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Letter from CapQuest re Halifax Loan


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I have received the attached letter from Robinson Ways 'solicitors' threatening me with possible court action. What letter do I need to send them in reply?

 

?action=view&current=0cf267af.jpgpencil.png

0cf267af.jpg

Edited by OfW0lfAndMan
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What was the debt, a bit of history would help :-)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Yes agreed, a very standard pathetic letter these clowns have their computer print off in the hope of conning money off people who owe nothing.

 

Love how they continue to tell debtors to take out more debt and use a credit card to pay off what they claim is owed.

 

Much more info is needed to put this baby to bed....

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 3 months later...

Afternoon all.

Got this from Cr*pQuest today. have to admit I've never seen one like this before. it relates to a Halifax loan which has been in dispute for quite a while now.

 

Thought you'd like a read. I'd like to ask about the statement in the box at the bottom of the letter. How can they say this if they have no power to collect this disputed debt in the UK?

 

http://i5.photobucket.com/albums/y157/jamesthecat/CAG%20letters/d62c84ef.jpg

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depends if they own t he debt or not.

 

however, i've had loads of that letter.

 

safe to ignore

 

its just a phishing trip

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sounds Like Desparation from Crapquest.

The statement in the box relates to the Juridiction of Courts and the laws appropriate here as opposed in particular in Scotland where prodeures and law vary quite considerably. eg Limitatios 6 years England & Wales 5 years in Scotland nothing dramatic.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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  • 2 weeks later...

I received this letter yesterday. Am I right in sending a CCA request to them?

It relates to a Halifax loan. Can they put theses costs onto the balance of the account?

I have no intention of giving them anything, other than what they deserve that is.

 

http://i5.photobucket.com/albums/y157/jamesthecat/CAG%20letters/c6757224.jpg

Edited by OfW0lfAndMan
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Please remove your name from the letter. It says "Dear Mr XXXXX"

 

This looks like a standard "hello" letter designed to make you think they are applying for a CCJ. Those costs will only get applied of they do.

 

Have you been paying Halifax?

 

A CCA request might be useful - it depends when was the account started - was it before April 2007?

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It is just amother threat, ''look how much more you will have to pay if you don't do as you are told right now''

 

These cost are IF they issue a court claim, get the CCA request done.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I changed the letter as soon as I realised my name was on it. Will get the CCA letter sent. Honestly can't remember when the loan was originally taken out. No intention of paying anybody anything.

Edited by OfW0lfAndMan
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  • 4 weeks later...

I got this letter today and it's got me worried. Is this allowed, can CapQuest do this? This isn't helping my depression, which I find hard to cpe with at the best of times.

 

:behindsofa::scared:

 

http://i5.photobucket.com/albums/y157/jamesthecat/CAG%20letters/Capquest1310_zps18ae6009.jpg

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  • 3 weeks later...

Further to the above I have received this letter today from CapQuest. This is a loan from the Halifax for which no CCA has been provided, despite me requesting one. It is in serious dispute. Can they do this? I have been unemployed almost 2 months so in no position to be able to make any payment offer. Needless to say this has got me very worried :help:

 

http://i5.photobucket.com/albums/y157/jamesthecat/CAG%20letters/CapQuest01NOV12_zps8c8df873.jpg

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