Sexy_Em vs HSBC

[Sexy_Em]

thanks

[Sexy_Em]

argh!! how do i fill in the questionaire thing?!?!?!

[flunky]

Hey I am with you.

 

Very confusing. Just posted myself. AQ due on the 30th.

 

Just dont seem able to get my head round it.

 

If you see a simple broken down way let me know too !!

[Sexy_Em]

found a guide here

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

easy peasy!!

[flunky]

Seen it - Thank god.

 

Looks pretty straight forward in that layout.

 

Very nice.

 

When does your AQ have to be filed mine is the 30th.

[nettyg]

sounds like you and flunky should be hearing good news very soon

fingers x'd for u both

netty

[lateralus]

ok, as for the aq - as well as the link above, check this one out:

 

New strategy for Allocation Questionaires

 

i asked bong exactly how to use it and this was her reply:

 

 

if its an N149 AQ at G (other information) write

 

I believe that the case will last no longer than one hour.

 

This issue is not a complicated one; it is an issue of fact and not of law. The issue is only whether the money levied by the Defendant in respect of its customer’s contractual breaches exceed their actual costs incurred. I am happy to pay their actual costs and I am surprised the Defendant did not counterclaim for these, because I would have paid them without argument.

 

However, the continuing problem is (in common with the 100s of other cases currently being brought by other bank customers) that the banks refuse to reveal the details of their penalty-charging regime. As the banks have a fiduciary duty towards their customers, they have a duty to deal straightforwardly and in utmost good faith.

 

Accordingly, I would respectfully ask that the attached draft direction be made into an order.

 

I believe this would bring a rapid end to this litigation.

 

If its an N150 AQ, at F tick yes and then no, and at H write the same text as above, but not the line about the case lasting for one hour as this has been answered elsewhere in the questionnaire.

 

You then attach the draft direction, making sure you have added your own case and court name and claim number etc.

__________________

so, that's all the help you will probably need for the aq.

 

remember my new theory (i'm going to loook really stupid if this doesn't pan out), offers on thurs, frid and sat for those with aq's due next week - if they have already sent in their breakdowns to dg. that gives you mon. if it doesn't happen - to ring dg and see what is up.

if, you get your offer and ac cept it - you still need to ring the court before the aq deadline to tell them what's happened and ask them to delay the aq deadline. if nothing happens (i'll jump off the humber bridge probably) you will file your aq's before the deadline.

[Sexy_Em]

damn wish u had posted that before i sent my AQ off. that text sounds really good!

[Sexy_Em]

Had a letter this morning from D & G offering me the full amount wooohooo!!!

 

what do I do now?

 

Sign it aggreeing to the money - but crossing out promising to keep it confidential?

 

ring MCOL and tell them to stop proceedings

 

then what?! am i done?!

[lateralus]

don't stop the court stuff until you have your money.

 

here's an acceptance letter you could use if you like: courtesy of michael browne:

 

Date

Dear Whoever

Ref: Your Offer of Settlement

 

Account: xxxxxxxx

Sort Code xx-xx-xx

Claim No: XXXXX in XXXX County Court

 

I acknowledge receipt of your letter date xx/xx/xx and your settlement offer of £XXX

 

I accept your offer as full and final settlement only for this claim of bank charges made on my account between xx/xx/xx and xx/xx/xx(dates of first and last charge)

 

I accept this offer without prejudice and I reserve the right to make any further claims should you apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim.

 

I am also not prepared to agree to any confidentially clauses you try to impose, unless of course your client wishes to make an offer of due consideration in addition to the amount of £xxxxx, in order to be afforded this privilege by myself.

 

I trust that you will find this arrangement acceptable.

 

Yours Sincerely

__________________

 

and here's something for the courts:

 

 

Claim No.*********

I wish to inform the court that the defendants in the above claim have written to me offering an ex gratia payment in full and final settlement of this claim. In principal have decided to accept their offer and I am currently in negotiation with them as to the terms and conditions they have attached to the offer.

Should the claim be resolved to the satisfaction of both parties I shall inform the court immediately and withdraw my claim.

vbrep_register("543717")

 

 

i am really please for you em.......let us know when you get your money!!!

[nettyg]

Congratulations em that's fantastic news

netty x

[Sexy_Em]

thanks ever so much for that lateralus I will get them letters written tonight!!

 

Do I thn cross out the bits I dont agree to on the form thing they want me to sign and send back, or just not send it?

 

Thanks netty

 

Everybody on here is soooo helpful!

[lateralus]

don't bother - you are send your acceptance letter not theirs.

[Sexy_Em]

HSBC Sent me a letter on Saturday telling me they were going to pay the charges into my bank account, so I wrote back to them straight away saying that I had closed my account so it wasnt going to be possible...

 

And I received my cheque this morning! *faints*

 

Thank you so much for everyones help!!

 

xox

[nettyg]

fantastic news em... well done

happy spending

netty x

[lateralus]

glad you finally got it!

best wishes!

[radiodan]

Thought I'd float through and say congrats. I was keeping my eye on this one

[Sexy_Em]

thanks everyone!!

 

Just to write a letter to Leicester County Court and I can get this thread moved!!!

 

it CAN be done - sorry ofr all the panicking!!

 

xox

[lateralus]

go ahead and pm MARTIN3030 and get it moved - we need new blood in that thread for the newbies to read!

[givememymoney]

Fantastic news well done