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    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
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Claiming back a deposit


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About three weeks ago we visited a caravan site to look for a seasonal pitch. The caravan site was immaculate with all the facilities or so we thought. The site is situated behind a country pub. We have used this site previously when it belonged to the pub, but now the land behind the pub has either been bought or is leased to an individual.

Anyway we like the site and gave the LL a deposit of £100 to book the pitch that we liked. No contracts were exchanged and everything at that point was a verbal agreement. Last week we received a copy of the terms and conditions and one of the conditions has given us a great deal of concern.

It appears that you need to remove all your rubbish and dog faeces from the site was there is no collection for the caravan site although there is collection for pub in front. Previously when we used the site, all rubbish was collected. If you stay for several days, this is quite a lot of waste, dog faeces and items for recycling. Carrying this back in your vehicle for an hour may create a health hazard. The nearest dump is a 23 mile round trip so not really a practical solution.

The other issue of course is where to store the waste etc while you are using the site as the smell will probably attract foxes, rats and other vermin. Obviously we cannot store it in the caravan as the smell will be unbearable especially in warmer weather. Can't store it in the awning as wild animals and vermin can access it.

We have our suspicions that the reason why there is no collection is that there is a possibility that he has not informed the council of continued usage of land and that the site may not be registered with the council as a caravan site. i.e. no planning permission.

If we decided to cancel, would we be entitled to our deposit back as the season only starts at the end of March so plenty of time to find other clients.

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This will affect everyone at the site, so if it is a really big issue the site will soon find itself out of business. I would imagine that the same collection arrangements are still followed, it is worth speaking to the owner to check. My guess would be that the T&Cs are standard form taken from a website and are not followed in practice.

 

Personally, I would say there was a verbal contract for use of the pitch as soon as you handed over the deposit, in which case you wouldn't be entitled to the deposit back even if he found another client but wouldn't be bound by the T&Cs either.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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No collection spells heath and safety issue as where do you store the rubbish while on site? It was never mentioned at the time of visiting the site or on second occasion when paying the deposit a few days later. I think the best course of action is to contact the council to find out why no collections and whether the site has a camping site licence. I can't see planning permission being granted if no waste collection.

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If you contact the owner of the site there may well be arrangements in place for dealing with rubbish. The T&Cs were probably just downloaded and written without any care, it is difficult to read into it too much without talking to the owner. It will be much quicker and easier to resolve this by talking to the owner than going to the council.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Thanks. I have emailed the owner earlier today and waiting for a response. I will also be contacting the district council to ensure that he has a site licence as the last thing we would want is to be chucked off half way through the year with nowhere to store the caravan.

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  • 4 weeks later...
About three weeks ago we visited a caravan site to look for a seasonal pitch. The caravan site was immaculate with all the facilities or so we thought. The site is situated behind a country pub. We have used this site previously when it belonged to the pub, but now the land behind the pub has either been bought or is leased to an individual.

 

 

Daft question, but is the caravan site in Wrexham at all?

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