Jump to content


  • Tweets

  • Posts

    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
    • The airline said it was offering to pay $10,000 to those who sustained minor injuries.View the full article
    • The Senate Finance Committee wants answers from BMW over its use of banned Chinese components by 21 June.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4291 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

last january my wife got a parking fine

 

a letter from bolton council came addressed to me as i was the registered keeper .

 

thing is it claimed to be the 2nd letter and demanded £80.00 iirc ( i never got the 1st letter giving me chance to pay £30.00 )

 

i called bolton council to ask why i had not got the first letter and they just said well it was sent to you

i also asked to see photographic proof it was actually my car , i recieved nothing !.

 

i then chose to ignore their letters as they had ignored my request and today i have received a letter from equita bailiffs say in large red letters REMOVAL NOTICE .

 

i contacted bolton council who told me i owe them £82.00 which i then offered to pay but they refused to accept my payment ?

 

what i would like to know now is can bolton council refuse my offer to pay in full ?.

 

if so what happens next as far as this bailiffs letter goes and what charges can equita load on top of the £82.00 that i own to bolton council .

Link to post
Share on other sites

They can refuse your payment because you forfeited on the debt and now a separate company has been instructed to collect it. And that company naturally charges for the work it does, hence the amount owing will have increased.

 

You need to pay the bailiff. Do you know how much is currently owing?

Link to post
Share on other sites

Yes, there is a fixed schedule of charges.

 

In my view, you'd be best off finding out. If they have only added on, say £15 or £20 to the bill for their fees, I would probably just pay it, before anything else happens and more charges get added on - which can rapidly escalate into the hundreds. I really don't see you have a case to defend this one.

Link to post
Share on other sites

No. I am talking about parking PCNs. I don't know anything about liability orders, but that's not the issue here. He has a PCN.

 

I do remain extremely sceptical of the advice freely given out on this forum that people should pay the council directly for things like council tax, after the bailiff has been instructed. I think it is the wrong course to take, but as I say, that's not my area.

Link to post
Share on other sites

No. I am talking about parking PCNs. I don't know anything about liability orders, but that's not the issue here. He has a PCN.

 

I do remain extremely sceptical of the advice freely given out on this forum that people should pay the council directly for things like council tax, after the bailiff has been instructed. I think it is the wrong course to take, but as I say, that's not my area.

 

Even if a bailiff is instructed, there is no law that dictates you MUST deal with them, and as a council is duty bound to accept a tendered payment, and if a visit has been made the Lo is settled along with the lawful fee, then why not? Should we allow the bailiff to levy and add fees ad nauseum even if a debtor can settle the whole account at that point?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Even if a bailiff is instructed, there is no law that dictates you MUST deal with them, and as a council is duty bound to accept a tendered payment, and if a visit has been made the Lo is settled along with the lawful fee, then why not? Should we allow the bailiff to levy and add fees ad nauseum even if a debtor can settle the whole account at that point?

 

I agree with this also experience tells me that dealing with the bailiff leads to fictional fees would you pay anyone else for work that hasn't taken place? Until back office teams within local government cannot hire their own commercial bailiffs to collect I would advise paying the council directly

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Even if a bailiff is instructed, there is no law that dictates you MUST deal with them, and as a council is duty bound to accept a tendered payment, and if a visit has been made the Lo is settled along with the lawful fee, then why not? Should we allow the bailiff to levy and add fees ad nauseum even if a debtor can settle the whole account at that point?

 

You don't have to deal with the bailiff. No-one said you do. You can completely ignore them if you want. But if they get into your house, or get hold of your car, you might wish you'd done something about it before.

 

The council are not duty bound to accept a tendered payment in the case of PCNs. And I very much doubt it is in other situations where bailiffs are on the case - it is contrary to common sense. There has to be legal liability for bailiff fees, or practically no-one would pay them. Give something solid to prove me wrong, by all means.

 

As to whether "we" should allow the fees to be levied, it's a moot point. "We" don't have any say unfortunately.

Link to post
Share on other sites

I agree with this also experience tells me that dealing with the bailiff leads to fictional fees would you pay anyone else for work that hasn't taken place? Until back office teams within local government cannot hire their own commercial bailiffs to collect I would advise paying the council directly

 

Would you expect not to pay for work which has taken place? Would you expect a company to employ people and run offices etc for nothing? These are commercial businesses and there is liablity for their fees - legitimate fees, that is.

Link to post
Share on other sites

You don't have to deal with the bailiff. No-one said you do. You can completely ignore them if you want. But if they get into your house, or get hold of your car, you might wish you'd done something about it before.

The council are not duty bound to accept a tendered payment in the case of PCNs. And I very much doubt it is in other situations where bailiffs are on the case - where is this enshrined in Statute ? it is contrary to common sense. There has to be legal liability for bailiff fees, or practically no-one would pay them. Give something solid to prove me wrong, by all means.

 

As to whether "we" should allow the fees to be levied, it's a moot point. "We" don't have any say unfortunately.

 

If they are prevented from gaining a levy, they only get the two visit fees, and no one is suggesting a debtor avoids paying them, just that as oldbill myself and others are pointing out bailiffs don't have a good track record of playing by the rules; and in the case of council tax, and I believe any payment due to a council, it is unlawful to refuse a tendered payment over the counter. I said pay all lawful fees, so in that scenario with one visit, bill plus visit fees should be paid.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

in the case of council tax, and I believe any payment due to a council, it is unlawful to refuse a tendered payment over the counter. I said pay all lawful fees, so in that scenario with one visit, bill plus visit fees should be paid.

