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Ready to have a go at Barclaycard! now received CC Claim for full amount


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Had a response today with some documents but they say my letter was generic and only items 1 and 2 were in the POC. They don't want to start a fishing expedition prior to defence being filed . There are 2 agreements in the POC? They want to know which one I want? I will scan letter later and post

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" They don't want to start a fishing expedition prior to defence being filed . There are 2 agreements in the POC? They want to know which one I want? "

 

I bet they dont.....probably because they have no documents and now the emails are flying back and forward to BC.There is one agreement one default notice and one assignment referred to within their particulars....not that difficult is it.

 

I have not deserted you SH Im watching and waiting to see what nonsense like above transpires.

 

Regards

 

Andy

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I've spent half the evening trying to upload a readable scanned image of the letter but I have now lost the will to live because everything I upload turns into a tiny postage stamp that is completely illegible :( Is there a guide for file sizes and formats that actually work or do I need to use another method? :(

 

Only way I can do it...

Edited by dx100uk
done it for you - dx
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Better late than never retain for future use.

 

Set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try http://www.pdfescape.com TO BLANK STUFF,

************************* ************************* ***********

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use http://www.pdfmerge.com

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAGicon in the title

i'e Default notice DDicon-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

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Well well well...that response is the thinking man,s version of a Mr B Carter template response...obviously been swatting up on the CPR to draft that response.

 

SH what exactly did you request within your CPR 31.14?

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don't forget you must convert to PDF before uploading

 

follow that guide

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Originally posted by Smoothound

 

1.The agreement. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached.

 

2. Notice of Assignment and proof of service

 

3. All statutory notices i.e. Default Notice, Termination Notice & Notice of Sums in Arrears

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Then their response is correct they only refer to the Agreement and Notice of Assignment in their particulars from your request above.

 

You cant request if not referred to.

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Is there any response I should make to this letter?

 

There are 2 attachments, a letter from Barclaycard telling me it has been transferred to IDR and a letter from IDR telling me the same. No CCA obviously as they seem to think there are 2 and don't know which one I want??

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No its designed to frustrate and confuse you.They have enclosed a copy of the NoA thats all they have...they have not got the agreement...that's their response.

 

They have yet to respond to your section 78 request.......they will have to work harder with that response:madgrin:

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Reply regarding the Section 77/78 request

12+2 Working Days No More!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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You dont respond to either...wait until defence.

  • Confused 1

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Why what's happening this weekend SH? :lol:

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Wont be last minute...but you will have to bear with me.

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Thread title amended to reflect the current position.

 

Smoothhound are your spreadsheets ready and up to date...did you ever attempt a particulars of claim?

 

Regards

 

Andy

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Okay can you now type out their particulars of claim (verbatim) less any identifiable data...and if you have not disclosed the figures here in this thread please PM the amount claimed and the details of your spreadsheet (net & gross)

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