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Aktiv Kap/hassall SD *** old MBNA Card **Resolved by Tomlin Order**


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Hi I received this first email today , they accepted my offer and as you can see said they would draft the order -is this good news for me ?????

Thank you for your email and attached letter which we received today on 29th July 2013.

We wish to inform you that our client is happy to accept your offer of £12,986.00 in full and final settlement of the claim referred to above. As our preferred method of payment is by direct debit, and this requires a monthly payment plan, we would prefer it if the Tomlin Order specifies that the debt is to be repaid by monthly instalments of £20.00. If this is agreeable to you then we will go ahead and draft the appropriate Tomlin Order and send it out to you (together with a direct debit mandate for you to complete) in the next few days.

We look forward to your response.

I then received this -

We refer to our previous correspondence with you regarding the above matter. We wish to inform you that before 31st July 2013 we were required to notify the Court whether or not we wished to proceed with the claim. Today we have informed the Court that we do wish to proceed with the claim and we hereby give you notice of this, as is our obligation.

Please be reassured that our proceeding with the claim is merely a formality to enable the settlement agreed between the parties (please see our earlier email to you for reference) to be finalised without any unnecessary costs or time being incurred in the future.

We look forward to your response to our earlier email of today’s date.

Is this bad news for me ???? im a bit confused, are they saying theyre going ahead with court so judge can sign order ??

Thank

CW

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I will have someone look in on you.. but I don't think there is anything to worry about.

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3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Excellent China

 

I thought they would be in agreement to your offer.......the rest is standard procedure ...the Claimant must still adhere to the court time line until the consent is sealed.

 

Regards

 

Andy

We could do with some help from you.

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Hi id be really grateful if anyone could tell me if this is okay to agree to ?

call me cynical but cant help always looking for a catch !! seems they agreed very quickly and didnt put up any argument ?

should I just say yes fine send me the order ?

 

thanks CW

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hi andy , our posts crossed in the post as it were !! thanks for the reply , so i just wait to receive the order and sign etc and that is signed by the court ?

 

is that then it ? can they then not push me for more or full settlement through another court order in the future ?

 

i appreciate all the help many thanks CW

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Read your private message all will be revealed.

 

Andy

We could do with some help from you.

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For followers of this thread I can report that the matter has now been resolved amicably by way of a Tomlin Order and the matter is now stayed.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Excellent news.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 7 months later...

Hi

 

 

A year ago I was granted a Tomlin Order for a debt owned by Aktiv Capital (originally MBNA) and was helped by the lovely people on here. The order was agreed for a lower amount because I queried charges.

 

 

I have just received a statement off AK. It states that I owe the original amount, not the amount agreed on the order and has also added fees charges of £335 ! It does not itemise the charges. I was under the impression that the amount agreed on the order was the amount I will owe and that they were not allowed to add further charges ?

 

 

Can any kind person help with some advice.

 

 

many thanks

 

 

CW

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Ignore their statements you run with the Tomlin Order and record of your payments china.Remember most if not all DCA,s have no accounting facilities...and thats why debt assignment should be made illegal in the UK.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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  • dx100uk changed the title to Aktiv Kap/hassall SD *** old MBNA Card **Resolved by Tomlin Order**
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