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    • Thank you to you all, you guys are amazing!! Yes of course i will be making a donation, i am very grateful to you all. Keep up the good work
    • I'm not quite out of the woods yet. The email they sent me also said that I have £290 of arrears and it has been passed onto their collections department. If anything my account should be £10 in credit.  They haven't taken into account the trainers that were returned back in October. The other items have been credited to my account so it looks like I've still got work to do.  They are not very quick to reply to emails, although I've only sent one trying to find more information, and I have no idea what happens next. Half of me want's to get it sorted properly the other half just wants it over with, if that means a default then so be it. 
    • No. It's a public (council maintained) road with some houses in it.   Some other houses back onto it too and those owners have right of way down the road to access the back of their properties.  Theres a few garages with private osp - so one drives out the garage, over the osp, and onto the public side road and then out on to the public main road.  Irrespective of whether the garages are used - the local businesses parking their cars on the private osp are ostensibly preventing cars from accessing the public roads.
    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
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Rossendales Collect and their letter....


clemma
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I can't scan the letter which they have sent so I will attempt a good copy. Not sure if it is entirely within the OFT guidelines. Anyhow, not overly worried about them. This is NOT the bailiff side of the company just the debt collection side. I have sent (twice) the "you are not to visit letter) but they have chosen to ignore it. Fair enough.

 

Just wondering what people think?

 

Client xxxxx

Reference xxxxx

Our ref xxxxx

Date 19th October 2012

 

Outstanding amount £xxx.xx

 

WARNING - YOUR CREDIT RATING COULD BE SERIOUSLY AFFECTED

 

You WILL be VISITED by a DEBT COLLECTOR

 

PHONE IMMEDIATELY TO AVOID ACTION - WE ARE HERE TO HELP

 

0844 XXX XXXX

 

Then it has a barcode for payments and at the very bottom the address of who sent it.

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you've done your bit

 

its just a threat

 

you know w hat to do if they do turn up anyway!

 

whats the debt all about?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Its for over payment of housing benefit. It isnt for much but they refused the payment offer we made. When we were still claming housing benefit £10 a week was being deducted from the benefit towards the arrears. We offered Rossendales the same. This letter seems to be their next plan of "intimidation". Not sure it can affect my other halfs credit rating either.

 

And, yep. I know what to do if they come a-knocking ;-)

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Thought as much. I don't know how successful they will be at getting a CCJ. I may just start paying £5 a week using the barcode on the letter. They'd struggle to get a judgement against the other half if he is paying something. Plus I have all the letters from them, including the refusal to accept the payment offer.

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