 

You might be right - I don't know. But bailiff fees are not due to the council, they are due to the bailiffs. I doubt the council has any obligation to accept them, and I don't see the advantage of playing it that way.

Link to post
Share on other sites

You might be right - I don't know. But bailiff fees are not due to the council, they are due to the bailiffs. I doubt the council has any obligation to accept them, and I don't see the advantage of playing it that way.

 

To potentially avoid more fees

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Would you expect not to pay for work which has taken place? Would you expect a company to employ people and run offices etc for nothing? These are commercial businesses and there is liablity for their fees - legitimate fees, that is.

If you read my thread you will see that Equita are still claiming visit fees for visits that haven't taken place and can't have taken place so I will take my chances that they will pursue me through the courts as they will than have to prove they have been and they haven't under your suggestion I would of paid them the additional £200+ for work they hadn't done. They take their fees first paying them rewards them for lying and pushes people further into poverty. The point is for things like CT commercial companies shouldn't be responsible for collection of arrears as it is not in their interest to follow the law and council policies as they don't make money that way

  • Confused 1

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

I don't think you should pay them for work they haven't done! You are confusing two different things.

 

I am arguing that you shouldn't make your payments directly to the council, I am not arguing over the validity of the fees or the amount they are claiming.

 

If you say the amount is wrong - challenge it. But if you start paying money to the council, that won't resolve that problem for you because their fees, illegitmiate or not, will still be there, and they will still chase you for them,and charge you for that too!

Link to post
Share on other sites

I don't think you should pay them for work they haven't done! You are confusing two different things.

 

I am arguing that you shouldn't make your payments directly to the council, I am not arguing over the validity of the fees or the amount they are claiming.

 

If you say the amount is wrong - challenge it. But if you start paying money to the council, that won't resolve that problem for you because their fees, illegitmiate or not, will still be there, and they will still chase you for them,and charge you for that too!

 

You wouldn't get the money back! They also can't legally garner any more fees than the fees laid out in statute if you pay the bailiff company they take their fees first and you have to claim them back if you pay the council the debt is paid of faster and they are responsible for paying their appointed agents

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

This is NOT ADVICE by the way, but does this help?

 

I came across some old emails from when I had to deal with Rossendales over fees coming to over £250. Incidentally they were added fraudulently but I wasn't knowledgeable about this at the time.

 

It wasn't until later that I found out for sure I'd been, (rhymes with damned). At no point did I deal with the bailiff and paid the council direct, less bailiff fees.

 

This was the email from the council notifying me that all charges levied by Rossendales had been cancelled, which was sent incidentally, before I'd delved into the unlawful aspect of their actions.

 

From: Debt Recovery Officer

Date: 27 May 09

To: Xxxx

Cc: Debt Recovery Manager

Subject: REQUEST FOR INFORMATION COUNCIL TAX ACCOUNT 550xxxxxxx

 

Dear Mr Xxxx

 

I was sorry to be informed that you have not had a reply concerning the query raised in March.

 

I have contacted Rossendales today and spoken to Xxxxx Xxxxx who advised she does not appear to have received my original e-mail. I have forwarded it to her this morning and she has posted a letter back to you today.

 

As you continued to pay direct to North East Lincolnshire Council, Rossendales have closed the account. Therefore, any charges that had been levied by Rossendales have now been cancelled.

 

I confirm all council tax payment has now been received for 2008/2009 financial year.

 

Regards,

 

Debt Recovery Officer

Link to post
Share on other sites

No, it doesn't help. We don't know the particulars of that case and it would be wrong to infer from that that payments to the council result in bailiff fees being waived.

 

Clearly sometimes there will be situations in which the council are in error, and the bailiffs should never have been instructed. And equally there are cases where they are not in error and the bailiff is acting legitimately.

 

If you want to provide this as a case study, please flesh it out. What, for example, was the issue raised in March? What is the stroy behind it?

Link to post
Share on other sites

but its fine to advocate paying the bailiff directly? usually at a rate you cant afford presuming they will agree to a payment plan pmsl

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

No, it doesn't help. We don't know the particulars of that case and it would be wrong to infer from that that payments to the council result in bailiff fees being waived.

 

Clearly sometimes there will be situations in which the council are in error, and the bailiffs should never have been instructed. And equally there are cases where they are not in error and the bailiff is acting legitimately.

 

If you want to provide this as a case study, please flesh it out. What, for example, was the issue raised in March? What is the stroy behind it?

 

 

 

I had simply emailed the following to the council, after earlier that month, settling all outstanding monies owed to the council through internet banking when the council refused to take payment:

 

 

 

From: coutlawla

Sent: 16 March 09

To: Debt Recovery Officer

Cc: Xxxxx; Cllr - Xxxx

Subject: Council Tax/Rossendales

 

Dear Xxxxx

 

Re: 550xxxxxxx: Request for Information

 

I write pursuant to Section 7 of the Data Protection Act 1998 and request you send me the following.

 

An itemised breakdown of all the fees charges orders costs and other monies that make up the total obtained* by your bailiff.

 

The name and address of the court that certificated your bailiff.

 

I look forward to receiving the above at your earliest convenience.

 

Yours Sincerely

 

 

 

 

* The fees were in fact never obtained, only charged for

Edited by outlawla
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...