, i would acknowledge service and wait 10 days from acknowledge of service before you do anything else

 

How can you submit a defence if you do not have the documents to support a defence

 

There is a suitable reply to this, lets see if dryden comes back with anything before we continue

 

Set your alarm though for 10 days as we are on the clock now

 

Thanks again Squaddie, just wasn't sure if I needed to let the court know at this stage other than saying I intend to defend fully.

I will request the full 28 days from acknowledgment of service rather than the usual 14.

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I will request the full 28 days from acknowledgment of service rather than the usual 14.

 

May i ask why??

 

They issued the claim against you, why should you give them any rope to hang yourself

 

If they request a continence under CPR 15.5, then you consider it

 

They are claiming against you, do not do the job for them

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I will request the full 28 days from acknowledgment of service rather than the usual 14.

 

May i ask why??

 

They issued the claim against you, why should you give them any rope to hang yourself

 

If they request a continence under CPR 15.5, then you consider it

 

They are claiming against you, do not do the job for them

 

I thought it would take longer than 14 days to get a defence together after requesting documents from Lowell/Drydens.

So I should stick to the 14 then.

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The claimant should have all the documents in his possession before the commencement of legal proceedings that he will use to support his case

 

we use that against them, their lack of compliance that makes them look a right amateur in front of a judge

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OK Squaddie, thanks very much for all the info.

Recorded letter going tomorrow.

One more quick thing the letter to Drydens I have posted above is the correct one I hope, it is something I came across whilst looking through other threads and have adapted it for my own purposes.

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UPDATE:

 

On Friday I received a text message from Drydens Fairfax requesting I call them to discuss an urgent matter.

The number they have given is a mobile number, which seems unusual for a so called solicitors.

I assume they have received my CPR request.

 

Do I call them or just let the clock run down?

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Dont call them. You need it in writing. They are making a total mockery of the legal system and procedure by sending you a simple text.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Dont call them. You need it in writing. They are making a total mockery of the legal system and procedure by sending you a simple text.

 

That's exactly what I thought, thanks for the reply renegadeimp.

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Totally agree

 

If they want to talk to you, they can send you a letter

 

I would send them an email with reference number and state you require all correspondents to be in writing

 

When is the defence due, i take it this is Northampton court???

 

They are now panicking as they do not have the information and the time is about to run out, shame that

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Sounds like theyre running scared as theyve come across someone who knows their rights.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Totally agree

 

If they want to talk to you, they can send you a letter

 

I would send them an email with reference number and state you require all correspondents to be in writing

 

When is the defence due, i take it this is Northampton court???

 

They are now panicking as they do not have the information and the time is about to run out, shame that

 

 

I started the 10 day countdown from Monday 22nd April and I think it expires Thursday 2nd May, it is Northampton Court.

They haven't supplied me with an address so cannot email them.

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That is is their problem then

 

They haven't supplied me with an address so cannot email them.

 

 

Send a text back to the number on your phone and do not delete it

 

Say you will only communicate by postal service or email

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That is is their problem then

 

They haven't supplied me with an address so cannot email them.

 

 

Send a text back to the number on your phone and do not delete it

 

Ssay you will only communicate by postal service or email

 

OK will do, at least that way I am not being obstructive and have responded to them trying to contact me. All looks better when court time comes around.

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