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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      Judge & Priestly

      By Bhindi lover · Posted

      I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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      Please fill this out   Dx Pl
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    • jk2054
      Shock !!EVRI has lost my parcel PS5 - court claim issued

      By jk2054 · Posted

      No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Mickgibbons1
      Shock !!EVRI has lost my parcel PS5 - court claim issued

      By Mickgibbons1 · Posted

      Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Orange/Moorcroft advice please

leigh04

By leigh04
in Telecoms - mobile or fixed

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leigh04

leigh04

Posted
Posted

Hi All,

 

Just need some advice please,

 

I defaulted on my orange account, this is after cancelling my contract after the 24 months period,

 

i owed orange just over 30 pound,

 

i forgot about it as i was in the process of moving and was busy with that and getting my kids back into schools in the new area.

 

After checking my credit file i found out that i had a default listed back in April this year regarding orange acc.

 

Well i phoned orange on the 2nd oct to pay it and they blatently refused and said i had to ring the dca who are collecting on oranges behalf,

dca is MOORCROFT,

 

I refused to speak to them and said i wanted to pay directly to ORANGE,

but ORANGE said as the account has been terminated and been past to MOORCROFT for collection,

i asked if it had been sold and they stated NO just collection .

 

As i refused to pay dca,

i thought i would see if i had a statment with my acc details on from ORANGE,

hooray for me i did,

 

i checked the back and it had ORANGE BANK AND SORT CODE details on it so i logged into my online banking

and paid the amount off in full on the same day as phone call may i add, also listed acc number for ref.

 

What i want to know is have i done the right thing in by passing the dca and paying ORANGE directly and what to do now .

 

many thanks on any advice

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dx100uk

dx100uk

Posted
Posted

done right , but it wont remove the default.

 

this will now effect your credit rating for 6yrs.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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leigh04

leigh04

Posted
  • Author
Posted
done right , but it wont remove the default.

 

this will now effect your credit rating for 6yrs.

 

dx

 

Thanks dx thought i was right, im not to bothered about the default being on my file for the 6 years as my credit is pretty cr*p anyway, just wanted to make sure i done things correctly regarding paying orange directly.

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leigh04

leigh04

Posted
  • Author
Posted

Just an update had an email reply from executive office (on behalf of olaf)

stating my account is settled in full and hope that i am satisfied etc etc.

 

I emailed back stating that its now up to orange to recollect file back from the dca and to amend my cr file to settled.

 

Is this correct?

 

Cos i dont want the dca to try n collect on a settled debt.

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dx100uk

dx100uk

Posted
Posted

yep

 

well done

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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leigh04

leigh04

Posted
  • Author
Posted

This will hopefully be the last update, exec offce emailed me again and i quote

"we have informed the dca and recalled the file so you should not hear from them,

And we have written to cra to amend your cr file but it could take 28 days"

 

Well im glad this is sorted with orange just gotta sort STUDIO now....

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locutus

locutus

Posted
Posted

"amend your credit file" to what tho? If they just mark it as settled it'll still show on your credit file that you were defaulted for 6 years.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

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leigh04

leigh04

Posted
  • Author
Posted

I understand that but i would rather have it show default settled than nothing like i said in previous post my cr rating pretty cr*p i just want to make sure orange amend it correctly whats the harm in that??

 

Its not like im going to be trying to get credit here there and everywhere i just want my file to reflect that yes i defaulted but its paid as said before not bothered about 6 years default stays but i would like my cr file to state true facts mainly because if for some reason the dca continue to chase me i have all relevent info to back my self up to say that the debt is paid....... So wheres the harm in that

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locutus

locutus

Posted
Posted

As long as you're happy. :)

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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locutus

locutus

Posted
Posted

Excelent :D Such a good outcome. Better than I expected!

 

Well done.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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leigh04

leigh04

Posted
  • Author
Posted

Thanks locutus yes it was better than what i thought it be, thought it was going to show as default settled but im really pleased that its showing as satisfactory just gotta sort studio and santander out now lol x

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locutus

locutus

Posted
Posted

Studio probably have added loads of unlawful charges... start a thread HERE, SAR Studio and reclaim the charges and include that you want the default removing from your credit file.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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