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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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barclaycard debt sold to Lowell - chasing BC debt


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Hamptons are 2 desks down from Lowells, Red separate them, I've had them all then surprisingly after Hamptons Lowlife write back with a 50% off offer

I know my rights Mr DCA I'm with the CAG......hello hello where you gone Mr DCA8)

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damn ignorant of them, I am awaiting a few offers from CABOT as they bought a 1992 lemon from YB,,,, requested in August for CCA they admit they can't find it but are still looking. I have told them to look long and hard as I know I did not sign one it appeared on me doorstep one day with a £500 credit limit... they even sent me a £1.00 cheque back as they said it was applied to my account and wait for it, they are still awaiting YB to retrieve from archives hmmmmmmm now it started off at £1,940.00 and in four months has risen to £2,030 good little number for them... ha ha ha even had the letter saying they can't enforce but they can still collect hmmmm work that one out. You can ask away don't care about my credit record have lived without credit four three years and guess what, NO PROBLEMO.... SO PLEASE OFFER ME A FULL AND FINAL,,, MY STARTING POINT..£20.00

[sIGPIC][/sIGPIC]Happyhippy1959

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Tell you'll pay the 2.5% if they will clear all records and files and

not sell tjhe 97..5 % balance!!!!!!!!!!!!!!!!!!!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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  • 3 months later...

Had his letter today from Debt Managers LTD:

 

Account due to: Lowell- barclaycard

 

Your failure to make an offer of repayment has resulted in your account being passed to this department do assessment, after which court action may be recommended. As an alternative to us recommending legal action you may pay sing the attached giro or you can phone and pay by debit or credit card. Blah blah

These clowns have been sending me letters for months trying to get money off me. All have web used as bog roll! Another scare tactic?

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Emailed them this but there not playing :(

 

Thank you for your recent ifs and maybes letters. The contents have been noted, reportered to the relevant authorities and then recycled as bog paper.

 

I will not be paying you a penny nor will I reply or call you. You will not take me to court. You are fully aware this alleged debt is unenforcable. Unfortunately for you I work in a solicitors :D

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  • 2 weeks later...

Latest letter, not heard of this lot before.

 

We are advised by debt managers ltd that your account is being assessed and they may recommend the above creditor to consider initiating legal proceedings to recover the outstanding balance.

 

If court action is taken and a county court judgment is successfully obtained, any associated solicitors fees and costs incurred would be added to your balance. In addition your credit file would be updated to reflect details of any judgment obtained and this may seriously affect your credit rating.

 

Pay now erc etc etc

 

No further intimation (shouldn't that be intimidation?) will be sent to you from russel aitken in this respect and this letter should receive your immediate attention. If court action is not taken and you fail to respond to debt managers ltd, your file may be passed to debt managers ltds investigation bureau or doorstep agents.

 

???

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Oh and I think they have already been coming round. Everyone who knows me knows I do nOt open my door I less I get a txt or call. I've had someone knocking once 3 times in one day 7am, 1pm and 11pm. Ive a feeling it's lowlife.

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Oh and I think they have already been coming round. Everyone who knows me knows I do nOt open my door I less I get a txt or call. I've had someone knocking once 3 times in one day 7am, 1pm and 11pm. Ive a feeling it's lowlife.

 

I doubt it. Most of the debt companies doorsteppers are self employed and they would not bother to come around 3 times in one day. They would leave a card, if you have a letterbox.

 

I suspect it is someone seeing if you want to change energy supplier or double glazing. They tend to work in an area all day for one day only and try to see every householder. Having said that 7am is a bit early for these. It could be a process server trying to deliver a statutory demand. If this is the case, they will try again and if no joy, post it to you.

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I doubt it. Most of the debt companies doorsteppers are self employed and they would not bother to come around 3 times in one day. They would leave a card, if you have a letterbox.

 

I suspect it is someone seeing if you want to change energy supplier or double glazing. They tend to work in an area all day for one day only and try to see every householder. Having said that 7am is a bit early for these. It could be a process server trying to deliver a statutory demand. If this is the case, they will try again and if no joy, post it to you.

 

I've not had anyone turn up for a few weeks. No cards left no letters etc apart from the threatograms!!

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U can tell its just huff and puff when they start the sentence with IF. DCA's reminds me the the 3 little pigs story but us in CAG are in the house made of bricks. So they can huff and puff all day long we know the law

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U can tell its just huff and puff when they start the sentence with IF. DCA's reminds me the the 3 little pigs story but us in CAG are in the house made of bricks. So they can huff and puff all day long we know the law

 

I'm going to sar them anyway!!

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  • 2 weeks later...

Thankyou for your recent request under section 7 of the data protection act.

 

We would like to clarify that the data you will be provided will only relate to the original account purchase details and the subsequent I formation held by our company from our dealings with you.

 

The subject access request will not include information held on the account by the original creditor prior to the sale of the account . For that you will need to make a deprecate request to the original creditor with a 10 fee.

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Who did you send the SAR to, if it was a DCA not the original creditor

what they have said is correct, and is what you must do.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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