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Scotcall's Pre-visit notice for 70 pounds/ currently in HK


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Yes, absolutely we encourage differing points of view. What we dont encourage is judgmental and self righteous comments !!

This was my original comment

 

"Of course you could always pay the £70 you owe and left the country without paying!!!"

 

I do not consider that to be judgemental or self righteous. If the OP simply paid the money the problem would be over, the debt would be shown as paid. It was advice - nothing else.

 

I have had my own problems in the past so would never be self righteous. Those problems were one of the reasons I joined this site.

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I have to agree with CB you do not seem to read or understand what is in black and white berfore you!!

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I think its time we stopped arguing against other peoples opinions. No matter how flawed they might be. It's detracting away from the OP's thread.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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It is perfectly plain and obvious that the OP is not avoiding payment of the alleged debt,

When the OP left the UK is of no consequence.

 

Also it is certain that the OP had closed quite properly the bank acccount that payments were to be taken from before the spurious extra charges were levied.

Brigadier, not sure why but when I click reply with quote more message appears in the quote than appears in the main message body.

 

I have never said the OP is avoiding the debt although I fail to see why he/she cannot just pay it and get the whole business finished with. I'm sure he/she has details of the Hutchison 3G offices in HK but if not a quick search on google would provide it. I might be wrong but I thought they were a HK company anyway.

 

And I didn't say the bank account was not closed properly and nowhere does the OP say the charges are spurious. He/she states that it was an unfinished phone contract, nothing spurious about that.

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I have to agree with CB you do not seem to read or understand what is in black and white berfore you!!

 

Hmmmm....I didn't think I would see words like that on this forum. I expect it from posters on Moneysavingexpertl forums but not here.

 

I apologise for not agreeing with other posters opinions.

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Brigadier, not sure why but when I click reply with quote more message appears in the quote than appears in the main message body.

 

.

 

Is it possible you have clicked on 2 posts in error ?

 

If you can point to a specific post where this has happened, then I will have a look and see if I can work out what has happened :)

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This is all that appeared originally when I replied.

 

When the OP left the UK is of no consequence.>

 

The rest, about closing the bank account was not there then but it is now.

 

Hmm, see what you mean. All I can think of is that Brig had added to his post, after you had read and responded. the same content appears to be in both the quote you carried forward and the actual post.. I kind of suspect this is going to go down to gremlins or one of life's unsolved mysteries !!

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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