Marstons Visit Imminent

[tryagain]

Hi

 

I wonder if someone can help.

 

We have today received a letter from Marstons regarding an outstanding debt. I am not disputing the debt and more than happy to come to an arrangement to pay it.

 

The problem is we have moved 3 times in the last 18 months and the debt (for £500) was at the first address. This letter is the first I have heard about it having gone to court and them having obtained a writ.

 

The debt is now over £1300 and they are coming on Wednesday to remove property which will also increase the debt.

 

Is there anything I can do to stop this based on the fact I didnt know about the court action? I had actually been emailing the company the money was owed to some while back to try to resolve but they never replied to my emails.

 

I dont even know which court this is in as this letter is the first I have seen.

 

Any advice greatly appreciated.

 

Many thanks

[i hate bailiffs]

if they are coming to visit you at a private address there is no right of entry and you don't have to let them in,however they can levy and remove goods from out side your property

 

business premises they do have right of entry

 

you may be able to get it set aside..... others will know more

[unclebulgaria67]

What was the original debt for ?

 

Bailiffs have no powers, without the authority of an order signed by a judge. Just keep all doors and windows closed. Cars parked away from drive or locked in garage. Don't speak to them.

 

Try to resolve with the company that you owe the money to. Perhaps send them a cheque for a sum that you can afford and then agree to pay them x per month, until the relevant sum is paid. Depending on the original agreement that you signed, you may not owe any interest or charges. I would see if you can just pay the original creditor the £500 you owe, by instalments if necessary. If they failed to respond to emails, send them a copy of the emails and point out that they failed to respond.

[tryagain]

Thanks both for the sound advice.

 

The original debt was for domestic heating oil.

[hallowitch]

Hi

 

I wonder if someone can help.

 

We have today received a letter from Marstons regarding an outstanding debt. I am not disputing the debt and more than happy to come to an arrangement to pay it.

 

The problem is we have moved 3 times in the last 18 months and the debt (for £500) was at the first address. This letter is the first I have heard about it having gone to court and them having obtained a writ.

 

The debt is now over £1300 and they are coming on Wednesday to remove property which will also increase the debt.

 

Is there anything I can do to stop this based on the fact I didn't know about the court action? I had actually been emailing the company the money was owed to some while back to try to resolve but they never replied to my emails.

 

I don't even know which court this is in as this letter is the first I have seen.

 

Any advice greatly appreciated.

 

Many thanks

 

Hi welcome to CAG

 

As i understand it if you had no idea of the CCJ because all all paperwork went to a previous address you can get the judgment set aside and a stay put on the writ of fifa

 

I have asked someone to look in on this thread who will be able to explain how you go about this

[dx100uk]

heating oil?

 

if you knew nowt about the CCJ

 

you need to get it set aside.

 

typoe in

set aside a CCJ

 

 

in our search top right

 

that will stop all action dead by the bailiffs.

 

dx

[ploddertom]

There are 2 different issues here:

1 - the CCJ

2 - the Writ Marstons have - this is the most important one

 

Have you been left any paperwork by Marstons - a Form 55 hopefully?

[tryagain]

Hi

 

All we have is a typed letter saying they are giving us fair warning that officers will attend with removal contractors to seize and remove sufficient goods.

 

Or we can pay the full sum which we are unable to do.

 

Thanks

[ploddertom]

The letter is more of a threat than anything else and can be safely ignored providing you deny them access to your home - they have no right of entry unless you let them in - and make sure anything of value is put under lock & key and if you have a car remove it as far away as you can. However he does have the right to force entry to any detached building you may have if he believes there are goods inside that may help satisfy the debt.

 

To move forward you are going to have to look on Registry Trust website to see if you have a CCJ against you - remember what address it is against also. This should give you the CCJ number, the Court it was awarded at, the date and its value. You do have to pay to get this info or alternatively get a free subscription to one of the Credit Reference agencies but remember to cancel afterwards as some charge £20 per month.

[ploddertom]

Or we can pay the full sum which we are unable to do.

 

Thanks

 

Are you able to pay the original sum outstanding without all the fees that have been added. This will dictate whether to apply for Set Aside or for a Variation Order.

[tryagain]

Hi all

 

This is Mr Try Again here

 

One thing my wife failed to mention is there is ALREADY a levy on the goods at the house with another bailiff. Would a new bailiff be able to levy goods that already had a levy on them.

 

G

[ploddertom]

Not being nosy but what is the other levy for? I would suggest you tell us what goods they have seized for that as there may be exempt goods on the list? If you do get another Bailiff around and if you do allow him entry you would have to show him proof of another levy. Best bet is not to allow another one in, after all they have no automatic rights of entry regardless of any threats they may issue.